MONEYFITMD PODCAST

She's 50. Has a $5 million net worth. And she's still scared she'll run out of money. If that resonates, this episode is for you. Because this isn't a broke problem. This is a rich people problem. And rich people problems deserve air time too. Dr. Latifat breaks down the real questions underneath this doctor's question and why having the tension between living your life NO...

New attending. Bay Area. $250K in loans. Wants a house and kids someday. Is buying a home right now the right move? Dr. Latifat got this question live and instead of just answering it, she does what she always does: she finds the real question underneath it. Because this isn't really about the house. It's about whether you're building a life by design, or quietly sliding into one by...

"No matter what progress I'm making, when I compare myself with others, I just feel so behind." If that sentence just made you exhale, this episode is for you. Dr. Latifat addresses one of the most common thoughts she hears from women physicians, and she's not sugarcoating it. She's going straight to the root. Short, honest, and exactly what you need to hear today. In this...

I need $350,000 for home repairs. Should I use cash, investments, or debt? Simple question. But Dr. Latifat's answer goes somewhere most financial advisors never take you because the real problem here isn't the $350K. It never is. In this episode, she breaks down how to think through big financial decisions like this one, so you stop solving the wrong problem and start making moves that...

"I make 3x my soon-to-be husband. Should we combine our finances?" Dr. Latifat gets this question a lot and her answer goes way deeper than a yes or no. Because this isn't just a money question. It's a relationship question, a values question, and for many women physicians, a question that can change the entire trajectory of your life. This one is equal parts financial wisdom a...

Do you actually need a side gig to build wealth? Or are you just exhausted and looking at everyone else's life? Dr. Latifat got this question from a woman physician who could barely find time to breathe, let alone start something on the side. In this episode, she gives the real, honest answer. And spoiler: it's not what the internet is telling you. In this episode: Why the side gig conve...

If you own a practice, this episode is going to make you money. Dr. Latifat sits down with Dr. Heather, a pathologist turned medical billing expert, who built a full-service billing company after watching physicians lose money they'd already earned, without even knowing it.  In this episode, she breaks down the 5 most common billing mistakes draining private practices right now, and exactly w...

"I have med school debt, no real plan for my daughter's college, and a tuition bill I can't afford that's due now." That message landed in Dr. Latifat's inbox and she knew immediately it wasn't just one physician's story. The shame, the silence, the belief that a doctor should have all of this figured out by now. In this episode, she breaks down every though...

Dr. Latifat asked her email list one question: If you got $100,000 right now, what would you do with it? 60% said pay off debt. And honestly? It surprised her. In this episode, she breaks down what that answer reveals about where most women physicians are in their financial journey and the one pitfall she wants to make sure you avoid so it doesn't cost you your long-term freedom. In this epis...

Smart women don't figure it out alone. They just convinced themselves they should. If you've been grinding through your finances solo, exhausted, overwhelmed, and wondering why nothing is moving fast enough, this episode is Dr. Latifat's direct challenge to the story you've been telling yourself about what it means to be capable. Because doing it alone isn't badass. It&apo...

Financial education only accounts for 0.1% of financial behavior change. 0.1%. Dr. Latifat has been saying this for years and now there's a meta-analysis of 201 studies to back it up. If you've been learning, reading, and listening to every podcast and blog but your life still isn't changing, this episode finally explains why. And more importantly, what to do instead. In this episod...

"It's a long program. I don't know if I can commit to that." If that thought has ever kept you from saying yes to the support you actually need, this episode is for you. Dr. Latifat breaks down the two mindset shifts that will help you stop letting the length of a program stand between you and the life you want to build. And she's sharing her own numbers to prove it. In th...

You're earning $300K. So why does it feel like you have nothing left to invest? In this episode, Dr. Latifat breaks down the simple but game-changing principle that has helped women physicians max out their 401Ks, buy real estate, and invest in themselves without changing their income at all. In this episode: Why earning more money is not actually the solution  The "one pot" problem...

