Property ExpLained

In this episode, you’ll learn how property investors can use split banking to buy more property. It’s no secret, we’re big fans of split banking – or as we’ve called it in the past “cheating on your bank” or “polybankery”. It works especially well for investors who put their money in New Builds. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you'll learn 7 strategies to manage a higher-than-normal cashflow. Most of the time, investors are comfortable knowing the rental income won’t cover all the costs required to hold onto a property. But, as interest rates rise, these top ups are increasing. And some will find these higher top-ups a stretch. And click  here  to see all the charts and other info in the written art...

In this episode, you’ll learn the 3 ways investors can minimise the amount of tax they pay, in the real world. Tax minimisation is not about pilfering from the tax man. It's simply about not paying any more tax than you need to. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn everything you need to know about contracts a.k.a. the sale and purchase agreement. This is important because signing the contract is often the very first step a potential investor takes when interested in purchasing a new-build property. This happens even before due diligence has begun. And click  here  to see all the charts and other info in the written article on t...

In this episode, you’ll learn 4 ways to get out of your build contract … while it’s still being built. Maybe your family has welcomed a baby, or maybe you’ve been made redundant. Or maybe, you’ve changed your mind about the property’s place in your portfolio. Either way, sometimes life happens and you need to sell your property. Here's how you do it.  And click  here  to see all the charts and...

In this episode, you’ll learn how cross leases used to be a quick-and-easy shortcut to subdividing a property. Nowadays, they are – somewhat ironically – notorious for issues, require a lot of paperwork, and can devalue your property. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn how much deposit you need to buy an investment property. Particularly, you’ll learn LVRs change deposit amounts, depending on what sort of property you are buying. You’ll also learn how you can use your own home to source your deposit. Essentially, this means you can invest in property without needing any cash upfront. And click  here  to see all the charts and other...

In this episode, you’ll learn how to conduct a thorough pre-settlement inspection (if you choose to go it alone). You’ll learn, there’s a lot more to it than just rocking up to your property, checking it’s built, and calling it a day. And you might have to bring a hairdryer. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn whether the number of bedrooms in a property can impact capital gain. This is by looking at CoreLogic data from the last 20 years, in 4 of our bigger cities. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn what a chattel is and the reasons why you should get a chattel valuation. Sometimes, investors see these valuations as “just another cost”. But you’ll also learn how a chattel valuation can save you up to $15,000 in tax over the next 15 years. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn what a property manager does and how much their services will cost you. Dealing with tenants is a full-time job, a job most investors don’t have the spare time for. However, hiring a property manager does come at a cost. So, it’s important to know what you’re paying for. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn exactly what is included in a Master Build guarantee and how it might not be the be-all, end-all “insurance policy” you might think it is. You’ll also learn some alternative covers. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn the pros and cons for several different investment options. You’ll also learn which one earns the highest return based on the top-up you would usually put into your investment property. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn how to answer the question: “Can I afford an investment property?” This is achieved by exploring 3 factors: deposit, income and cashflow. You’ll also learn what you can do if you aren’t quite ready to invest – just yet. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn why the popularity of townhouses has grown in the last 10 years. I’ll also discuss concerns of oversupply, and reasons why there js no sign of it in the market. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode you’ll learn why, when you buy into a New Build development, you'll often be automatically signed up to either a body corporate or a residents association. You’ll also learn the main differences between the two, and why the extra costs can be beneficial to you as an investor. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn a 4-step process for accurately working out the market rent in any suburb. This way, you don’t have to rely on your property manager to ensure you get the correct rent for your investment. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn what a turnkey contract involves, versus a progressive payments contract. This is important because, more often than not, property investors are going to be buying a turnkey property. But, this type of contract isn’t right for all investors and come with their pros and cons. And click  here  to see all the charts and other info in the written article on the Opes websi...

In this episode, you’ll learn how townhouses stack up as an investment choice. This is because if you’re thinking about investing in a new build investment property, you’ll find townhouses will be the most abundant choice. And click here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn how people use property to build a passive income. You’ll also listen to a discussion of how property compares to other asset classes (such as shares or fixed term deposits) as an investment choice. And click ⁠ here ⁠ to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn what negative gearing is and why initial hopes of a tenant paying off your mortgage, may come up short … literally. You’ll also learn, how some negatively-geared properties can still make a good investment decision. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn what triggers the settlement date of your New Build, as well as what people you need to engage (in the 10-day timeline leading up to settlement) to make sure everything runs smoothly and on time. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn why (long-time labelled as profiteering) private property investors are being offered tax incentives from the government to help solve our national social housing problem. And click  here  to see all the charts and other info in the written article on the Opes website.

In this episode, you’ll learn what exactly a revolving credit is and why (even for people familiar with the term) it can be a complex financial tool to grasp. However, you'll also learn how a revolving credit can be a powerful tool to help pay down your mortgage more quickly…once you wrap your head around it. And click  here  to see all the charts and other info in the written article on the O...

In this episode, you’ll learn why apartments don’t grow in value as quickly as houses or townhouses. But you’ll also learn how – sometimes – they can make up for low growth with higher-than-average yields. And click  here  to see all the charts and other info in the written article on the Opes website.