IBS Intelligence Global FinTech Interviews

Nanda Kumar, President & CEO, SunTec Business Solutions Banks have a wealth of data but often have technology gaps hindering their ability to use that data in the most effective way. Pressure for change is coming from customers and their desire for more personalised solutions and, also, by the need for banks to streamline internal processes and digitise operations. Nanda Kumar, President and C...

Priya Raju, Director of Cloud Transformation, KPMG UK Access to larger sums of money, shorter loan application processes, and still low interest rates boosted the growth of global commercial lending. The market is projected to reach $30 trillion by 2030. However, banks are struggling to get to grips with digital lending solutions, beset with manual lending journeys, complex data issues and legacy...

Mac Thompson, Founder & President, White Clay The concept of customer primacy is not standardised in the financial services industry, but banks do understand its importance. As Mac Thompson, Founder and President of White Clay explains to Robin Amlôt of IBS Intelligence, ‘primacy’ allows banks to deepen and create stickier customer relationships, improving customer service and customer experie...

Steve Green, Business Development Manager, Genetec Genetec embraces the concept of ‘security fusion’ in the fight against fraud bringing together physical, cyber and fraud security functions, to stop attacks, help apprehend offenders and ensure the assets of customers are protected. Banks are now bringing all those siloed pieces of data together and leveraging artificial intelligence, machine lear...

Hans Tesselaar, Executive Director, Banking Industry Architecture Network (BIAN) Following the announcement news that Lloyds Bank Group closed 60 branches due to the rise of online banking IBSi’s Gaia Lamperti spoke to Hans Tesselaar, Executive Director at Banking Industry Architecture Network (BIAN) to explore what this means for the industry and consumer and how FinTechs will increasingly play a...

Paul Nilsen, Commercial Director, MD Africa, CIS & Global, Codebase Technologies & Nikhil Gokhale, Head of Research, IBS Intelligence The biggest challenge in the adoption of omnichannel banking solutions in Africa is grasping the nettle and taking that first step into the future. Pressure is building on financial institutions with consumers expecting the same level of service from their b...

Anna Porra, European Strategy Director, Marqeta Too many lending decisions are potentially flawed, being based on backward-looking credit scores rather than considering current ability to repay. Furthermore, rigid repayment scheduling could be replaced by a more flexible pay back framework, especially with the option of loans offered against security. Robin Amlôt of IBS Intelligence discusses thes...

Rachid Ajaja, CEO & Co-Founder, Alliance Block   The future of finance is an integrated system in which the internet of things will become the economy of things, helping to increase capital flows and technological innovation. IoT devices will become digital assets trading value independently without intermediaries. Robin Amlôt of IBS Intelligence discusses the interconnected relationship betwe...

Phil Mataras, Chief Executive Officer, ArDrive Claiming to be more than just another cloud storage service, it seems the next step for Web 3.0 is a permanent data storage solution which means any files you upload could outlive you! Built on a blockchain that, it’s being claimed, enables any type of digital data to be stored for at least 200 years and potentially much longer, ArDrive does away with...

Samuel Guillon, Head of Strategy, Kyriba A global survey of corporate CFOs carried out for Kyriba, a FinTech providing cloud treasury, payments, and finance solutions for corporates, questioned 800 corporate CFOs about the adoption of tech and APIs as part of their liquidity and cash management function. The survey revealed in many cases an outdated and siloed approach sternly tested by the pandem...

Peter Briffett, Co-Founder and CEO, Wagestream   Following Wagestream’s $175 million funding, from a Series C round led by Smash Capital, BlackRock, and Silicon Valley Bank, IBS Intelligence sat down with CEO and Founder Peter Briffett to talk about the company’s mission to help underserved, financially stressed frontline workers find financial wellbeing. 

Brian Fahey, Chief Executive Officer, MyComplianceOffice Issues such as conflict of interest, code of conduct, employee compliance, third party risk and transaction surveillance all pose a significant risk to financial services firms. So, what needs to be done to ensure that banks and financial institutions can avoid reputational damage, job losses and potentially very public crises? Robin Amlôt o...

Stuart Clout, Founder and Global Head of Growth at Ansarada Ansarada’s cutting-edge technology can predict the outcome of a transaction and forecast the top three most valuable bidders in a deal. On top of that, helps organisations improve their risk management, audit, compliance and broader GRC and ESG practices. IBSi's Gaia Lamperti had a chat with Stuart Clout, Ansarada’s Founder and Globa...

