Broke at Forty

Evan reminds late-in-life-savers that you can force yourself to wake up and acknowledge your current or past mistakes with money.  We all have regrets.  We have envy.  We all wish we could turn back time and talk to our younger selves.  But let's get real. That's not only a waste of time, it's entirely impossible!  Let's admit where we are.  Let's encourage ourselves to wake up!  And wake up now....

Evan pops into the podcast for a short episode inspired by a recent article in the New York Post.  A Florida man wins a million dollars.  What would you do with a sudden windfall of money to accelerate your goal of financial independence?

Evan reacts to the thoughts of JL Collins to his daughter through the popular financial independence book, "The Simple Path to Wealth".  Although Evan began his journey towards FI many years prior, he knows that his listeners may be in the very early stages, so a book such as JL's can benefit them in getting the wisdom of popular independent thought.   Evan anchors his early childhood to idolizing...

Could a memory of purchasing an inanimate object in June of 2005 become a symbol for Financial Independence?  Evan takes you back to that very moment in an attempt to help late-in-life savers.  It's not too late. You have the power to create your financial destiny.  Be reflective and reach out into your past.  Let that memory launch you into a brilliant financial future. And if you haven't yet had...

Evan begins by speaking to you, his loyal listener in a "coffee talk ramble" about news of the day, and his Money Thoughts of the Week.  He then moves on to talk through becoming your personal best with life and money.  And correction:  Evan makes a boo boo.  It's Roger Bannister that ran the first four-minute mile in 1954 (Evan isn't perfect, but he does try to be a good podcaster, lol)  And to c...

Today's episode is inspirED by Bryan Reeve's podcast "Men This Way" and an episode dropped a couple days ago, "When Men Don't Grow Up, Everyone Suffers".  Evan reminds fathers and men in general to wake up.  Look in the mirror with a critical financial eye into the depths of your monetary reality.  This is true for men of all ages, but especially those approaching the big 4-0 as late-in-life saver...

Today, Evan rambles on about feeling insecure since finding the "Millionaire's Unveiled" podcast with Clark and Jace. And why does he feel this way? Stay tuned to find out!  He also talks through the importance of having accountability for late-in-life savers, not only to others but perhaps more importantly to yourself. Want to be on the show to share your story?  Email us:  EvanThomasBroke@yahoo....

Evan begins with a ramble about his very first REAL Case Study coming up in the month of July from a listener in Vermont!  But today, we go back in time once again to explore the mindset of a young man coming into his own as an adult and how he fell into societal pressures to live above his means.  Who would that be?  That's right. Yours truly. And stay tuned for his present day “Shiny New Object”...

Evan tells a story of how at age 24 was influenced as a young man by watching the film "The Accidental Tourist".  Although he didn't know it to some extent for many years, the film helped him realize that it would be not only a long journey to find career success in life, but it would be equally as "accidental" to find monetary success as he transitioned from an 80's influenced "material world" to...

Evan begins today's episode by remembering his Grandfather and the legacy he left for his family.  Growing up during the Great Depression and then serving in the Armed Forces during the surprise attack on Pearl Harbor, "Grandpa Paul" leveraged the financial landscape in which we're all destined to be in...and maximized it's potential in the way that all of us need to do in today's environment as w...

Evan's working on tomorrow's main event episode, Where Am I Now:  One Year Later, but first, he wants to motivate you to continue on your journey to Financial Independence.  And what better way than by asking you to never forget how you felt during the pandemic of 2020.  Is it time to open up?  What's your new normal? Are you saving and investing as you had hoped in 2021?  This episode is to and f...

Evan begins today with a "coffee talk" ramble about his week.  How did your week go?  Are you continuing to improve your financial situation with each of the approximate 22 weeks so far this year?  Or, are you continuing to live in fear of what others have done with their life and money.  Once he gets enough caffeine in his system, it's time to put on his shoes and get in his 10,000 steps today.  ...

