The Money Puzzle

The risks and opportunities of AI become clearer each day, but how do you - the investor - optimise AI while minimising your risks? Daniel Gara, founder of Vectatech.com.au joins Associate Editor, James Kirby in this episode. In today's show, we cover: How to best use AI as an active investor Securing your data against later use by AI companies Tackling AI questions to get the answers you need Ant...

This is the year reality bites for private credit investors: Put simply, it was too good to be true for several years. More recently, just as everyday investors piled into the space, the numbers have turned against it. Charlie Viola of Viola Private Wealth joins Associate Editor, James Kirby, in this episode. In today's show, we cover: Private credit shake-up: The Metrics Credit affair Should we c...

The Financial Independence Retire Early (FIRE) movement has been re-energised through an offshoot tagged as COAST. It's all about the magic number you need to save, which allows you to ahem coast through the rest of your life without money issues. Would it work for you? Lionel Lee, author of 'Into The Moneyverse' joins Associate Editor, James Kirby in this episode. In today's show, we cover: FIRE...

The Spring season's 'stock overhang' will determine the outlook for the property market. It will also provide an early guide on where the bargains will emerge for investors. Angus Moore, senior economist at  Realestate.com.au joins Associate Editor, James Kirby in this episode. In today's show, we cover: Stock overhang - The markets with the most for sale Will vacancy rates stay low if prices...

Higher taxes, an aging population and hopeless productivity growth ...is Australia the best place to put your money? In today's show, we cover... What investors can draw from the government's inter-generational report Does the productivity gap with the US explain Wall Street's superior returns? Why rates will be higher for longer Gold takes a step backwards in its forward march Paul Bloxham, chief...

The removal of negative gearing from existing residential property, coupled with sliding values for investment property, has changed the game for every investor. The new dilemma is whether you invest in your CGT free family home or instead place that money in the long-running bull market for shares. Stuart Wemyss of the Prosolution Private Office joins Associate Editor, James Kirby in this episode...

Managing $175 billion for UniSuper would keep anyone on their toes. It also helps to clarify a clear view on every asset class from US shares to private credit. So what does UniSuper's chief investment officer think will happen next? John Pearce, the chief investment officer at UniSuper joins Associate Editor, James Kirby in this episode. In today's show, we cover: The outlook for shares Why a 'ba...

Big super funds hedge up to 50 per cent of their offshore investments: The textbooks say you should hedge about one third of any exposure overseas. But the hedging level of most Australian investors, including ETF investors, is generally close to zilch! In today's show, we cover... Should you be hedging that increased offshore share allocation ? Electrified economy - The long-term investment attra...

How do you get a pay rise? Should you join that start-up that promises to go to the moon, or should you simply buy your first home a lot sooner than you had planned? In today's show, we cover: Career Control - The finances of career navigation Catching up - Investment tips for the late starter Your career and your SMSF - Getting business to pay you rent Sweat equity - Deciding if you should jump t...

Interest rates are moving higher worldwide, but this time around it's for good reason: The AI boom is fuelling tremendous returns on global share markets. As the game gets riskier, your cash is now returning nearly 5 per cent risk-free; it's getting hard to beat In today's show, we cover... Why cash is beating total bond returns out the door Investing in a high-rate, high-return market New traps -...

If you don't have a Will, that's plain stupid. If you have a Will, you should also consider a Testamentary Discretionary Trust...and if you have done that too, you'd better watch the new Budget reforms because you may have to make changes. In today's edition, we cover... Estate planning - The basics for the everyday investor Testamentary Discretionary Trust - They escaped new taxes, check them out...

It's the biggest investment upsurge we have seen since the LNG gas expansion of more than a decade ago: Data centre construction will make or break investors in the years ahead...how to play it? Emanuel Datt of Datt Capital joins Associate Editor, James Kirby, in this episode. In today's show, we cover: * Your jungle guide to the $150bn data centre boom * The hottest stocks at the centre of the ac...