Hussein Al Amine, Head of Business Development & Global Strategic Alliances, Fineon Exchange In a survey for trade finance marketplace Fineon Exchange, a resounding 100% of those asked said they believe that digital networks could improve trade finance transaction processes. The survey found that funder appetite and quality deals do exist, suggesting that the difficulties SMEs face could be du...

Raju Daryani, EVP, Head of Intellect Digital Core, iGCB , Intellect Design Arena   Increasing customer expectations and competition from FinTechs have focused minds in the banking community – if your bank hasn’t already updated its core systems or doesn’t have plans to do so, then you could be in trouble! Banks need to get on an innovation trajectory that is laser-focused on customer experience. S...

Ali Hussein, Chairman of Association of Fintech in Kenya , Executive Board Member of Africa Fintech Network , Co-Founder and CEO of Kipochi Tech start-ups in Africa raised just over $2 billion in funding in 2021, more than 200% over 2020's funding, with FinTechs securing the lion’s share of those investments. The ecosystem is set to drive innovation and open new opportunities across the conti...

Blake Kannady, Chief Product Officer, Intelliflo In a recent survey Intelliflo found that nearly 3 in 5 respondents wanted financial advice but did not know how to access it. Within that cohort, over 70% of millennials and Gen Z reported this challenge. This financial advice gap presents an opportunity for banks and others to engage with these younger generations. How institutions should go about...

Kelly Parkhurst, Head of Product Design, Absa The adoption of FinTech in Africa has been widespread. Looking back on 2021, FinTechs in Africa overshadowed all other startups in funding, raising close to $5 billion. Robin Amlôt of IBS Intelligence speaks to Kelly Parkhurst, Head of Product Design for African financial services group Absa about how the continent can leverage the growth of FinTech to...

Chermaine Hu, Co-Founder and CFO, Episode Six According to a recent study commissioned by Texas-based payments technology company Episode Six, by 2030, 74% of consumer payments will be handled by non-traditional financial service providers. This means that financial institutions will have to equip themselves with a ‘future-ready’ payments infrastructure that enable payments anywhere and everywhere...

Tony Craddock, Director General, The Payments Association The 10th annual Pay360 event, hosted by The Payments Association, took place on 22 March in London. The event brought together some 1,500 representatives from across the payments’ ecosystem. Tony Craddock, Director General of The Payments Association discusses what was on the agenda with Robin Amlôt of IBS Intelligence.

Charles McManus, CEO, ClearBank After securing a £175 million equity investment, in a round led by funds advised by Apax Digital, and with the participation of CFFI UK Ventures Ltd and PPF Financial Holdings BV, clearing and embedded banking platform ClearBank is set to accelerate international growth and expand its range of product and services. IBSi’s Reporter Gaia Lamperti interviewed CEO Charl...

Isabelle Bouille, Principal Product Manager, BNY Mellon The migration later this year to the new data-rich financial messaging standard ISO 20022 will transform global payments, revolutionising how banks process transactions with more robust, structured and comprehensive payment messages. Robin Amlôt of IBS Intelligence discusses the ISO 20022 migration with Isabelle Bouille, Principal Product Man...

Carol Houle, SVP, Global Head of Financial Services & Insurance, Atos ; Olaf Badstuebner, Risk & Compliance Partner, Atos Some 2%-5% of global GDP is estimated to be laundered annually – ‘a clear and present threat’ to the financial system according to EU Commissioner for Financial Services Mairead McGuinness. What is the role of emerging digital technologies in combatting fraud and financ...

Carol Hamilton, SVP Global Solutions at Provenir Provenir, a provider of AI-powered risk decisioning software, recently released the findings of a survey that showed only 18% of FinTechs and financial services institutions believe their credit risk models are accurate at least 75% of the time. The study also highlighted a growing appetite for AI predictive analytics and machine learning data integ...

Tamer Al Mauge, Managing Director MENA, Codebase Technologies   The banking and financial services sector around the world faces a large and still growing regulatory regime from both domestic and international regulators. Tamer Al Mauge, Managing Director MENA of Codebase Technologies speaks to Robin Amlôt of IBS Intelligence about the regulatory environment in the MENA region and the challenges f...