Broke at Forty

Evan remembers fondly conversations with an Accountant acquaintance named Tom through a couple of decades.  Small tidbits of encouragement from personal role models to anchor you to your long-term wealth-building goals may be the only thing you need to stay focused.  Remember, saving and investing isn't difficult.  But it IS difficult to stay committed year after year.  Want Evan to share your mon...

Evan rambles on about how to best position yourself for a Happy, Wealth-Building New Year! Becoming Agile.  Working a Budget. Debt Reduction. Having a Wholistic Approach.  Maintaining a Positive Mindset, and More!  Walk with Evan to Wealth today, and each week as we explore a continued commitment towards what?  That's right.  W2 Freedom.  FI.  Optional Work.  Or just plain Security. Want Evan to s...

Evan talks through his thoughts of preparing for Financial Independence in 2022. And will it even happen in 2022 that Evan will retire from Corporate America? Does he have the courage to make that final leap into early retirement?  Many of us in the Financial Independent community talk about the Accumulation Phase, and rightfully so.  But what about preparing for the Distribution phase?  What are...

Evan is inspired to bring a story to you about a fifty-year old couple that went from broke to brilliant! We talk alot about being “broke at forty” but you can begin at any age. It’s never too late. Want to share your money story? Email us: EvanThomasBroke@yahoo.com

Evan wants to revisit a simple and yet effective scary movie from the past and anchor it to the reality of today.  How do you want to live your life?  Your quest for Financial Independence is YOUR choice, and yours alone.  And what would it be like if you didn't put in the work over a ten (10) to fifteen (15) period? Stay tuned as Evan acts out his most horrific financial nightmare. Tonight!  On t...

Evan feels he may have done you a disservice by reacting to sixteen (16) millionaire money rules to live by from those that are multi-millionaire and billionaires. Stay tuned today for a more realistic approach to financial independence! Want to share your money story with Evan? Email us: Evanthomasbroke@yahoo.com

Evan decides to start a recurring series of episodes with reactions or rants to something he reads or sees in the financial space.  Are those that are super rich qualified to speak to and understand late-in-life savers?  Do they really understand the struggles most of us face while trying to save money and invest for our financial futures?  Stay tuned today to listen to Evan ramble about some curr...

Evan turns on the mic and rambles about how financial success takes time.  And it's what you do with each year along your journey that can either contribute to, or take away from, the Engine that you're building.  And it's this Engine that has to be as large as you can possible make it that will fuel your future self.  He continues to anchor this concept to any creative outlet you may have.  Such...

Evan continues with updating his late-in-life listeners about thought processes for an "early" retirement.  Is he able to wrap his brain about leaving a W2 job?  And what about you?  How are you coming along with your money goals this year?  Stay tuned as Evan shares what he feels healthcare will cost him by pulling the plug early.  Want to share your money story?  Email us:  EvanThomasBroke@yahoo...

Today's episode is inspired in part by the work of Rob Greenfield.  Simply google his name and you'll find an abundance of content related to building a frugal and partly self-sustaining lifestyle.  Evan would like to explore his work and apply it to his beliefs as a late-in-life saver.  What has he learned from Rob?  Stay tuned to find out!  Today is also inspired by the work of the Financial Men...

Evan walks with you to wealth today and reminds late-in-life savers that YOU are the only person to make financial changes in your life.  Not only that, but believe it or not, YOU are the only one that will really care if you create wealth or you don't. That's a stark reality. We can fall upward and away from what we used to believe about ourselves. And in many cases, that can begin with a “Truth...

Evan talks through redefining the word gratification.  What does is mean to delay something?  Can we learn to redefine the word to better our chance of financial success over time?  Join us today to learn how you can learn to focus on debt reduction and not let debt become you.  Want to share your financial story?  Email us:  EvanThomasBroke@yahoo.com

Evan takes a moment to discuss his own personal experience of Tuesday September 11, 2001.  He was 35 years old.  Only six (6) short years from his own personal bankruptcy trying to find his career path that would help him build a financial future.  This episode goes into two concepts:  the Millionaire Metaphor and Project Money Mastery.  Both of which helped him contribute to a belief that he coul...

