Mortgage on My Mind

🚀 In this episode, Natalie Salins sits down with seasoned real estate expert Ginni Field to break down what it really takes to succeed in real estate. From treating your business like a business to mastering communication with lenders and clients, Ginni shares decades of insight on leadership, training, and building a sustainable, high-performing career in today’s shifting market. 🎧 Hosted by: N...

🚀 In this episode of Mortgage On My Mind , we sit down with Shelby Seeley, a top-performing real estate agent in Northern California, to break down everything first-time homebuyers need to know. From overcoming fear and confusion to understanding powerful programs like California’s DREAM program, Shelby shares how education, guidance, and taking the first step can completely change your financial...

🚀 In this episode of Mortgage on My Mind , host Natalie Salins sits down with real estate expert Sean Brunske to explore creative real estate investing and the future of housing construction. Sean shares how his work with HomeVestors — known nationwide for the “We Buy Ugly Houses” brand — helps homeowners quickly sell properties in complicated situations. From foreclosure challenges to time-sensi...

🚀 In this exciting episode of Mortgage On My Mind , host Natalie Salins sits down with licensed mortgage loan officer Abe Hakawati to discuss innovative 2026 homebuyer programs, expanded FHA guidelines, bank statement loans, and a powerful Earned Equity Program helping buyers qualify with just 3.5% down. If you’re self-employed, credit-challenged, or think homeownership is out of reach — this epi...

🚀 In this episode of Mortgage On My Mind , Natalie Salins sits down with Philip Ganz, Founder of Next Wave Mortgage, to break down the real difference between seasoned loan officers and today’s rapid, automated pre-approval systems. From the “FedEx underwriting days” to modern AI-driven approvals, they discuss why experience, attention to detail, and storytelling still win in mortgage lending. Th...

🚀 In this episode of Mortgage On My Mind , Natalie Salins sits down with San Fernando Valley real estate expert Alexis Ubeda to break down the biggest misconceptions first-time homebuyers have — especially the myth that you need 20% down to buy a home. They dive deep into zero-down programs, FHA financing, VA loans, CalHFA options, and the highly talked-about California Dream For All shared appre...

🚀 In this powerful episode of Mortgage On My Mind , host Natalie Salins sits down with Mike Milligan, CFP®, Founder and CEO of One Oak Financial, to break down how real wealth is built in America. From the rent vs. buy debate to retirement strategies and Roth IRAs, Mike shares practical financial wisdom to help first-time homebuyers and future retirees take control of their financial future. If y...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with mortgage broker Alejandro Szita to break down Non-QM loans and why they are often the smartest solution for self-employed borrowers, entrepreneurs, and creatives. Alejandro explains what Non-QM really means, how conventional guidelines fall short for business owners, and why time, flexibility, and holistic underwriting...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with investor and author Patrick Grimes to unpack what “passive income” really means and why true wealth requires diversification beyond traditional real estate and Wall Street. Patrick shares his journey from engineering to investing, lessons learned from major market downturns, and how alternative asset classes like medica...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with luxury real estate expert Stefan Pommepuy to explore what it really takes to succeed in high-end markets like Beverly Hills, Bel Air, and the Hollywood Hills. Stefan shares his unconventional path into luxury real estate, the realities of large transactions, the impact of the Mansion Tax, and how buyers and sellers navi...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Grant Inaba , a seasoned real estate agent, team leader, and coach with over 13 years of experience in the San Francisco Bay Area. Grant breaks down the realities of revenue share brokerages, compares traditional, cloud, and hybrid models, and explains why long-term sustainability, retirement planning, and coaching are...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with top-producing real estate professional Nick Ahrens to break down one of the biggest financial decisions people face: renting versus owning. With over 12 years of experience, Nick explains why waiting to buy often costs more than people realize, how appreciation and leverage work in a buyer’s favor, and why real estate r...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins welcomes nationally recognized mortgage expert Lindsay Barron LaBonte for a timely and practical conversation about interest rates. Together, they break down one of the most misunderstood topics in real estate: the difference between Federal Reserve rate cuts and actual mortgage rates . Lindsay explains how mortgage-backed securities...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Abdi Sabet , a Northern California realtor with The Agency and a former senior network & systems engineer. Abdi shares how he transitioned from 16 years in the tech world to becoming a successful real estate agent — and how his engineer mindset, passion for communication, and mastery of AI tools like ChatGPT give hi...

🚀 In this inspiring episode of Mortgage On My Mind , host Natalie Salins sits down with Karla Ukman , a wealth planner and financial coach breaking barriers in the financial industry. Karla, founder of Artemis Wealth Management, shares her personal story from financial struggle to becoming an advocate for women and marginalized communities in wealth planning. She explains why not all debt is bad...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Rachel Clark , Executive Director of the Broker Action Coalition (The BAC) . Rachel breaks down how The BAC is actively shaping mortgage legislation in Washington D.C. to protect both consumers and mortgage professionals. She reveals the inside story of how the Trigger Lead Ban was passed into law, ending the sale of co...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Valerie Van de Zilver , a seasoned real estate professional and senior transition specialist. With over four decades in the industry, Valerie shares her journey from running a mortgage company to creating two radio shows — Always Ageless Radio and SoCal with Val . She opens up about her personal inspiration from her 106...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Robbyn Battles , a California-based real estate expert with over 30 years of experience. From serving as a Commissioner on the LA County Tax Appeals Board to understanding generational market shifts, Robbyn shares lessons on client relationships, community service, and adapting to evolving technology in real estate. Thi...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Adam Brawer , founder of Brawer Estates and one of Los Angeles’ most innovative luxury real estate agents. Adam shares expert insights on how buyers can successfully buy before they sell , the strategies to win bidding wars, and creative ways to structure financing in today’s market. With his background in entertainment...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins chats with Jon Swire , top-producing real estate advisor and UCLA instructor. Jon shares how he pivoted from tech startups to building a thriving real estate business with over a billion dollars in transactions. From his cold-calling grind to teaching investment real estate and writing his own book, Jon reveals the mindset, structure,...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins welcomes Matias Baker Masucci , a seasoned Beverly Hills realtor with Berkshire Hathaway . Known for his expertise in luxury, trust, and probate sales, Matias brings over two decades of experience helping clients navigate complex real estate transactions with clarity, integrity, and discretion. Matias shares insider knowledge about fr...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Rudy Herrera , a Fresno-based realtor and real estate investor who specializes in helping veterans and first-time homebuyers achieve homeownership through VA and FHA loans. Rudy shares his inspiring journey from maintaining Navy aircraft to becoming one of the most trusted realtors on the base, along with valuable insig...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins welcomes Brittney Shull – licensed real estate advisor and founder of Your RE Bestie . Serving both Minnesota’s Twin Cities and California’s Central Valley, Brittney brings a wealth of knowledge on navigating two very different real estate landscapes. With over $64M in closed sales and 180 transactions in just five years , she’s not o...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Sammy Lyon , a Los Angeles–based real estate broker and founder of Good Rents , to talk about socially conscious real estate, house hacking, and creating pathways to homeownership. Sammy shares their journey from educator to real estate investor, explains how Good Rents reinvests 5% of profits into social and racial jus...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins welcomes Alex Dahlstrom , a Certified Financial Planner with Northwestern Mutual and founder of the Pink Dolphin Foundation . Alex shares his journey from studying economics to helping over 300 households with comprehensive financial planning. Together, they dive into the importance of consistency in wealth-building, why real estate a...