Creating Tailwinds

What if every time you paid cash, swiped a card, or took out a loan — you were quietly handing your wealth to someone else? John and Jared pull back the curtain on the borrowing game most people never realize they're already playing. Why does your bank get to decide if you qualify for your own money? Why are you getting credit-checked, interest-gouged, and taxed twice on capital you already earned...

In this episode, Jared Adams and Glenn Yaney explore the transformative power of Infinite Banking Concepts (IBC), personal finance strategies, and real estate investing. They discuss how controlling your own banking system can lead to financial independence, the importance of ownership, and practical steps to optimize your wealth-building journey. #InfiniteBanking #PersonalFinance #RealEstateInves...

How can someone Purchase Future Items at a Discount? Find out as this episode features a discussion on Infinite Banking Concepts, long-term care, retirement planning, and financial decision-making. Guest Gina Wells, with Your Financial Design Strategies, shares personal experiences and insights into leveraging cash value life insurance for future financial needs. The conversation emphasizes the im...

In this episode, Jared and John discuss the current global uncertainties, economic challenges, and how the Infinite Banking Concepts can provide financial stability and independence. They explore strategies to control your capital, protect against inflation, and build long-term wealth through dividend-paying whole life insurance. Schedule a Meeting with John Schedule a Meeting with Jared # Infinit...

In this engaging conversation, Jared and John explore the importance of long-term thinking in financial planning, the power of controlling your banking functions through Infinite Banking Concepts, and the significance of ignoring noise to focus on meaningful goals. They share insights from Think Tank 2026, discuss strategies to build wealth, and emphasize the value of community and continuous lear...

In this conversation, Jared and John explore the idea of Infinite Banking Concepts, discussing its merits and misconceptions. They delve into the differences between whole life and term insurance, addressing common objections such as high costs, complexity, and surrender rates. The discussion emphasizes the importance of understanding the benefits of whole life insurance, the accessibility of cash...

In this conversation, Jared and John discuss the importance of understanding financing and investment opportunities as they look forward to 2026. They delve into the concept of infinite banking, emphasizing the need to control one's financial future by recapturing interest and utilizing policy loans. The discussion also touches on the safety of insurance policies, the comparison of traditional ban...

Discover why liquidity is the silent superpower of personal finance — and how the Infinite Banking Concept (pioneered by R. Nelson Nash) turns specially designed whole life insurance into your personal "infinite" banking system. In this episode, we break down how maintaining control over your cash flow protects you from emergencies, lets you seize opportunities, and helps you recapture the interes...

In this episode, we break down the powerful add-ons that can supercharge your whole life insurance policy—riders! From waiver of premium and guaranteed insurability to accelerated death benefits, and paid-up additions, discover how these optional features customize your coverage for real-life scenarios like disability, chronic illness, or family changes. Whether you're a policyholder looking to op...

Join John and Jared as they highlight some foundational concepts of Infinite Banking Concepts. Whether you are new to IBC or a seasoned veteran, follow a core IBC principle, never arrive at the destination of learning. Today we discuss the Base and PUA component of a properly structured, dividend paying whole life insurance policy. Do you understand how they interact? And the importance of each in...

The market swooned because President Trump is equalizing the global marketplace, placing on the same tariffs that other countries that these counties have placed on the USA. If you're worried about the stock markets, your home value, and your job... Relax! The best thing you can do for your psyche is to set up a Dividend Paying whole life insurance policy. In this episode we discuss why. Talk abou...

Yes, you can set up a whole life policy using the Infinite Banking Concepts even if you are uninsurable! Understand what Infinite Banking Concepts can do for you and how powerful it can be! Jared goes full #transparency mode on his personal path with underwriting and health struggles. Even while attempting to set his family on a path to financial freedom, bumps in the road do not mean complete roa...

Join us as we welcome the Nelson Nash Institute's newest Authorized Infinite Banking Concepts Practitioner, Jared Adams! We are grateful and pleased to have worked with Jared as he spent many hours of his "little free time" and completed this program. You won't find a harder working, more committed professional out there than Jared. It was a pleasure working with Jared as he sprinted to a great fi...

