IBS Intelligence Global FinTech Interviews

Jack Momose, CEO, Degica From an in-house solution to online payments, Degica has developed a global payments platform facilitating merchants’ access to Japan and Korea. Launched in 2014, KOMOJU is a platform that offers access to all major payment methods in Japan, Korea and China and incorporates FX functionalities to enable merchants based outside these countries to receive funds in their desir...

Matt Phillips, VP, Head of Financial Services, UK & Ireland, Diebold Nixdorf Diebold Nixdorf partnered with NielsenIQ to conduct a study of 12,000 consumers in 11 countries. The report Motivations in Modern Banking - Beyond the ‘Who’: Understanding Why Consumers Respond in Certain Ways reveals 5 ‘Tech Types’ (consumer personas) and their motivations, desires and expectations around banking tec...

Thanh-Long Huynh, CEO, QuantCube Data derived from Arabic social media increases the information available on crude oil more than five-fold, claims QuantCube. Accordingly, the firm has launched a Crude Oil Risk Sentiment Indicator using natural language processing algorithms and social media analytics in both Arabic and English. Processing this data into actionable insights, QuantCube says the Ind...

Tom Thimot, CEO, authID.ai In a survey conducted during Money 2020, authID.ai notes that most respondents expected to revaluate their enterprise security infrastructure in the coming year. The survey also showed 75% are moderately to highly concerned about risks associated with legacy data/identity protection options such as OTP and knowledge-based authentication. Robin Amlôt of IBS Intelligence d...

Arun Nayyar, CEO, NeoGrowth Credit Digital payments have the potential to become the entry point to the formal financial system for MSMEs in India, with the creation of payments track record that will allow these enterprises to borrow money without requiring the kind of documentation and data that traditional lenders normally require. Payments data thus becomes a key factor in extending financial...

Marten Nelson, CEO & Co-Founder, M10 Networks Tokenised regulated liabilities mean regulators can have their cake and eat it. The benefits of digital currencies ought to be able to be provided to individuals and businesses while retaining the 2-tier monetary system. Regulation is coming – unregulated liabilities are incompatible with existing monetary systems and payment regimes. Robin Amlôt o...

James Fox, Director, Enterprise Cloud, Protiviti A report by the Association for Financial Markets in Europe (#AFME) and Protiviti outlines potential key regulatory barriers to the greater adoption of #cloudservices in #capitalmarkets and provides recommendations for policymakers, regulators, and #CloudServiceProviders (CSPs) to assist #banks with their adoption. Building Resilience in the Cloud f...

Tarun Nazare, CEO and CO-Founder of Neokred Neokred is a Bangalore-based Open Banking Stack which provides curated versions of issuance and acquiring side in the payment ecosystem. The company empowers corporates and FinTech start-ups to pioneer their own banking services with the help of modified tools. In an interview with IBS Intelligence’s Reporter Gaia Lamperti CEO and Co-Founder Tarun Nazare...

Nikolai Hack, Head of Strategy & Partnerships, Nucoro For consumers, the process of managing their finances is simply a means to an end – a fact that banks too easily forget. The average consumer is not interested in the tech behind the process, they simply expect to have the flexibility they want between channels, products, and propositions. Banks must step up to provide multiple channels and...

Kanika Hope, Chief Strategy Officer, Temenos Banking-as-a-service (BaaS) is but one of three main platform business models that banks can follow, together with platform banking and open banking. These models are not mutually exclusive. Institutions around the world capable of adopting and adapting each to specific marketplaces and specific geographies where the best approach for the bank may be ta...

Milan Ganatra, Co-Founder & CEO, 1SilverBullet   1SilverBullet aims to democratise workflows through technology, building out technical infrastructure APIs to connect consumers, traditional financial institutions, and developers, building a secure and trusted layer of data flow using blockchain technologies for participation and scalability. Robin Amlôt of IBS Intelligence spoke with Milan Gan...

David-Jan Janse, CEO and Co-founder, SurePay Founded in 2016, SurePay introduced the IBAN-Name Check, a Confirmation of Payee solution which is used in more than 90% of all online transactions in the Netherlands. In an interview with IBS Intelligence’s Reporter Gaia Lampert, the CEO and Co-founder David-Jan Janse explained in details how Confirmation of Payee technology is devised to safeguard con...

Adam Lieberman, Head of Artificial Intelligence and Machine Learning, Finastra It is essential that financial services providers who are serious about financial inclusion prioritise fairness when it comes to decision-making algorithms. At the same time, they need to follow best practice to eliminate bias. Data science teams need to work closely with business/subject matter experts in what must be...

