IBS Intelligence Global FinTech Interviews

Ashok Hariharan, co-founder, and CEO  The DPDP Act of 2023 in India is a law that focuses on handling digital personal data. It aims to balance the right of individuals to keep their personal data safe with the necessity of processing that data for legal reasons. Puja Sharma speaks with Ashok Hariharan of IDfy about the growing importance of DPDP act in the country. 

Sanjiva Weerawarana, CEO, WSO2 WSO2 provides foundational technologies for application development and identity and access management… and that’s in addition to its original focus on integrating APIs, applications, and web services. Crucially, the company does this with open-source code and does it for more than 200 financial services organisations. Included in the company’s current product range...

Mousami Kshirsagar, Vice President & Head Solution Consulting, Global Transaction Banking – EMEA & APAC, iGTB ; Nikhil Gokhale, Head of Research, IBS Intelligence Hanoi-based VietComBank chose Intellect Design Arena’s iGTB – Intellect Global Transaction Banking’s digital solution to create its Cashup range of digital banking products targeting large and small corporates. In discussion, Rob...

Giles Rowlinson, Senior Payments Manager, Flywire Many consumers across Europe just don’t understand the value of open banking, preferring to use local payment methods. Has open banking actually failed to take off in Europe, or is it just slow to take off? Robin Amlôt of IBS Intelligence speaks to Giles Rowlinson, Senior Payments Manager at payments platform Flywire. 

Emma Steeley, Chief Executive Officer, Aro Aro claims to be the UK’s largest digital lending platform. Previously known as Freedom Finance, it rebranded as Aro in September 2023, with the company saying at the time that the rebrand signifies ‘a departure from the outdated credit scoring systems of pre-approvals and unattainable offers’. While lending in the UK, as with other developed markets, wor...

Nicky Senyard, Founder & CEO, Fintel Connect Fintel Connect is a performance marketing company based in Vancouver, Canada, dedicated to serving financial services providers and FinTechs. The aim is to help banks and FinTechs leverage affiliate marketing to grow their acquisition of new customers in a scalable, cost-efficient way. But to do that, the message being promoted has to be right and h...

Stuart MacKinnon, Chief Operating Officer, NCR Atleos As the traditional banking industry continues to evolve, the efficiency needs of financial institutions and the continuing preference among many bank customers for cash access and self-directed banking is driving growth for NCR Atleos. The ‘new’ company sees a bright future for both its hardware and software BankTech solutions. Robin Amlôt of I...

Raj Bakhru, CEO & Co-Founder, BlueFlame AI Blueflame AI offers a generative AI platform purpose-built for alternative investment managers. The aim is to allow clients to be able to search structured, unstructured, and external data sources with a single natural language prompt, including CRMs, research and deal management tools, data rooms and more. Raj Bakhru, CEO and Co-Founder of BlueFlame...

Funmi Dele-Giwa, General Counsel and Head, GRC, Onafriq MFS Africa has a new identity: Onafriq. The inspiration behind the new name stems from "Ona", the Yoruba word for pathways and the French word for Africa, Afrique - plus a nod to IQ, signalling a commitment to being the smartest game in African FinTech. Robin Amlôt of IBS Intelligence speaks to Funmi Dele-Giwa, General Counsel and H...

Vineet Sukumar, Founder and MD, Vivriti Capital  Viviti Capital, is a FinTech NBFC with a mission of providing debt financing to hundreds of mid-market businesses nationwide. Puja Sharma speaks with Vineet Sukumar about Vivriti’s deep focus on investment in technology, underwriting and distribution. 

Jonathan Bell, President and Head of Client Relationships, RedCompass Labs India achieved its financial inclusion goals in 6 years – 41 years early. The country’s UPI scheme allows instant payments across bank, card, mobile and ATM rails. In Brazil, 50 million people have used the country’s Pix payment system this year. So is this a new golden age of instant payments? Robin Amlôt of IBS Intelligen...

Matt Smith, Chief Executive Officer & Co-Founder, SteelEye Global regulators are continuing to fine investment banks and investment managers for failing to monitor employee business communications. Offering a potential solution, Steeleye’s new Compliance CoPilot uses the capabilities of advanced Large Language Models (LLMs) to accelerate the communication Surveillance Alert Review process. The...

Domenico Scaffidi, Vice President, Global Payments Industry Lead, Yethi Consulting Payments are being disrupted by the globalisation of payment standards, FinTechs, and a rising expectation of superior user experience. Financial institutions are hard at work to curate new business models in this increasingly dynamic operating environment. Robin Amlôt of IBS Intelligence speaks to Domenico Scaffidi...

