Financial BS Podcast

Part 2 of Jason's journey to evidence. Chael gets philosophical.  https://web.stanford.edu/~wfsharpe/art/active/active.htm https://rationalreminder.ca/topepisodes  

Jason discusses his journey from paid shill to evidence-based. Chael has questions. 

Jason is again perturbed when WealthSimple makes things not simple. Chael gives a couple ideas for future episodes.  https://www.wealthsimple.com/en-ca https://jewlscholar.mtsu.edu/items/5799a178-ac05-4686-aa45-ea2aa79449e4

Is Jason in favour of prediction markets? Is Chael in favour? If only there were some way you could monetize your prediction.  https://www.reuters.com/technology/french-internet-service-providers-told-block-access-polymarket-2026-07-17/ https://en.wikipedia.org/wiki/Dignity_of_risk https://polymarket.com/ https://kalshi.com/ https://www.reuters.com/business/finance/jane-street-took-15-billion-hit-...

Chael and Jason explore how to invest in Bitcoin and stay safe.  https://x.com/nvk/status/2083216713693151552?s=46&t=fxrDlEaXBbXqZ_nYz8NAEQ https://www.globalxetfs.com/funds/bits#holdings-characteristics

Of course, identifying child-rearing as a women's issue is problematic in itself. But Jason is a problematic guy.  https://www.theglobeandmail.com/gift/fc61fb9e3ac95b7c9416a9fde8526e13dff1d8a856a603842cd938e68ad19374/PWS7NDMKDJCHPBFTFHVSYK67C4/ https://finepointsolutions.ca/who-we-are/ https://research-tools.pwlcapital.com/research/cpp https://www.canada.ca/en/revenue-agency/services/tax/canada-pe...

Chael catches Jason off guard. Jason lectures too much. Longest episode ever.  https://www.linkedin.com/feed/update/urn:li:activity:7491436573847285761?commentUrn=urn%3Ali%3Acomment%3A%28activity%3A7491436573847285761%2C7491478375031742464%29&dashCommentUrn=urn%3Ali%3Afsd_comment%3A%287491478375031742464%2Curn%3Ali%3Aactivity%3A7491436573847285761%29 https://www.kitces.com/blog/client-acquisit...

Jason picks on banks. Chael reminds Jason that banks should take it slow and steady.  https://www.theglobeandmail.com/investing/globe-advisor/adv/article-how-independent-advisory-firms-can-thrive-in-the-next-era-of-change/   https://www.advisor.ca/industry-news/jason-pereira-is-building-an-ai-powered-practice/  

Is the new ADAP benefit for Albertans, or for the benefit of our elected officials?  https://gillianpetit.substack.com/p/the-new-alberta-disability-assistance

Jason thinks people with disabilities should have clarity about the programs they can access. Chael corrects Jason's generosity in describing said programs.  https://assets.kmlaw.ca/wp-content/uploads/2022/05/Court-Stamped-Notice-of-Action-2022-05-04-May-re-DDCA.pdf   https://www.bennettjones.com/Insights/Updates/Alberta-Court-Skewers-Gibberish-Legal-Arguments  

Jason is embarrassed for this industry. Chael does nothing to calm him down. 

Jason just wants things to be boring. Chael learns about RenTech.  https://www.theglobeandmail.com/investing/personal-finance/article-younger-canadian-investors-turn-to-covered-call-etfs-amid-economic/ (paywalled)  https://youtu.be/K3sYY3T7V8k?si=kdF_vQdYCRoJarYZ https://youtu.be/14V7q4gHKFo?si=wBkqthHmpm4ExDXv  

Chael gives an update on his YNAB journey. Listener Jeremiah is trying to get Jason to visit a cardiologist. 

Jason cannot come up with a synonym for 'exit' that has a rhythm for this show title and refuses to ask AI for help. Chael lets his true feelings for Canada's most famous academic be known.  https://x.com/GadSaad/status/2067711140658909421

Where did you see your life going? Did it take you to a place where you were going to actively choose to listen to a podcast with the word 'demutualization' in the title?  https://advisor.ca/insurance/life/canadas-best-participating-whole-life-insurance-product/ https://www.jeffcait.com/

Jason explains why CPP's investing style isn't a great match for individual investors. Chael may not be convinced.  https://www.theglobeandmail.com/investing/globe-advisor/alternative-investments/article-what-advisors-can-learn-about-portfolio-structure-from-canadas-pension/

Chael talks basil. Jason defends FP Canada, but extends a beef in the process.  https://www.advisor.ca/insurance/life/the-renewal-i-almost-didnt-make/ https://www.linkedin.com/pulse/diploma-wall-proves-nothing-might-jeffrey-cait-bba-mba-tep-r351e/  

Jason picks a fight. Chael can't remember how he spent his week.  https://www.linkedin.com/pulse/conversation-nobody-finishing-jeffrey-cait-mba-cfp-tep-zoxhe/?trackingId=qqjCH3rARXKvtS%2Bh%2ByKCgw%3D%3D   https://www.youtube.com/@MLWwithJeffCait https://advisor.ca/insurance/life/term-vs-permanent-life-insurance/  

Jason thinks WealthSimple has lost its way. Chael speculates about Jason's exit.  https://www.theglobeandmail.com/gift/fc61fb9e3ac95b7c9416a9fde8526e13dff1d8a856a603842cd938e68ad19374/RR6VGFAZBNCM3AYV2TYX3YIG3I/

Jason's crusade against interesting investments continues. Chael gives us the May ice cream menu, but probably too late.  https://www.linkedin.com/posts/mackenzie-investments_invested-in-performance-activity-7438236761052303360-i4tp?utm_source=share&utm_medium=member_desktop&rcm=ACoAAAFBOskBvYA6UygOxfSLkqBMuP4vGXokuco

A big fundco does a good thing, and gives Chael the chance to ask Jason about diversification and concentration in an investment portfolio.  Jason wants to keep things boring.  https://www.mackenzieinvestments.com/en/products/mutual-funds/mackenzie-precious-metals-fund  

Jason talks a bit too much in this episode, getting into some nitty gritty of RDSPs. Chael is very patient.  https://www.fpcollective.ca/rdsp-part-i-the-purpose/ https://x.com/AaronHectorCFP/status/1700281433254748668?s=20 https://pooranlaw.com/wholelifeplanning/questions/rdsp/

Jason and Chael start into a discussion about RDSPs. Episode 2 next week.  Did we dox a listener?  https://www.ctvnews.ca/toronto/consumer-alert/article/toronto-ont-family-frustrated-they-cant-access-rdsp-funds-for-disabled-son/ https://www.fpcollective.ca/rdsp-part-i-the-purpose/  

Jason is not surprised at reports of cheating on the life insurance licensing exam. Chael is excited for the prospect of using AI, but not to cheat on exams.  https://www.investmentexecutive.com/news/ontarios-llqp-exams-will-soon-be-held-in-person-only/

Part 2 of 2. Jason is not happy with the state of financial planning. Chael gets it.  https://openpolicyontario.com/champagne-wishes-and-caviar-dreams/ https://www.theglobeandmail.com/investing/personal-finance/financial-facelift/