The gold price bounced in August, suggesting the yellow metal may soon recommence the rally that enthralled investors across 2025: It might be time to top up.... In today's show, we cover The outlook for gold A gold digger's favourite picks Why gold miners so often blow their prospects Raleigh Finlayson - The rise of a gold dynamo Cameron Judd of the Victor Smorgon Partners Resources Gold Fund joi...

House price falls have some way to go, and now that we have the clear and present danger of more rate hikes, bargain hunters have time to kill.   In today's show, we cover; How the downturn will deepen from here Can the first home market stay unaffected? Housing developer busts - Bathla will not be an isolated case The Spring pile-up - waiting for an avalanche of new listi...

It's the hot-button question for so many investors - how to optimise any spare cash they may have on hand. For younger investors it's often the mortgage; for older investors it's often putting the money into super (before it's too late) But which is it for you? Olivia Maragna of Aspire Retire joins Associate Editor, James Kirby in this episode. In today's show, we cover: Super for mortgage...what...

"I want to help the kids, how do I start?' It's one of the most common questions we get on the podcast, and it's time to tackle it head on. Dr Doug Turek of Minchin Moore joins Associate Editor, James Kirby in this episode. In today's show, we cover: How to start an investment for a child A smart approach to school fees What to do about HECS Helping with a first home purchase See omnystudio.c...

The ASX 200 is enjoying a solid earnings season, but the healthcare sector is shooting the lights out. Believe it or not, the market sector that offered the fastest way to lose money last year is suddenly red hot. Jun Bei-Liu of the Ten Cap Alpha Plus funds joins Associate Editor, James Kirby in this episode. In today's show, we cover: Up 25% in a month! - Healthcare stocks are back Why the health...

Here comes Spring! Welcome to most, except perhaps to residential property sellers, who will be adding stock to an already bloated market where prices are falling. Louis Christopher of SQM Research joins Associate Editor, James Kirby in this episode. In today's show, we cover: How bad is the listings overhang?  Why banks may have forecasts wrong on property prices Yes, yields are rising, but...

The old formula for seeking income in the Australian market is fading: Dividend rates have dropped across the ASX. Yet, recent tax changes mean that investors will want to raise income from local markets.  Hugh Robertson of the Centaur Financial Services group joins Associate Editor, James Kirby in this episode. In today's show, we cover: How can I chase income safely? The income risk ladder...

Property investors are scrambling to sidestep the new property taxes and taking risks in areas they might never have considered before the May Budget. Rasti Vaibhav of Get RARE Properties joins Associate Editor, James Kirby in this episode. In today's show, we cover: The looming black spots for property investors  Hidden dangers of 'new build' negative gearing A sober read on the reality of c...

At the top end of the market, Australia's richest investors are deeplyengaged in the AI boom: Some are betting the house on AI, others are fighting to rescue their reputation as AI sweeps through every industry sector.  John Stensholt co-author of 'Tech Bros' the extraordinary story of Atlassian' joins Associate Editor, James Kirby in this episode. In today's show, we cover: Rich pickings in...

The first principles for buying property never change. Whether it's your first home or your first move as an investor, you need a pathway. But following this year's landmark federal budget, it will pay to know where the government is aiming to 'help' and where market distortions could create new risks. Author and host of the 'Money, Money, Money' podcast, Glen James joins Associate Editor, James K...

The swing towards 'alternative' investing is much more than a fad, it is now a core dimension of most investment portfolios among wealthy investors. But how does the everyday investor get started in this area? Cathy Ding of the Glory House group joins Associate Editor, James Kirby in this episode. In today's show, we cover: The basics of alternative investing Getting started in private credit...

Starting August 10 Self-Managed Super Funds will be banned from borrowing to buy residential property. The Government's late move will catch many investors offside. But the market is responding quickly, new strategies and new products are emerging for active investors. Stuart Wemyss of the Prosolution Private Office joins Associate Editor, James Kirby in this episode. In today’s show, w...

Investors love Exchange Traded Funds; these cheap and low-risk funds, which mirror indices such as the ASX 200, are increasingly popular. But how do you put them together to create a diversified portfolio? Chris Brycki, CEO of the Stockspot group, joins Associate Editor James Kirby in this episode. In today's show, we cover: ETF essentials - what you need to know Who are t...