Jacqui Pugh and Erica Vargas
Stop F*cking Settling!
REALationships. REAL Talk. REAL Funny. Whether you like it or not, The REALationship Babes, are your new best friends - saying the shit your friends won’t say…to help you stop f*cking settling when it comes to love, REALationships, and let’s be honest…life! Witty banter, raw honesty, and REAL life experiences will have you hanging onto every word they say. So stop f*cking settling, delete those other podcasts (maybe the dating apps too…again), listen up, and laugh it up! Jacqui Pugh and Erica Vargas are The REALationship Babes, who are not only two Life Coaches that specialize in relationships...
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Auteur
Jacqui Pugh and Erica Vargas
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Site du podcast
Dernier épisode
5 nov. 2026
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Épisodes
S11 E04 - Who is Keeping Up with the NDIS Changes? 05.11.2026 43:38
Keeping up with NDIS reforms is becoming increasingly challenging for OTs, particularly when changes to funding, planning and evidence requirements have significant implications for clinical practice. But who is responsible for ensuring clinicians understand these changes and can apply them appropriately? From maintaining professional knowledge and strengthening clinical evidence to navigating the...
S11 E03 - What Would You Tell Your Younger OT Self? 29.10.2026 52:11
OT Week is an opportunity to celebrate the profession, but it can also be a time to reflect on how much has changed since we first became Occupational Therapists. The expectations we had, the challenges we faced and the lessons we learnt along the way have all shaped the OTs we are today. Looking back on our early careers can offer a different perspective on professional confidence, the importance...
S11 E2 - Balancing Billables: What Works for OTs and Practices? 22.10.2026 47:41
A billable target only tells part of the story. The time needed to complete a report, the travel involved in a caseload and the support available to an early career OT all affect whether expectations are realistic. Fair billing and practical time management sit alongside broader questions about growing a practice beyond its owner. Examples from Freedom Solutions and Freedom Wheels also explore how...
S11 E1 - NDIS Safeguards and Plan Changes: Which Pathway, What Risk? 15.10.2026 44:24
Requests for essential equipment are becoming more complicated when a plan variation is redirected towards a full NDIS reassessment. For some participants, accessing the support they need now may also expose their existing funding to further changes. Understanding these pathways affects how OTs plan assessments, identify future support needs and prepare evidence. Questions around high-intensity su...
S10 Bonus Episode - The NDIS Funding Reset Is Here. Now What? 01.10.2026 45:29
The NDIS funding reset is here, and for OTs the implications go well beyond understanding the percentage reductions. There are questions about who will be affected, what happens when funding is reduced and what evidence may now need to be captured. The new Support Determination, High Support Needs safeguard and exclusions for certain supports have practical implications for OT assessment, reportin...
S10 E10 - Who Gets Left Out of the NDIS Safeguard? 24.09.2026 43:40
From 1 October, new NDIS funding changes will affect how some participants can access funding for social, community and civic participation. The detail OTs have been waiting for around the safeguard for participants with high support needs has now been released. The guidance provides a pathway for some participants whose funding reset leaves them without enough funding to maintain their 24-hour di...
S10 E9 - Sliding Doors: The Moments That Shape an OT Career 17.09.2026 42:42
Some moments in your OT career stay with you. A decision, a client or even a comment from someone else can change the direction of your career or the way you think about your role. This week, Sarah, Alyce and Nikki share some of their own ‘sliding doors’ moments, from career decisions that changed their direction to clinical experiences that reshaped how they understood their role as OTs. They als...
S10 E8 - NDIS Support Lists: Simpler Categories, Bigger Questions 10.09.2026 44:38
The NDIS support lists have only been in place since October 2024, but another significant change may already be on the horizon. A new consultation is considering how NDIS supports should be defined, including proposals to reduce the number of support categories, simplify their descriptions and remove the replacement supports process. For OTs, some changes could make the rules easier to interpret....
S10 E7 - Less Fluff, More Function: Better NDIS OT Reports 03.09.2026 48:02
NDIS reporting is changing, but one question remains fundamental for Occupational Therapists: why are we including this information? Longer reports and more assessments do not automatically create stronger evidence. A useful NDIS OT report needs to demonstrate a participant’s functional needs, connect those needs to their goals and clearly explain why recommended supports are required. This means...
S10 E6 - NDIS Support Determinations: What Are We Actually Dealing With? 27.08.2026 52:35
Recent NDIS legislative changes are creating new considerations for OTs, particularly around plan reassessments and how participants may be able to use their funding. While some implementation details are still emerging, the potential impact on participants could be significant. For OTs, the priority is understanding what these changes mean in practice. That includes knowing when a reassessment ma...
S10 E5 - The NDIS Is Changing: Here’s What We Know 20.08.2026 45:42
The latest NDIS reforms bring another significant period of change for participants, families, OTs and providers. While legislation has progressed, many of the practical details still depend on rules, guidance and implementation processes that are yet to be developed. For OTs, the priority is understanding what has changed, what is coming and what remains uncertain – without trying to predi...
S10 E4 - The Business of OT: Costs, Recruitment and Sustainability 13.08.2026 48:53
Running an Occupational Therapy business has always involved more than delivering great clinical care. There are people to employ, systems to manage, invoices to collect and countless decisions about where limited time and money should be spent. For OTs working within the NDIS, those decisions are becoming increasingly important. Changes to pricing and travel, alongside uncertainty about the futur...