Liam Healy, SVP & Managing Director, Diligent Diligent, a digital provider of modern governance is helping companies dealing with increasing complex issues and evolving governance practices offering them the right technologies to run more inspired, equitable, sustainable, and successful processes. Gaia Lamperti, Reporter at IBSi, interviews Liam Healy, Diligent’s SVP & Managing Director. 

Armen Najarian, CMO & Chief Identity Officer, Outseer UK Finance’s latest report on financial fraud in the UK describes the level of fraudulent activity, which cost some £753.9 million in H1 2021, as ‘a national security threat’. What does this actually mean for the payments industry, and will the increasing take up of the 3-D Secure 2.0 protocol provide a panacea? Robin Amlôt of IBS Intellige...

Pierre Lahbabi, CEO, Galitt What will payments look like in future and how do we get there from here? Robin Amlôt of IBS Intelligence speaks to Pierre Lahbabi, CEO of Galitt, a Sopra Steria group company, that specialises in providing advice and services in payment systems and secure electronic transactions. You can hear more from Pierre Lahbabi at the Sopra Banking Summit , which takes place 18-2...

Raman Khanduja, Co-Founder & CEO, Mintoak Banks with legacy infrastructure can still be competitive in a modern financial ecosystem by taking advantage of white label services. The key advantage established banks have over new entrants is existing scale and customer trust. Robin Amlôt of IBS Intelligence speaks to Raman Khanduja, Co-Founder & CEO, Mintoak about how digital payments can be...

Mike Whitmire, CEO and Co-founder, FloQast FloQast provides accounting automation software for finance teams globally, with customers that include the likes of Zoom, MongoDB and WorldRemit. In an interview with IBS Intelligence’s Reporter Gaia Lamperti, CEO and Co-founder Mike Whitmire explained how the company can enable a month-end close  with ease and dispense with much of the typical bureaucra...

Yaron Hazan, VP Regulatory Affairs, Thetaray Forced labour is said to generate $150 billion in profits every year. However, artificial intelligence-based monitoring can spot the money laundering schemes that many human traffickers rely on. Implementing such a system would allow banks to proactively stop illicit profits from getting through and alert authorities to suspicious activity. Robin Amlôt...

Ron Totaro, CEO, Tassat Tassat CEO Ron Totaro has experience as an advisor to private capital and venture firms around investment opportunities in emerging technologies so what would he be saying to FinTechs seeking funding? And what of Tassat’s own offering – TassatPay® – a blockchain-based B2B payments platform for banks to offer to their commercial customers? Tassat’s offering was the first dig...

Tarusha Mittal, COO and CO-Founder of Oropocket , Open DeFi , and UniFarm Tarusha is a seasoned blockchain entrepreneur who believes that blockchain technology is the future, due to its decentralized nature. She came into the crypto space and founded multiple ventures with a vision of providing a trustworthy and stable platform for users and enhancing blockchain adoption. In an interview with IBS...

Paolo Di Grazia, Deputy General Manager & Head of Global Business, Fineco Bank Listed on the FTSE MIB, Fineco Bank claims to offer a business model that is unique in Europe, combining its platform with a network of financial advisers, offering brokerage, banking and investment services. Fineco is Italy’s largest bank and says its branchless UK offering shows a potentially different way forward...

Tim Vanderham, SVP & Chief Technology Officer, NCR NCR recently announced the acquisition of cryptocurrency software provider LibertyX . Tim Vanderham, CTO of NCR talks to Robin Amlôt of IBS Intelligence about why banks need a complete cryptocurrency solution now, what role digital currency will play in the banking landscape and what some of the potential use cases are.

Yogi Sadana, CEO, CASHe The lending landscape in India is changing with banks and FinTechs offering complimentary services. CASHe was the country’s first FinTech lender to debut on Google Pay. The firm uses an alternative credit rating system, the Social Loan Quotient, which combines big data analytics and a proprietary AI algorithm. Robin Amlôt of IBS Intelligence speaks to Yogi Sadana, CEO of CA...

Richard Hummel, ASERT Threat Intelligence Lead, NETSCOUT NETSCOUT recently published its latest Threat Intelligence Report. Among its findings, threat actors launched approximately 5.4 million DDoS (distributed denial of service) attacks in the first half of 2021, setting the world on track to see a new record for calendar 2021. The global connectivity supply chain is increasingly under attack fro...