Life is not going to calm down. And waiting for it is costing you hundreds of thousands of dollars. If you've been saying "I'll get serious about my finances when things slow down" this episode is Dr. Latifat's direct, compassionate, no-fluff response to that. Because the perfect season isn't coming. And the longer you wait, the more compounding works against you inst...

Someone pitched you whole life insurance. And you weren't sure if you should run or sign. In this episode, Dr. Latifat finally gives her real, unfiltered opinion on whole life insurance, not from someone selling it, and not from a generic "term life only" platform. This is the nuanced truth that most women physicians never hear, broken down in a way that actually applies to your lif...

Send us Fan Mail Money is one of the biggest causes of stress and divorce in families. Yet most couples never have a real conversation about it until something breaks. In this episode, Dr. Latifat shares five questions that open the door to honest, productive money conversations with your spouse without starting a fight. What You'll Hear: Why women physicians are becoming the primary wealth l...

Send us Fan Mail Have you ever made a financial mistake that still affects the way you make decisions today? Maybe you trusted the wrong person. Maybe an investment didn't go as planned. Maybe you're avoiding your finances altogether because you're afraid of making another mistake. If so, this episode is for you. In today's conversation, Dr. Latifat explores how money wounds qu...

Send us Fan Mail Freedom isn't a vague destination. It has a number. And in this episode, Dr. Latifat is going to help you find yours. She's breaking down the Liberation Ladder one of the most powerful tools she's ever created, the one she wrote about in her book, and the one that has helped her members take sabbaticals, negotiate raises, buy properties, and walk away from jobs with...

Send us Fan Mail She earns seven figures. And she's living paycheck to paycheck. If that sentence made you exhale, this episode is for you. Dr. Latifat is talking about the thing nobody in the physician space wants to say out loud: high income does not automatically mean wealth. And the silence around it is making everything worse. This is the episode that will liberate somebody today. In thi...

Send us Fan Mail You don't have too much debt to cut back. You have too little information. That's the truth Dr. Latifat wants every woman physician grinding through extra shifts to hear. In this episode, she breaks down what's actually happening beneath the surface when debt feels like it's running your life and why the advice you've been following might be the very thing...

Send us Fan Mail $2,300 more per month. Suddenly. What do you do? When a woman physician messaged Dr. Latifat about her husband's loan coming out of forbearance, she knew this wasn't just a math problem. It's a relationship problem, a burnout problem, and a pattern problem that so many women physicians are living silently. In this episode, Dr. Latifat gives her real, unfiltered answ...

Send us Fan Mail Your rental property is struggling. Now what? Do you fix it or ditch it? In this episode, Dr. Latifat answers a question she gets all the time from women physicians who bought real estate and now aren't sure if they made a mistake. Spoiler: you probably didn't. But you do need a clear framework to figure out your next move. No panic. No shame. Just the four steps that wi...

Send us Fan Mail She was paying off debt. Building nothing. And telling herself she'd start investing "when this was done." In this episode, Dr. Latifat sits down with Dr. Valerie, a psychiatrist and 6 to 7 alum who grew up in a family where money was never discussed and spent years unknowingly delaying her own wealth because of it. In just a few months inside the program, everythin...

Send us Fan Mail She built her own practice from scratch, served her patients exactly how she wanted to and then a health emergency changed everything overnight. In this raw and deeply honest conversation, Dr. Latifat sits down with Dr. Mitra, a 25-year ophthalmologist and surgeon, four-year Wealth Village member, and first-generation wealth builder whose family immigrated from Iran. Dr. Mitra ope...

Send us Fan Mail Dr. Shilpi is an ophthalmologist, solo practice owner of 11 years, real estate investor, author, mom of four, and Wealth Village member. She has hit her financial independence number, endowed a scholarship at her medical school alma mater, built passive income streams that fund her children's Roth IRAs, and designed a practice schedule that works for her family, not the other...