Wealth Across Generations

Inflation is more than higher prices at the grocery store. It changes who benefits, who falls behind, and how families should think about saving, ownership, business, and long-term wealth. In this episode, David Allen uses the idea of an “inflation line” to explain why newly created money can affect different people at different times. Those closest to the source of new money may spend it before p...

Before family wealth, before family, and even before personal success, there is one person you have to deal with first: yourself. And specifically, the stories you tell yourself. In this episode of Wealth Across Generations , David Allen explores how self-talk quietly influences what we believe is possible, how we treat other people, what risks we take, what opportunities we pursue, and even how w...

What would it take for your family to own and operate the same business for 200 years? That isn’t a hypothetical question. Around the world, family-owned companies have survived wars, economic crises, technological revolutions, political upheaval, and generations of family members. Some have survived for centuries. In this episode, David introduces the Enochian Club , better known as the Henokiens...

Wealth management isn’t just about finding someone who can make money for you. It’s about understanding who that person works for, how they’re paid, what incentives shape their recommendations, and whether you can tell when they’re doing a good job. In this episode of Wealth Across Generations , David Allen explores the often-ambiguous relationship between families and the people they trust with t...

What happens when the wealth designed to give your children freedom instead becomes the thing that keeps them from growing? In this episode of Wealth Across Generations , David explores the idea of remittance addiction —the tendency to become dependent on regular financial distributions rather than using wealth to develop the skills, character, experience, and productive capacity needed to build a...

What does it actually take to thrive in a Cornerstone or Capstone marriage? In Part Two of this series, we move from understanding the two marriage models to thinking about how to choose, prepare for, and sustain them. We look at what singles should understand before marriage, how parents can help their adult children think more intentionally about marriage, and the different values and skills tha...

Is every healthy marriage supposed to look the same? In this first episode of a two-part series, we explore a framework you’ve probably never heard before: Cornerstone Marriages and Capstone Marriages. While culture often treats marriage as a one-size-fits-all institution, different marriages have different expectations, different strengths, and different tradeoffs. You’ll learn how to recognize w...

Most families think about wealth in terms of investments, retirement accounts, and real estate. But what if one of the most valuable assets your family could ever own isn’t found on a brokerage statement? In this episode, we explore the idea of the Family Stronghold —a rural home designed not merely as a retreat, but as a place of provision, recovery, resilience, and long-term family stewardship....

Most people have heard the phrase “the rich get richer and the poor get poorer.” But why does that happen? Is it simply money? Luck? Privilege? In this episode, David explores one of the most overlooked principles in the Bible: the Matthew Principle . Far more than a lesson about money, it’s a universal pattern that explains why success tends to compound—and why the habits of ownership, stewardshi...

How do you know if your family is actually becoming stronger—or just hoping it is? Businesses use balance sheets to measure reality. They reveal strengths, weaknesses, risks, and long-term value. Yet most families have no equivalent tool to measure what truly matters. In this episode, David Allen introduces the Family Balance Sheet —a practical framework for evaluating your family’s health across...

Why do some investments, traditions, books, businesses, and even civilizations endure while others disappear? In this episode, David Allen explores the Lindy Effect —the idea that the longer something has survived, the more likely it is to continue surviving—and what that means for building wealth across generations. You’ll learn how this principle applies to investing, consumer choices, business,...

Trust Isn’t One Thing: The Three Legs Every Family Must Build What makes someone truly trustworthy? Most people think trust is a feeling. It isn’t. Trust is made up of three measurable qualities that determine whether someone is dependable in business, marriage, parenting, leadership, and family wealth. In this episode, David Allen explores the Three Legs of Trust : * Getting the Job Done * Having...

What matters more for a family's future: financial capital or personal character? In this episode, we explore the remarkable life of George Müller, a man who began as a thief, liar, and habitual deceiver before becoming one of the most influential philanthropists of the nineteenth century. Müller went on to care for more than 10,000 orphans, establish over 100 schools, and steward resources equiva...

Why do some people seem to move through life faster than others? In this episode, we explore the idea that life is a marathon and that not everyone begins at the same starting line. Family background, health, opportunity, education, adversity, and culture all affect where we start and how quickly we can move forward. We'll discuss why comparing yourself to others is often misleading, how to identi...

Crucial to building and maintaining peace, stable relationships, and generational wealth is the skill of setting and enforcing boundaries. This allows you to have grace with people because you don't allow untrustworthy people to get into a position where they can repeatedly harm you. See the substack at https://wealthacrossgens.substack.com/p/episode-4-boundaries-bonus-content?r=172et6 for bonus c...

Every successful multi-generational family has rules about how they manage their wealth, and how they use it. What are yours? If you’re curious, I’ll share a famous example of a Korean family who used their wealth wisely over several centuries: The Gyeongju Choi Clan. Get full access to Wealth Across Generations at wealthacrossgens.substack.com/subscribe

Money is only one of nine forms of capital. Here all of them are laid out in order of importance, with enough elbow room to build life according to your values. If you’d arrange things differently. Do four of them well, and you get civilization. Get the next two, and you have vision. Get the final three, and you have tangible wealth you can use on whatever is important to you. The next post on the...

Have you ever wondered how some families stay wealthy over multiple generations? Has it ever bothered you how atomized our society has become? Have you ever wished you could lay a strong foundation for the next generation to build off of — instead of leaving them to the winds of politics, the economy, and human nature? Welcome to Wealth Across Generations . This podcast explores how families build...