Your Retirement Highway

What happens when the path to retirement shifts beneath your feet—unexpected severance, health changes, or an early opportunity pressuring your plans? Most workers believe they’ll choose their own retirement date, yet nearly half leave the workforce sooner than expected, facing a daunting canyon between their final paycheck and their future benefits. In this episode, Kyle Jones and Matthew Allgeye...

“How much of your retirement savings is actually yours?” Unpacking the silent partners hitching a ride in your IRA, this episode explores the unexpected tax pitfalls that can derail even the best-laid financial plans. Kyle and Matt dig into tax buckets, unexplored strategies, and the sneaky traps awaiting even the most prepared retirees. It’s a candid, sometimes humorous journey into the complexit...

"Are your retirement savings headed for a bridge that's missing?" This episode explores the controversial world of Roth conversions, dissecting why advisors disagree and revealing hidden pitfalls most people overlook. With candid analogies and personal stories, Kyle and Matt set the mood for asking not just what, but why, as they navigate the complex rules, fees, and decisions that could make or b...

Is Medicare really as confusing—and consequential—as it seems? This episode delivers an honest, sometimes humorous look at the annual Medicare open enrollment period, unraveling the bureaucratic twists and hidden decisions that could shape your health and finances for years. From deciphering plan lingo to the risks of guessing your way through coverage, Matt and Kyle share stories and strategies t...

What happens when retirement planning collides head-on with rising interest rates and sticky inflation? Kyle and Matt share real-life anxieties, vivid metaphors, and personal moments before steering the conversation into financial headwinds, revealing how borrowing costs and bond markets are rewriting the rules of retirement. Hear the candid truths behind housing prices, political blame games, and...

How much do rising prices really change the way we live? Kyle and Matt unpack the not-so-obvious effects of inflation—from the gas pump to the grocery bill—and reveal why the “invisible tax” may quietly cost retirees more than they think. With lively banter and unexpected anecdotes, this episode explores how global events and economic psychology play out in everyday decisions, challenging assumpti...

What makes someone pivot from investigating crime scenes to guiding families toward financial security? This episode explores unexpected career twists, surprising lessons from the world of forensics, and the vibrant office culture at FIRA Capital Management. Discover how a fresh perspective shapes the firm’s approach—and why even retirement planning can feel like a family road trip. Key stories an...

Ever wonder why market dips hit so much harder once you’re retired—and the steady paychecks have stopped flowing? On this episode of Your Retirement Highway, Kyle Jones and Matt Allgeyer of FIRA Capital Management share candid stories and insider perspectives, including a wild ride through college football culture, before diving into what really keeps retirees up at night. From rising diesel price...

If tomorrow never comes, who decides your legacy? Join the Your Retirement Highway team as they peel back the curtain on the startling truth: most Americans have no estate plan, often leaving loved ones and assets in limbo. Blending candid stories, sharp humor, and lessons from generations, this episode explores why even high achievers procrastinate on legacy planning—while revealing the overlooke...

Is a college degree really worth the six-figure price tag? This episode takes a lively detour through the gaps in financial education, the true costs of higher learning, and how today’s graduates are navigating a world where AI changes the rules of the game. With candid stories and sharp questions, the team debates whether traditional paths still make sense and explores what skills actually pay of...

“What if the greatest danger to your retirement isn’t the economy, politics, or the market—it's you?” This episode sets a candid, conversational tone as Kyle Jones and Matt Allgeyer expose how emotion-driven decisions sabotage even the best-laid plans. From water cooler stock tips to headline hysteria, the advisors share real-life stories and insights into the pitfalls of panic and overconfidence....

What happens when the market soars—and what if it tumbles right after you retire? Join Matt and Kyle as they reminisce about rock concerts, family life, and the surprises of getting older—all before diving into the strategies that can help shield your nest egg from market mood swings. Discover why the right mix of “buckets” isn’t just about numbers, but peace of mind when volatility hits. The trip...

What happens when the biggest purchase of your life is made before your first real paycheck? This episode takes a candid look at the skyrocketing costs of higher education, the elusive promise of a worthwhile return, and how AI is changing the game for the next generation. Join the conversation as the team skewers college myths, juggles real-life stories, and uncovers the surprising skills that ma...