Join John and Jared where we discuss how to properly use term insurance. Why use term insurance with the Infinite Banking Concept? What impact does this have on a modified endowment contract, or "MEC"?  What about "thin" contracts, where you use very little base and mostly paid up additions (or PUA)? Even though Term Insurance provides no cash value accumulation, no borrowing capability, and no pe...

There are many kinds of life insurance on the market. Everyone knows the temporary "Term Insurance", but most don't realize that it is actually much more expensive in the long run. Let us show you why dividend paying whole life insurance is actually a far better value! With a properly structured whole life policy, the value will surprise you! Where term insurance is an expense, whole life is a who...

Join John and Jared as we ask the obvious... If the Infinite Banking Concept was so great, why aren't more people doing it? Here's the truth: The ability to do this has been around for over 200 years! Walt Disney used it. JCPenny used it! What happened with ERISA, the legislation that gave us the 401K? Everything changed, and Wall Street and the banks have done very well with your retirement funds...

In this 10th episode of Creating Tailwinds, John and Jared discuss the last section of the book, Becoming Your Own Banker. What is the monetary value of a college education? What if you are uninsurable? Is a 529 plan a good idea? The Free Application for Student Aid or "FAFSA" along with hoops every parent and student must understand. We can show you real examples of why Infinite Banking Concepts...

Those who have created businesses understand there is a cost of acquisition. The adage “it takes money to make money” rings true. John and Jared follow similar pathways to understanding how the cost of acquisition applies as you Become Your Own Banker. What happens when you begin to think like a banker? How does the bank find return on these costs! They also address questions about better rates of...

Infinite Banking is a process that must be both capitalized and implemented. Desire is key! No one will do this for you. Capitalization without implementation will leave you missing out on the greatest financial tool you have available, your money and your imagination! It takes money to make money, but you don't need a Rockefeller to get going! It's not about rates of return or investments of any...

Beginning with Saint Patrick Day memories in Chicago, John and Jared dive into the incredible benefits Infinite Banking brings to equipment leasing. You can easily see how you can build a powerful banking system for yourself and for your business! You absolutely can do this! The longer you wait the more regret for not starting sooner will hit you. Rinse and repeat and watch your bank grow... with...

Don't miss this extended version covering Think Tank 2025 in Orlando, Florida! Meet some of the rising stars and hear wonderful testimonies of IBC Practitioners and how IBC changed lives. Setting up a banking facility for your business AND creating a legacy for those you love has never been easier. Please tune in and contact us with any questions at info@FlightpathFinancial.com Schedule a Meeting...

Discover how the essence of the Infinite Banking Concept is all about recovering the interest that you normally pay to some other banking institution. We talk about the five ways to buy a car, demonstrating why capitalizing and paying with your own system is far superior than the other options. You'll understand there are only two hard and fast rules. First, Don't be afraid to capitalize your syst...

Stop paying thousands in interest to banks and finance companies. Learn about the Infinite Banking Concept. IBC creates an entity by using whole life, dividend paying life insurance that you own and control. There are extreme shortcomings when you try to use universal or variable life insurance. Our need for capital far exceeds our need for a death benefit while we're alive. How do these policies...

There are four basic human factors preventing you from becoming financially secure. Join John and Jared as they continue through "Becoming Your Own Banker" by R Nelson Nash. Regardless if you're concerned about taxes, inflation, retirement, funding your children's education, or capitalizing your business, Infinite Banking Concepts provide a solution like no other! Schedule a Meeting with John Sche...

We continue exploring the Infinite Banking Concept from R. Nelson Nash's book, "Becoming Your Own Banker". Join John and Jared as they discuss how creating your own asset through Dividend Paying, Whole Life Insurance can provide security and confidence. By taking control of ALL capital entering your household, you realize the opportunity to recapture 34.5% of every dollar leaving your control. Lea...