Your Canadian Retirement Specialist

Hello, and welcome to another episode of Fireside Financial. Today, we will discuss the importance of an emergency fund, even in retirement. Why would you want an emergency fund, you ask? Keep on listening to learn more. Get in touch with Regan and Joe: Regan Schiller:  https://www.linkedin.com/in/schillerandassociates/ Joe Curry:  https://www.linkedin.com/in/joseph-curry-b-sc-cfp-chs-42659247/ Bo...

  Welcome back to Fireside Financial. Today we will be discussing the benefits of engaging in part-time work or starting a side hustle during retirement. Whether you're looking to stay active, pursue a passion, or supplement your income, there's a world of opportunities waiting for you. Let's explore how you can make the most of your golden years. Get in touch with Regan and Joe: Regan Schiller: ...

Hello, and welcome back to another episode. Today, I will discuss  how some investors may find it easy to get distracted by new shiny investment objects derailing them from their original plan. Want to learn more? Keep on listening.  Book  your FREE Retirement Planning Consultation and check out our master class on Retirement  Planning for an in-depth look into our planning process here:  https://...

Hello, and welcome back to another episode. Today, we will be talking about bond portfolios.   When we look at government and corporate bonds, it essentially is a loan by you, the investor, to a government and also to a company. You are then paid  regular interest income until the bond matures, at  which  point you get back the amount you originally invested.   Want to learn more? Keep on listenin...

Have you ever wondered how  you can  draw a retirement paycheque or  how to create income streams in retirement? If so, you are not the only one. We cover this and so much more in the latest episode of Fireside Financial. As always, we hope you enjoy the episode.  Get in touch with Regan and Joe: Regan Schiller: https://www.linkedin.com/in/schillerandassociates/ Joe Curry:  https://www.linkedin.co...

Welcome back to another episode! Today, we're diving into the importance of contributing to your RRSP and why starting early and contributing consistently is a smart financial move. By beginning your contributions on January 1st of each year, you give your money more time to grow, potentially making a significant difference in the long run. Book your FREE Retirement Planning Consultation and check...

Welcome to another episode of Fireside Financial! Today, we dive into the invaluable role grandparents can play in educating their grandkids about money and shaping their financial future. Sit back, relax, and enjoy the episode. Get in touch with Regan and Joe: Regan Schiller: https://www.linkedin.com/in/schillerandassociates/ Joe Curry:  https://www.linkedin.com/in/joseph-curry-b-sc-cfp-chs-42659...

Hello, and welcome back. Today, we are going to dive a little bit deeper into guaranteed investment certificates, A GIC is a loan you provide to a financial institution. Want to learn more about what a GIC is and how they work? Keep on listening. Disclaimer: GICs issued by Investors Group Trust Co Ltd., and/or other non-affiliated GIC issuers. Minimum deposit, rates and conditions are subject to c...

Have you ever thought about the distinguishing factors between successful individuals and those who are not? Those who take charge of their finances with a positive mindset typically have a better chance of achieving their financial goals. Let's explore five strategies to enhance your financial mindset. Book your FREE Retirement Planning Consultation and check out our master class on Retirement  P...

Today, we are going to unpack five retirement planning myths. Let's dive in!  Myth #1: Your cost of living will go down.  Myth #2: An RSP is a complete retirement plan.  Myth #3: You need 1 million dollars to retire.  Myth #4: You need to be conservative with my portfolio.  Myth #5: You can't have debt in retirement.  Book your FREE Retirement Planning Consultation and check out our master class o...

Welcome to another episode of Fireside Financial.  Today, we are going to talk about how to best receive an inheritance. If you missed last months episode, we recommend diving into that one as well - as this is a part 2.  Get in touch with Regan and Joe: Regan Schiller:  https://www.linkedin.com/in/schillerandassociates/ Joe Curry:  https://www.linkedin.com/in/joseph-curry-b-sc-cfp-chs-42659247/ B...

Hello and welcome back to another episode.  Today's topic is around the conversation of receiving an inheritance.  An inheritance can come in many different ways. It can be money, investments, real estate etc. Talking about what you will receive ahead of time, and making plans can help you thrive!  Book your FREE Retirement Planning Consultation and check out our master class on Retirement  Planni...