Evan walks through some frugality / efficiency concepts perhaps originated many years ago by Frank and Lilian Gilbreth known for Scientific Management concepts of the early 1900's and made famous by the semi-autobiographical novel, "Cheaper By the Dozen".  What can we learn from the their efficiencies and apply to our mid-life saving mindset?  Stay tuned to find out!  Want to be on the show to sha...

Evan wakes and rambles about random millionaire 600 square foot condo dwellings and his podcast success and how he defines it....Teaser alert: It’s because you're listening! And by the way, you can define success with life and money on your terms alone. Be Proud.  Be Broke.  And above all, Be Amazing.  

Evan gives his thoughts on the four (4) percent rule and if it's applicable to his financial independence journey. Want to be on the show to present your financial journey in a casual conversation with Evan?  Or do you want Evan to look at your money situation and offer advice as a Money Coach?  Email us:  EvanThomasBroke@yahoo.com

Evan walks and rambles about last week's topic and forecasts this coming weekend's show as well.  More importantly, he rambles about how financial Independence is ultimately in your control.  Time passes quickly, don’t let it go by unnoticed!   

Today's episode is inspired by Andy Hill's recent Bread and Wine live YouTube stream titled Can Money Buy Happiness (and recent episode of "Marriage, Kids, and Money") of the same name.  Joining Andy is his wife Nicole, and friend Joe Saul-Sehy of the Stacking Benjamins podcast and frequent guest on Paula Pant's "Afford Anything".  A retired Financial Planner working in the financial space for app...

Join Evan for a special three-part ASMR-style money coaching series in the month of April dropping on Wednesdays.  In these role plays, YOU assume the role of the person with money issues.  Let's face it.  We could all use some coaching from time to time.  If you're struggling with money, maybe you'll relate to this episode, or if you're like Evan, you know it was a large part of his financial pas...

Evan walks with you to wealth today and summarizes Brian Preston and Bo Hanson episode, "Why High Paid Americans are Broke" that aired in March of 2021 on The Money Guy show. Evan knows you have special needs as "late-in-life savers", so he wanted to bring you this information.  And stay tuned to near the end of of today's episode where Evan not only gives his personal savings rate, but shows you...

Join Evan for a special three-part ASMR-style money coaching series in the month of April dropping on Wednesdays.  In these role plays, YOU assume the role of the person with money issues.  Let's face it.  We could all use some coaching from time to time.  if you're struggling with money, maybe you'll relate to this episode, or if you're like Evan, you know it was a large part of his financial pas...

To celebrate one year of producing the Broke at 40 podcast, Evan takes a deep dive into his past and shares some personal insights into how he's lived in two distinctively different mindsets about how he feels about the value of money.  From the first 15 year window of personal bankruptcy and simply surviving to the second 15 year window of making the right decisions, he'll share with you several...

Walk with Evan today and learn about how and why you should be checking your credit reports.  You can do this for free!  We've all heard of Identity Theft, and you don't want this to happen to you.  Broke or not, everyone should be on top of their credit in the eyes of lenders.  Also, stay tuned to the end of the episode where Evan will reveal his very own score.  Does a score continue to go up ev...

Join Evan for a special three-part ASMR-style money coaching series in the month of April dropping on Wednesdays.  In these role plays, YOU assume the role of the person with money issues.  Let's face it.  We could all use some coaching from time to time.  if you're struggling with money, maybe you'll relate to this episode, or if you're like Evan, you know it was a large part of his financial pas...

Evan walks through the four (4) ways to manage your money so it doesn't manage you.  No matter what age you are, it's never too late to think about getting a solid handle on your finances so they don't get a handle on you.  Enjoy!   And stay tuned to the end of the episode where Evan will share some great news with you.  Want to be on the show?  Email us: EvanThomasBroke@yahoo.com

In this ASMR-style Role Play setting, Evan assumes the role of a money coach to look at the early finances of a young man just beginning his career as an electrical engineer.  At age 25, Conner recently graduated with honors from Ohio State University and has realized the value of working with mentors and coaches.  Join us as we explore what's possible for Conner financially-speaking, in the next...