Loans Elevated

A lower monthly payment doesn’t always mean a lower long-term cost. So how do you decide whether renting or buying makes more sense? Broch sits down with Brady, a former financial planner with 20 years of experience, to explore how your housing decisions affect your bigger financial picture. They challenge the “rent and invest the difference” argument, explain the difference between a mortgage pay...

Utah’s next chapter is taking shape—but what could it mean for your next real estate move? This week, we discuss Salt Lake City’s downtown transformation plans and The Point development at the former Utah State Prison site before tackling a major homeowner decision: keep your current home as a rental or sell it? A low mortgage rate can be a powerful asset. But does keeping it support your bigger f...

What does giving away mobile homes have to do with building cash flow? For real estate investor Jordan Lee, it became a way to turn vacant lots into paying tenants. This week on Loans Elevated, Jordan shares his journey from door-to-door sales to a real estate portfolio spanning roughly 4,000 units across nine states. We discuss how he finds deals, approaches creative financing, and builds income...

Could the housing option you’ve overlooked be a path to homeownership? This week on Loans Elevated, James Burkett, a third-generation manufactured housing professional, and Shan Lassig, Executive Vice President at CrossCountry Mortgage, join us to unpack how factory-built homes have evolved—and why buyers and agents should take another look. What we cover: • How modern manufactured homes challenge...

In this episode of the Loans Elevated Podcast, the Lassig Team breaks down the massive developments and market realities reshaping Utah real estate. We dive deep into: The $3.5B Power District & Salt Lake City Development: How major investments by the Larry H. Miller family, potential MLB expansion, and local sports infrastructure are driving long-term appreciation across the Wasatch Front. In...

What makes clients trust an agent so much that they stop shopping around? Recorded live at our The Buyers You’re Not Helping event, this week’s Loans Elevated episode features Utah agent and investor Kyle Tucker on becoming the advisor clients turn to long before they’re ready to buy or sell. Kyle shares how he builds lasting relationships, attracts investor clients through genuine connections, an...

In this episode of the Loans Elevated podcast, we react to Codie Sanchez’s viral take claiming real estate is a bad investment compared to stocks. While sensational claims get views, omitting core financial principles paints a misleading picture for everyday buyers.  We break down the actual math behind real estate vs. stock market growth over a 20-year horizon—including real Utah market data, the...

Is AI coming for your job, or is it giving smart operators an unfair advantage? 💡  In Episode 199 of Loans Elevated, we break down how AI is reshaping real estate and mortgage operations—from freeing up cognitive bandwidth to narrowing the gap between beginners and 20-year industry veterans. Plus, we react to viral takes on housing affordability, buying vs. renting, and how to leverage home equit...

The economy dropped 23,000 jobs, CPI inflation is cooling, and yet talk of interest rate hikes is still on the table. Welcome to the 2026 economic landscape!  In this episode of the Loans Elevated Podcast, Broch and TJ sit down to analyze the disconnect between broad macroeconomic headlines and what is actually happening on the ground in local real estate markets.  They react to a viral local stor...

National headlines are screaming that we’re in the best buyer’s market in over a decade—so why are so many homebuyers feeling defeated? In this episode of the Loans Elevated podcast, presented by The Lassig Team, we dive into the split between media noise and the real estate reality on the front lines.  We start off with a few hilarious Reddit reactions—including why buyers need to shop for long-t...

Are temporary rate buydowns actually providing real relief for home buyers, or are they setting people up for failure years down the road?  In this episode of the Loans Elevated Podcast, we take a deep dive into 2-1 temporary buydowns—the go-to sales strategy for home builders and industry professionals trying to move inventory in today's rate environment. We break down how these buydowns wor...

The Federal Reserve met again and opted to keep interest rates unchanged, keeping markets in a holding pattern as global tensions and inflation readings unfold. In this episode of Loans Elevated, we dive into what this rate volatility means for your mortgage options, address why buying down interest rates might not make sense right now, and react to Caleb Hammer's viral clip on whether rentin...

Is the housing market broken, or are buyers missing the biggest opportunity of the last decade? In this episode of the Loans Elevated Podcast , Broch Lassig sits down with Jack Andrews from Edge Homes (ranked in the top 0.4% of realtors nationwide) for an unvarnished, deep-dive discussion into the real state of real estate.  They break down why housing subsidies are making a massive comeback, the...