Charles Damen, Chief Product Officer, Token.io Token.io reaches 567 million bank accounts in 20 countries through a single API and interface. Robin Amlôt of IBS Intelligence speaks to Charles Damen, Chief Product Officer of Token.io about variable recurring payments. Notably, a survey by the company suggests that a majority of merchants in the UK would like to migrate customers from card payments...

Simon Axon, EMEA Industry Consulting Director, Teradata The cloud can help transform back-end systems, process transactions and banking operations. At the same time banks can leverage cloud-based architecture for stronger data-mining capabilities and a seamless customer journey, using AI and machine learning. Robin Amlôt of IBS Intelligence speaks to Simon Axon, EMEA Industry Consulting Director o...

Santosh Radhakrishnan, Chief Commercial Officer, XYB End-to-end 'coreless' banking platform provider XYB by Monese is collaborating with Google Cloud to bring generative AI into its platform. The partnership aims to empower banks, non-banks and FinTechs to build cutting-edge products and propositions faster and more easily. Key use cases include assisted investigation of blocked payments...

Dominic Broom, SVP Working Capital Technology, Arqit TradeSecure Legislation which came into effect in September in the UK could well mark a giant leap towards a cheaper, faster, and more sustainable global trading system. Electronic trade documents offer security and ease of compliance by making it easier to trace records through blockchain and distributed-ledger technology. Robin Amlôt of IBS In...

Raffael Maio, Chief Strategy Officer, NetGuardians NetGuardians is fraud prevention partner to several banking software providers, including Avaloq, Finacle, Finastra and Mambu. Banks using NetGuardians have achieve significant reductions in both false positives and the time spent investigating fraud. Raffael Maio, Chief Strategy Officer of NetGuardians talks with Robin Amlôt of IBS Intelligence a...

Merusha Naidu, Global Head Partnerships, Paymentology Ahead of the Singapore FinTech Festival (15-17 November 2023), which lays claim to being the largest FinTech festival in the world, Merusha Naidu, Global Head of Partnerships for Paymentology talks about the APAC FinTech experience and what to look for in local partners as well as what local firms are looking for in international partnerships. 

Shachindra Nath, Vice Chairman and Managing Director of U GRO Capital With an exclusive focus on serving underbanked and underserved small businesses in India, U Gro Capital envisions being the country's premier FinTech platform for small businesses. Puja Sharma of IBS Intelligence speaks with Shachindra Nath about the firm’s use of cutting-edge technology to simplify and enhance credit acces...

Rajesh Mirjankar, Managing Director, CEO and Co-Founder, Kiya.ai Lending is an expensive business for banks, particularly for institutions that have a large number of smaller loans – Robin Amlôt of IBS Intelligence speaks to Kiya.ai’s Managing Director and CEO, Rajesh Mirjankar about the opportunity present for banks and for businesses, and the potential impact of broadening financial inclusion. C...

Mike Kiser, Director of Strategy & Standards, SailPoint Technologies Deepfake videos featuring consumer finance expert Martin Lewis and BBC journalist Fiona Bruce have already been used in the UK for investment scams and were quickly spotted and taken down. However, this is likely only the tip of a very large deepfake iceberg heading our way! Robin Amlôt of IBS Intelligence talks to Mike Kiser...

Marianne Oliver, Operations Director, InvestEngine It’s been estimated that if women invested at the same rate as men, there would be a further $3.2 trillion in assets under management from private individuals. To put that figure in perspective, it is larger than the GDP of the UK. So, there is indeed a gender investment gap in the UK, and it is being targeted by a new venture between Female Inves...

Philip Straley, President, FNA Intra-day liquidity and adequate management control appear to be the required mantra for the banking industry in the wake of the banking failures in the US and the ‘rescue’ of Credit Suisse in Switzerland in the first quarter of 2023. What lessons are there for bankers and for regulators? Robin Amlôt of IBS Intelligence speaks to Philip Straley, President of network...

Raja Debnath, Managing Director, Veefin Solutions India’s 12 public sector banks established the PSB Alliance in 2022. Now Veefin Solutions has been chosen to establish an all-in-one supply chain finance tech stack across all SCF products in a project that addresses the issues SMEs and MSMEs face in raising such finance. Raja Debnath, Managing Director of Veefin Solutions speaks to Robin Amlôt of...