What happens to everything you’ve built if you fail to plan for the future? On this episode of "Your Retirement Highway," Kyle Jones, Matt Allgeyer, and special guest Danny Michaud take you on a lively road trip through the world of legacy planning—and trust us, this ride comes with a few sharp turns, some unexpected laughs, and a couple of dad jokes you won’t soon forget. Will you get the inside...

Ever wondered what really happens when you try moving your parent into a retirement community—with all your siblings in tow? Buckle up as Kyle and Matt take you behind the scenes of a family “caste system,” where old roles reappear just in time for the stress, laughter, and chaos of helping Mom settle into her new independent life. If you’re in that sandwich generation, stuck between raising kids...

Ready to take a pit stop on your retirement journey? This week on "Your Retirement Highway," Matt Allgeyer is flying solo and diving deep into one of those topics everyone buys but nobody fully understands—long-term care. Whether you’re cruising toward retirement or just merging onto the highway, Matt’s got real-life stories, unexpected laughs, and surprising truths that might just make you rethin...

“What would happen to your portfolio in a major market downturn?” That question drives a deeper conversation about how retirement strategies are actually built—and whether most investors ever see the full picture. The discussion explores the difference between passive buy-and-hold approaches and more active risk-management philosophies during volatile markets. It also raises uncomfortable question...

“How much will you lose me?”—would you dare ask your advisor this? Explore the uncomfortable truths about risk, reward, and the illusion of control in today’s frothy financial markets. Kyle and Matt pull back the curtain on what most advisors won’t say, highlighting hidden dangers and unexpected consequences that could derail your retirement plans. Discover why building a coordinated team and reth...

What if the key to a successful retirement has nothing to do with beating the market? Kyle Jones and Matt Allgeyer challenge the conventional wisdom that investments alone ensure financial freedom, revealing the overlooked essentials that keep retirees secure and confident—even when tides turn. Explore the hidden stressors, unexpected pitfalls, and real-life stories behind personalized planning, a...

Think your retirement plan is airtight? Strap in—this episode of Your Retirement Highway is an unexpected detour! With Kyle out due to those infamous car troubles, Matt Allgeyer takes the driver’s seat solo and lifts the hood on what truly sets their advisory approach apart. Spoiler: It’s not flashy products or cookie-cutter solutions—Matt’s got bigger fish to fry, from “tax bombs” lurking in your...

Ever wondered why a dashboard full of warning lights feels like the nightly news—overwhelmed by negativity? Financial advisors Kyle Jones and Matt Allgeyer take you for a ride where the real story isn’t doom and gloom, but opportunity and optimism, even when the alternator fails. Dive into candid confessions, insightful analogies, and a look at why the numbers (and life) might be brighter than you...

What happens when the steady paycheck disappears and your retirement begins? Dive into an episode where two advisors candidly tackle life's quirks, retirement’s anxieties, and the psychology behind managing your money after leaving the workforce. Personal stories, unexpected challenges, and honest conversations set the mood— revealing how financial decisions are rarely as simple as they seem. Whic...

Is your retirement driven by news headlines, or by what truly matters? Join Kyle Jones and Matt Allgeyer as they share personal stories, then peel back the curtain on how market narratives, Middle East uncertainty, and financial “noise” impact your portfolio—and your peace of mind. This episode blends real moments with practical insight, questioning what’s hype, what’s signal, and why sometimes, t...

“What happens when the tide goes out—are you truly prepared for retirement, or swimming without a plan?” Discover why relying on investment returns alone can leave your dreams vulnerable, and explore the hidden stressors behind every transition. Kyle and Matt peel back the curtain on the overlooked essentials—insurance, taxes, and legacy planning—while sharing candid stories that reveal the pitfal...

What happens when the giants of tech stumble—and your retirement portfolio stumbles with them? With the “Magnificent Seven” losing ground and market uncertainty looming, advisors Kyle Jones and Matt Allgeyer cut through the jargon and challenge old habits. Is it finally time for a new approach? Ride along as they expose hidden portfolio risks, debate passive versus active strategies, and share tim...