Inclusion-for-all Radio

What we know: 29% of adult Nigerians do not have a NIN (National Identity Number) and 51% do not have a Bank Verification Number (BVN) . More than half of those without NIN or BVN fall in in the poor to poorest bracket living predominantly in the North. On Episode 14 of Inclusion for all radio, Chinasa Collins-Ogbuo - podcast host and the Inclusion for all Advocacy Lead at EFInA, is joined by Mr....

What we know: 47.7% of unbanked Nigerians, predominantly marginalised groups do not have a National Identity Number (NIN), which is now one of the key requirements for opening even a tier-1 (easy access) bank account. On Episode 13 of Inclusion for all radio, Chinasa Collins-Ogbuo - podcast host and the Inclusion for all Advocacy Lead at EFInA, is joined by Isa Aliyushata, the Vice Chairman of the...

What we know: Formal inclusion has increased from 56% to 64%, and this is something to celebrate, however, expanding formal access to 64% is only the beginning. We need the ecosystem to do more to give the last mile access, and we need to focus on deepening inclusion for those with access - Savings, pensions, and insurance adoption remain much lower than required to achieve resilience. On Episode...

What we know: A foundational identity system that encourages inclusiveness and aligns with best practices is critical to participating in the formal economy. Formal ID confers recognition by government and service providers and enables access to a host of services - financial, health, education, and social safety nets. On Episode 11 of Inclusion for All Radio, Chinasa Collins-Ogbuo - podcast host...

A significant proportion of the banked populations in underserved communities are more likely to have access to or own basic and feature phones and thus rely on the use of the USSD services for basic banking services. On Episode 10 of Inclusion for all radio - Henry Chukwu, a Digital Financial Services expert with over a decade of experience in digital finance, policy advocacy and program manageme...

What we know: Since the implementation of the policy in December 2022, when the new naira notes were released – there has been a myriad of deadlines, and deadline extensions restrictions, coupled with the limited supply of the new notes which paved the way for arbitrage and extortion by people who had access to the new naira notes. In Episode 9 of the Inclusion for all podcast series, Chinasa Coll...

What we know: A lack of trust in the financial system is a recurring and critical barrier to financial Inclusion. Given the Central Bank of Nigeria's 10-day deadline following the inability to get both old and new naira notes, and the persistent long queues at bank branches and ATMs, the informal groups are more likely to be affected in the transition to a cashless economy. On Episode 8 of Inclusi...

What we know: There’s a significant gap in the agent network distribution target the CBN has set for the country, and the gaps are more pronounced in rural locations. On Episode 7 of Inclusion for all radio, Chinasa Collins-Ogbuo - podcast host and Head, of Inclusion for all Initiative; is joined by Victor Olojo - the serving National President/Chairman, of the Association of Mobile Money and Bank...

What we know: 54% of the unbanked poor population (unbanked adults who live below the PPI poverty line) in the EFInA 2020 survey indicated their preference as saving their money in a safe place at home or carrying it around, suggesting the existential cash culture amongst the unbanked On Episode 7 of Inclusion for all radio, Chinasa Collins-Ogbuo - podcast host and Head, Inclusion for all Initiati...

What we know: The majority of unbanked adults continue to be women even in economies that have successfully increased account ownership and have a small share of unbanked adults On Episode 5 of Inclusion for all radio, Chinasa Collins-Ogbuo - podcast host and Head, of Inclusion for all Initiative; is joined by Tolulope Babajide - a gender specialist with experience in gender programming, financial...

What we know: The decision taken by NIMC/the Ministry of Communications and Digital Economy on April 4 to disconnect mobile lines yet to link their NIN to their SIM cards immediately restricted the services of more than 30 million Nigerian mobile phone users. On Episode 4 of Inclusion for all radio, Chinasa Collins-Ogbuo - host and Head, Inclusion for all Initiative; is joined by Chief Adeolu Ogun...

In this episode - Chinasa Collins-Ogbuo, podcast host and the Head, Inclusion for all Initiative; is joined by Adédèjì Ọlọ́wẹ̀ to discuss “Who should care about including the poorest and vulnerable Nigerians in the formal sector”? Adédèjì Ọlọ́wẹ̀ is the founder of Lendsqr, the lending infrastructure fintech powering African lenders to lend at scale. He has almost two decades of experience in banki...

On this episode - Chinasa Collins-Ogbuo, podcast host and the Head, Inclusion for all Initiative; is joined by Aisha Ahmed to discuss the recent NIN-SIM linkage call barring and how it’s affecting people in hard-to-reach locations. Aisha Ahmed is the CEO and Chairperson of Murna Foundation, a Non-Governmental Organization that provides NIN enrolment services across 34 LGAs in Katsina. Aisha in her...

What we know: Approximately 76% of the poorest women do not have ID nationwide. Women, dependents, independent traders, and rural populations are considerably more likely to be excluded from Nigeria’s identity system. Wealth, gender, and education all play an important role in determining how acute the problem is. On this episode - Chinasa Collins-Ogbuo, podcast host and the Head, of Inclusion for...