Evan reacts to his episode from just five (5) days ago.  Do you wake up early and think about your financial future like Evan does?  Are you obsessed with numbers and trying to make sense of it all?  Well then stay tuned to this episode where Evan attempts to bring reality to the phrase "You Should Hope For a Bear Market".  Are you crazy?  Why would you want this?  And why could it be detrimental...

Put on your shoes!  Slap on those earbuds!  Try to get up to 10,000 steps today and listen to Evan as he attempts to convince late-in-life savers to have awareness of the power of ten (10) years.  Will the 2020's mirror that of the 1920's?  Who knows?  Control what you can control...and that is? Yeah,  You guessed it. Expenses. Income. And an increasingly higher savings rate each and every year.  ...

In the third installment of "Dear Dollar Diary", Evan explores his thoughts of retiring early and a very important consideration for late-in-life savers as you strive to achieve financial independence.  What's this consideration that brings value to the WHY of our frugality? Evan wants you to "future-think" to when you may join in the Great Resignation on day, albeit perhaps in the distant future....

Evan goes on a ramble today to convince late-in-life savers that you must believe in yourself in order to break through broke.  Whether it be that you're just starting out on a financial or fitness journey (because they really do go together) or whether you just need a little "pick-me-up" in motivation today, this episode is for you.  Join Evan as you walk towards wealth, and continually emphasize...

Evan takes us back to a cult classic film from 1976, "Logan's Run" where society was controlled by unknown forces.  Citizens anxiously awaited their 30th birthday and by "Rite of Carousel", they would be sacrificed for for the betterment of the society as a whole.  And in our generation, what can we learn as late-in-life savers?  Do we need to continue down a path of extreme consumerism to impress...

Evan walks through his thought process after meeting with Vanguard Advisory Services and shares some interesting information relative to his financial situation. Join us for Episode 2 and learn NEW ideas in contrast to his first meeting three (3) weeks ago!

Evan pops into the podcast to share his thought process on an offer that came his way today. Should he give in to temptation and open a checking account to receive a $400 bonus?  Stay tuned to find out!  Want to be on the show to share your money story?  Email us:  EvanThomasBroke@yahoo.com

Evan reminds listeners of the basics of personal finance.  The 20% knowledge required to be successful over time.  Inspired by a Wallet Genius article titled "Simple Steps To Becoming A Super Saver" published December 16, 2019, Evan also reminds listeners that no matter what year it is, whether it be 2021 or 2031, these five (5) tips are essential and proven.  By who?  You guessed it.  Your Broke...

Evan takes you back to 2004 when he saw a "Tree of Life" poster while working with a client in Ohio.  In the early years of awakening to what your financial life can be, it can be motivating to reach back or think about something today that inspires you to reach your goals.  Not only in Life, but in your quest to become self-sufficient in a world where very few have the insight to achieve.  Strike...

Evan spoke recently to a young couple in Rhode Island and would like to share some details about their current mindset and how they’re delaying getting started with making some big changes. Let us know about your journey towards FI. Email us: EvanThomasBroke@yahoo.com

Evan wants to share personal decisions regarding making changes to his portfolio through Vanguard Advisory Services in a Coffee Talk Ramble format. These more unstructured and personal episodes will highlight a thought process of a gradual shift from an Accumulation to Distribution mindset that you'll eventually get to in your journey towards Financial Independence. Does it feel right for Evan to...

Today, we go back to a more innocent time in our lives.  A time when we believed we could achieve anything we wanted.  A time before we taught ourselves that perhaps we could not as late-in-life savers.  As you listen to Dorothy's story, let's recall a Simple Path to Wealth.  Could these be the yellow bricks that we need to build and follow?  How many yellow bricks are you ignoring?  Let's get bac...