Smart Money Radio

Is your retirement plan based on hope or hard facts? This episode unpacks the ripple effects of the Federal Reserve’s recent rate hike, explores how inflation and taxes could challenge traditional retirement strategies, and raises the toughest questions few pre-retirees ask. Discover why outdated approaches can leave your future exposed—and what smart, proactive planning looks like when the econom...

What does a $40 trillion national debt mean for your retirement dreams? In this episode, discover why “hoping” you have enough for your golden years may not be enough, and what it takes to shift from uncertainty to confidence. Luann Fulmer and Jordan Witt unpack the overlooked dangers of one-size-fits-all planning, the true impact of taxes, and why flexibility is more crucial now than ever. The st...

Is your retirement plan built on hope or strategy? Discover why those without kids often feel less secure about their financial future—and the crucial steps anyone can take to boost their confidence in retirement. From overlooked tax pitfalls to the realities of long-term care, this episode digs into the hidden gaps that can derail your plans and reveals how a written strategy might just be the ga...

"Are you hoping your retirement works out—or are you building a plan that gives you confidence?" Join Louann Fulmer with Mark and Jordan Witt as they explore why knowing your retirement 'number' means far more than following national averages. This episode unpacks overlooked risks and the keys to ensuring your nest egg creates a dependable paycheck, manages taxes, and funds the life you want after...

"Why do some retirees with sizable nest eggs struggle to enjoy what they've saved? The transition from saver to spender is tougher than many imagine, marked by surprising fears and stubborn old habits. In this lively episode, we explore the mindset shift that leads to real retirement confidence—and the dangers of relying on hope instead of smart planning. The conversation exposes overlooked risks,...

"Are you retiring the hope way, or the smart way?" Booming markets may boost your confidence—but are unseen risks quietly growing? In this episode, the Witt Financial team opens the hood on today’s portfolios, exposes myths around diversification and tax traps, and unpacks the real obstacles that can derail your dream retirement. Discover what it takes to build a resilient, adaptable plan—one that...

“How do you want to retire: hoping or knowing?” If scary news about Medicare, taxes, or investments has you second-guessing your plan, this episode pulls back the curtain on what’s really changing—and what isn’t. Discover how seasoned advisors approach evolving costs, shifting financial headlines, and overlooked strategies for building lasting confidence. From taxes to investment buckets, learn wh...

Are you retiring with a blueprint—or just hoping for the best? Many Americans feel unprepared, unsure if their savings or timing will hold up against rising costs and unexpected twists. This episode explores the gap between “hoping” and “knowing” in retirement, revealing why predictable income—not a magic number—may be your most valuable asset. Dive into the real strategies and overlooked pitfalls...

"Are you hoping your retirement plan is enough, or are you ready to take control?" Discover how inflation quietly chips away at your nest egg—and why a ‘smart’ retirement requires more than wishful thinking. The Witt Financial team dives into budgeting, taxes, and family dilemmas with candid stories and practical insights. From surprising inflation numbers to navigating pension choices and power-o...

Are your retirement dreams built on hope or on a solid plan? As America celebrates independence, hosts Luann Fulmer and Jordan Witt dive into the hidden risks and untold truths of preparing for financial freedom. Discover why even substantial savings can’t guarantee peace of mind—and why the year you retire could matter more than you think. Tune in for candid stories, fresh insights, and a unique...

Have you ever wondered what the wealthy do differently with their money? It often comes down to a set of specific habits and strategies that are surprisingly straightforward. This week, Cris Wallace and Graham Bauer joins Louann Fulmer to pull back the curtain on how the wealthy build and preserve their fortunes—and what you can learn from them. Mark and Jordan Witt are your source for all things...

What if retirement arrived years earlier than expected—and your plan wasn’t ready? Many workers face unexpected exits that reshape income timing, Social Security decisions, and long-term tax exposure. This episode explores why early retirement catches so many off guard and how Roth conversion decisions can quietly shift future tax outcomes, Medicare costs, and required withdrawals. The discussion...