In this episode of the Loans Elevated Podcast , we sit down with industry veteran Emily for an open, masterclass-level discussion on navigating high-level ambition, family life, and long-term career survival in real estate.  Emily brings 20+ years of real estate experience to the table—from managing 75 concurrent new construction builds and scaling to principal broker in her 20s, to navigating the...

Salt Lake City just sent shockwaves through the local housing market by passing major new restrictions on short-term rentals (STRs). Effective July 1st, the rules for Airbnb and Vrbo hosts have shifted toward heavier business regulation.  In this episode of the Loans Elevated Podcast , we dive deep into what these changes mean for homeowners, local neighborhoods, and real estate investors. We brea...

The standalone single-family home with a big yard and a white picket fence in a prime Wasatch Front neighborhood is officially a thing of the past. Post-COVID, Utah’s housing market entered parabolic, "hockey-stick" growth, shifting core metro areas closer to the reality of major hubs like Denver.  But sitting on the sidelines waiting for a crash is only putting homeownership further out...

Should you buy your next property in cash or aggressively pay off your current mortgage early? On this episode of the Loans Elevated podcast, Broch and TJ look past the emotional "debt-free" headlines to break down the hidden risks of tying up all your liquidity in a single asset. Did you know that 40% of US homeowners are completely mortgage-free, and 27% of current buyers are paying in...

The playbook has officially been flipped on its head. In this episode of the Loans Elevated podcast, we break down the massive philosophical shift under new Fed Chair Kevin Warsh following his explosive first SEP press conference. From refusing to participate in the dot plot to declaring an end to forward guidance, Warsh is entirely changing how the financial markets operate. We discuss his direct...

In this week's episode of Loans Elevated , we are joined by an incredibly special couple who flew in just for this conversation: retired U.S. Army 3-Star General Doug Gabram and his wife Lori, an Army Veteran and combat nurse. Together, they share their raw, inspiring journey of military service, from dating in college and deploying to Desert Storm, to Lori's time as a head nurse treatin...

The Big Lie About Utah’s Data Centers? Are Utah’s massive new data center projects an environmental threat to our natural resources, or the biggest economic opportunity of the decade? In this episode of the Loans Elevated podcast, Broch sits down with land preservation expert, real estate developer, and former Chair of the Quality Growth Commission, Jarren Davis. Together, they pull back the curta...

Why didn't ChatGPT rank a top 1% national mortgage team as the best in Utah? In this episode of the Loans Elevated Podcast, we sit down with Kimber Walton, a Keller Williams expert obsessed with AI, research, and understanding what the tech revolution means for real estate professionals. If you’ve ever felt overwhelmed by the sheer volume of new AI tools, this conversation is the filter you&a...

The Federal Reserve just entered a brand-new era with the swearing-in of Kevin Warsh as Chairman. But the transition is anything but standard. Former Chair Jerome Powell is pulling a rare move not seen since 1948, refusing to leave the Fed completely and staying on as a governor. In this week's episode of Loans Elevated, the Lassig Team breaks down this historic, razor-thin 54-45 Senate vote...

Are you shopping for a mortgage based only on getting the lowest interest rate and monthly payment? You might be walking straight into a predatory lending trap.  In this week’s episode of Loans Elevated , we strip away the emotional manipulation of the mortgage industry and break down the tactical, holistic reality of how loans are actually structured. Discover why standard billboard rate quotes o...

Self-employed buyers often get blindsided during the mortgage process — not because they don’t make enough money, but because of how their taxes are structured. In this episode, we sit down with CPA and real estate tax strategist Dan to break down:  Why tax write-offs can hurt mortgage approval   Bank statement loans vs conventional financing   Cost segregation & real estate tax strategies   R...

Most self-employed borrowers assume they don’t qualify because their tax returns don’t show enough income. But what if the problem isn’t your income… it’s how lenders are measuring it? In this episode, we break down how bank statement loans work, why they can be a game-changer for business owners, and how holistic mortgage planning can dramatically increase buying power. We also walk through a rea...