Welcome back to episode #10 of Fireside Financial.  Today, we're going to be talking about how to best prepare your family to receive your inheritance. We hope you enjoy the episode.  Get in touch with Regan and Joe: Regan Schiller:  https://www.linkedin.com/in/schillerandassociates/ Joe Curry:  https://www.linkedin.com/in/joseph-curry-b-sc-cfp-chs-42659247/ Book your FREE Retirement Planning Cons...

Get prepared for this tax year and the important dates to keep in mind.    In this episode, Regan Schiller helps keep track of some important upcoming deadlines in 2024 regarding your RRSP, personal tax returns, and so much more.    It's time to mark your calendars!   Book your FREE Retirement Planning Consultation and check out our master class on Retirement  Planning for an in-depth look into ou...

Earlier this year the CRA said they will be making some adjustments to how much you can contribute to the CPP.   Each year the CPP amount does go up! 2024 is no different. But something is new! Want to learn more? Keep on listening.  Book your FREE Retirement Planning Consultation and check out our master class on Retirement  Planning for an in-depth look into our planning process here:   https://...

You may have heard that life insurance is something you need to have.   However, there are many benefits with life insurance that can be profound, especially when it comes to dealing with your estate. That's why it's important to look at all of your options.    In today's podcast, Regan will focus on individuals with a larger estate and some of the little-known tax benefits associated with life in...

Welcome to episode 9 of Fireside Financial! In today's episode, we delve into the indispensable essentials of estate planning. A will is a must-have for everyone, yet it often gets relegated to the back burner of priorities. Despite its importance, it rarely feels urgent. However, the myriad reasons underlying the significance of having a will cannot be overstated. Curious about these crucial reas...

Almost 1.4 million Canadian households have reported property rental income.   Since 2022, the rent has increased by 11%, especially in major cities like Vancouver and Toronto, making it more popular to invest in property. However, when deciding whether renting out a property is for you, there are many considerations and tax implications to think about.    In this episode, Regan will help you addr...

How we act later in life strongly correlates with what we learned in our youth.    That's why it's essential to teach kids about money. You can help your kids excel with their finances by helping them develop a sense of what to do with their financial matters. Teaching children the value of money can help them understand where it comes from, what it represents, how to earn it, and what you can buy...

Have you ever heard the saying, "Don't keep your eggs all in one basket?" The same can be said for stock diversification.    Having a well-diversified portfolio means owning a wide variety of assets. You can invest in a number of economic market sectors, asset classes and locations to minimize your risk. This means that the positive performance of some assets can outweigh the negative performance...

Welcome back to another episode of Fireside Financial with your hosts, Regan Schiller and Joe Curry.  In this episode, Regan and Joe discuss how to cope with market volatility, whether you are in retirement or in the process of retiring.  Thinking about your retirement and your portfolio in phases can help when it comes to your long-term investment.  Tune in to the episode to navigate through mark...

Therapy is a useful tool that can help improve your mental health and stress levels - but can it make you richer?   If you are struggling with your mental health, prioritizing your financial wealth may not be your top priority. However, with therapy, you can address the root causes of your financial struggles and focus on making smarter financial decisions.   In this episode, I discuss the importa...

Have you ever wondered how you can turn your vacation home into a source of income?    If you have a cottage, cabin, chalet or bungalow you aren't using as often as you like to, it may be time to consider renting out your vacation home.    It can be another way for you to bring in year-round income, depending on the location and size of your property.    In this episode, I go over some things you...

How you spend and save your money can have more of an impact on your well-being than you may think.   Integrating happiness in your financial planning can mean saving for the things that bring you genuine joy and happiness. With a meaningful financial plan in place, you gain a sense of direction and purpose.    This episode explores the importance of intentional spending and how the purchases you...

Welcome back to another episode of Fireside Financial. In this episode, Joe Curry and Regan Schiller are discussing HELOC versus reverse mortgages versus an all-in-one and how to know which option is best for you.    The hosts examine this frequently asked question by exploring the advantages of each one and what flexibility they can offer you in retirement. Especially when it comes to future expe...