“Are you hoping or knowing your retirement will be secure?” This episode strips away wishful thinking, tackling the harsh realities of Social Security cuts, rising healthcare costs, and tax surprises. Dive into candid conversations with Mark and Jordan Witt as they reveal what most retirees overlook—and examine the confidence that comes from strategic planning. Discover why retiring “the smart way...

What scares you more: running out of money, or running out of time? With three-fourths of Americans fearing depleted savings more than death, retirement planning has never felt more urgent. Explore the hidden pressures—from rising healthcare costs to overlooked tax risks—that can shape your financial future. Discover how clarity, purpose, and a well-crafted plan replace anxiety with confidence—if...

Are you planning to retire with hope—or with a strategy? This episode explores why the AI-driven tech boom could be reshaping your retirement savings in ways you haven't considered, and dives into unique financial challenges women face on their retirement journeys. Discover how overlooked decisions—like Social Security timing—may have lasting effects, why asset allocation matters more than ever, a...

Are your retirement plans built on hope or strategy? Discover how disciplined risk management, practical investment approaches, and a "singles and doubles" mindset can change the game for your financial future. With golf analogies, real-world market insights, and expert guests, the episode navigates the unpredictable path to a smoother retirement. The secrets to balancing growth and income—and avo...

What’s more dangerous to your retirement—the risks you can see or the threats you’re not even thinking about? Inflation, market swings, and tax pitfalls loom large for those approaching their golden years—yet many still rely on crossing their fingers instead of crafting a plan. Join Luann Fulmer and Jordan Witt as they dissect today’s economic headwinds and expose the secrets to replacing wishful...

Costly inheritance battles are making headlines, but your family doesn’t have to become one. Mark Witt joins Luann Fulmer to reveal the most common estate planning mistakes—outdated wills, unclear wishes, last-minute changes, and ignored beneficiary designations—that can erode your legacy and fracture families. This episode covers real-world horror stories, practical steps for updating and clarify...

Is your retirement plan built to survive the next economic curveball, or are you just hoping for the best? As headlines stoke recession fears and markets swing, Mark and Jordan Witt reveal the strategies that help retirees dodge common pitfalls—including one mistake that could cost you years of freedom. Discover what really matters more than the news cycle, why estate planning is about protecting...

Join host Louann Fulmar and father-son team Mark & Jordan Witt from Witt Financial Group as they guide you through every aspect of retirement planning on "Smart Money Radio." Each episode, Louann, Mark, and Jordan tackle today’s biggest financial concerns for retirees and families, including market trends, inflation, income strategies, tax efficiency, and investment options. Packed with practi...

Are you planning to retire with a plan—or just hope for the best? In this episode, we explore why today’s retirees face a landscape far tougher than generations past, with pensions disappearing and news headlines fueling uncertainty. Discover overlooked risks, common mistakes with 401(k)s, and the secrets to creating reliable income no matter what’s in the headlines. Tune in for candid insights th...

“Do world events have you questioning your financial future?” As headlines of global conflict stir anxiety, this episode leans into the reality of market volatility and explores why hope alone isn’t a strategy for your retirement. Discover how seasoned planning, not emotion, can help steady your path—no matter the crisis making news. Tune in for a thoughtful look at taking control, preparing with...

Do you want to "hope" your way into retirement—or would you rather retire with confidence? Discover the subtle habits and lesser-known strategies of the quietly wealthy as Lou Anne Fulmer is joined by Mark and Jordan Witt. From disciplined saving to proactive tax moves, this episode unpacks how unassuming millionaires build and keep their wealth—often out of the spotlight. The secrets aren’t flash...

“How do couples actually retire—side by side, or on different timelines?” Discover the surprising realities behind how partners navigate retirement dates, balance Social Security strategies, and tackle shifting household finances. Listen as Jordan Witt unpacks the often-overlooked emotional and logistical hurdles when one spouse punches the clock for the last time while the other keeps working. He...

Join host Louann Fulmar and father-son team Mark & Jordan Witt from Witt Financial Group as they guide you through every aspect of retirement planning on "Smart Money Radio." Each episode, Louann, Mark, and Jordan tackle today’s biggest financial concerns for retirees and families, including market trends, inflation, income strategies, tax efficiency, and investment options. Packed with practi...