S10 E3 - Building Clinical Confidence Through Reflective Practice 06.08.2026 45:34
Why great supervision starts with understanding what new OTs don't know Supporting another Occupational Therapist to develop their clinical skills is rewarding, but it isn't always straightforward. Many experienced clinicians have spent years refining their practice, making countless clinical decisions so often that the reasoning behind them has become automatic. This creates a challenge during su...
S10 E2 - The Placement Problem: Why Paying Students Isn't the Whole Solution 30.07.2026 47:36
Paid placements for Occupational Therapy students are finally here. But they're only part of the solution For generations of Occupational Therapists, unpaid placements have simply been accepted as part of the journey into practice. Long days, lost income and months spent balancing study with everyday life were often seen as a rite of passage rather than a problem. The Australian Government's annou...
S10 E1 - Balancing Business, Billing and Burnout 23.07.2026 44:42
Taking a proper break without your business falling apart For many Occupational Therapists, taking time off is easier said than done. Whether you run a private practice or work as a sole trader, holidays often come with the feeling that work is waiting for you when you return. Without systems or support, time away can simply shift the workload rather than reduce it. Scheduling a buffer before and...
S09E11 - Innovation and Change in OT: OTX, WikiQuip and NDIS Updates 01.07.2026 44:15
A profession in transition The OT profession is in a period of significant change. On one hand, events like OTX 2026 are showcasing innovation, collaboration and exciting solutions to longstanding challenges. On the other, many clinicians and business owners are navigating major operational changes, particularly around NDIS pricing and service sustainability. Together, these shifts reflect a profe...
S09E10 - NDIS Price Guide - What OTs really need to know 22.06.2026 46:07
What Occupational Therapists Need to Know About the 2026–27 NDIS Pricing Update The 2026–27 NDIS Pricing Schedule and Annual Pricing Review have now been released. For Occupational Therapists, the immediate headline is relatively positive. OT rates remain unchanged, avoiding the cuts seen across several other allied health professions. However, while pricing may appear stable on the surface, the u...
S09E09 - Beyond Self-Report: Building Stronger Functional Capacity Evidence 18.06.2026 45:35
Occupational Therapists are frequently asked to provide ‘robust evidence’ for NDIS funding decisions, but what does that really mean? Explore why observation, clinical reasoning and context matter when assessing functional capacity. When Occupational Therapists write reports for the NDIS, one phrase appears repeatedly: robust evidence. Whether it’s a funding review, access request, assistive techn...
S9E08 - The Year of Uncertainty Continues 11.06.2026 42:31
Pricing uncertainty continues to affect providers For many providers, annual pricing updates remain a significant source of uncertainty. Business owners are often required to make decisions about staffing and service delivery without knowing exactly what future funding arrangements will look like. Combined with rising employment costs and workforce reforms, these changes are placing increasing pre...
S9E07 - Award Changes Are Coming. Is Your Practice Ready? 04.06.2026 39:00
Award changes are reshaping workforce planning One of the most significant developments for allied health businesses is the recent review of the Health Professionals and Support Services (HPSS) Award. Although much of the attention has focused on wage increases, the bigger story may be the changes to classification levels and how occupational therapists are positioned within the award structure. T...
S9E06 – Beyond Clinical Work: The Evolution of OT Careers 28.05.2026 38:58
Occupational Therapy careers rarely follow a straight line. Many OTs begin with a clear idea of where they’re heading, only to find themselves moving into completely different spaces years later. Clinical work evolves, industries shift and new opportunities emerge. Alongside this, many therapists are recognising the growing importance of connection, mentorship and sustainable ways of working. The...
S9E05 - Breaking Down the New NDIS Bill 21.05.2026 44:39
A significant period of change The disability sector is facing another major round of NDIS reform. The proposed legislation has sparked widespread discussion among Occupational Therapists, participants and advocacy groups, with many working to understand what the changes could mean in practice. Importantly, the reforms are not yet law. The legislation must still progress through consultation and p...
S9E04 - Unpacking Thriving Kids NSW 14.05.2026 41:59
A major shift in early childhood supports The long-anticipated Thriving Kids rollout is beginning to take shape in New South Wales, offering the clearest indication yet of how early childhood supports may operate from October 2026. Children already on the NDIS are not expected to be removed immediately. However, children aged eight and under who may previously have entered the NDIS under mild to m...
S9E03 - NDIS Registration Confusion, Worker Screening and What Happens Next 07.05.2026 48:55
The Occupational Therapy sector is moving through another period of uncertainty, with ongoing discussions around NDIS pricing, registration and funding changes continuing to dominate conversations across the profession. At the same time, conference and expo season is underway, giving OTs a valuable opportunity to reconnect, learn from one another and strengthen professional networks. In recent con...
S9E02 - Living Through NDIS Change: The OT Perspective 30.04.2026 49:16
The current NDIS landscape is shifting quickly, and many Occupational Therapists are being asked to make decisions without having all the information. Between proposed funding changes, evolving reporting expectations and ongoing uncertainty around registration, it’s easy to feel overwhelmed. Rather than trying to predict every outcome, the focus right now is on understanding what’s changing, what...
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