Terryw
The Structuring Podcast
A podcast about the legal, taxation and lending aspects of structuring - how you own assets, how those assets are funded and the transactions associated with this. Your host, Terry Waugh, aka Terryw, is a solicitor, Chartered Tax Adviser, mortgage broker and former financial planner. Terry runs a law firm and a mortgage broking company. www.structuring.com.au
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164. Interest Only Loans 17.11.2025 7:05
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is interest only loans. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
163. Claiming Interest when Building a Granny Flat 03.11.2025 5:31
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is claiming interest when building a granny flat. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
162. Land Tax Issues in NSW with Foreign Persons 20.10.2025 4:02
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is foreign persons and discretionary trusts, especially in relation to NSW law. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
161. Naming Beneficiaries in Discretionary Trusts 06.10.2025 4:57
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. In this episode I'm talking about naming beneficiaries in discretionary trusts. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
160. The Need for Loan Splits when Debt Recycling into Different Shares 22.09.2025 4:24
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about debt recycling and the need for splitting loans. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
159. Debt Recycling with Trusts when Expenses Exceed Income 08.09.2025 4:57
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about debt recycling and discretionary trusts, particularly when the invested assets are generating a loss. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.co...
158. Taxation of Children's Income 18.08.2025 4:52
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about taxation of children’s income. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
157. Shares and Property in the Same Trust 04.08.2025 6:11
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about trusts buying both shares and property. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
156. Using Redraw on Loans 21.07.2025 5:18
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is redrawing from loans. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
155. Making the Most of the Main Residence CGT Exemption 07.07.2025 6:04
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about making the most of the main residence exemption for capital gains tax. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
154. Which Loan to Debt Recycle First 23.06.2025 3:54
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about debt recycling and which loan to debt recycle first. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
153. Clawback Laws and Asset Protection 09.06.2025 4:57
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about the clawback laws and asset protection. — If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
152. Joint Ownership and Estate Planning 26.05.2025 5:01
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about joint tenancy and estate planning. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
151. The 6 Year Rule and Cost Base Reset for Property 12.05.2025 4:24
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the 6 year rule and the cost base reset for property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
150. Tax Savings with Testamentary Trusts 28.04.2025 4:46
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about testamentary trusts and the tax savings. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
149. The 6 Year Rule and Cost Base Reset for Property 14.04.2025 4:25
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the 6 year rule and the cost base reset for property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
148. Using the 6 Year Rule When Buying a New Main Residence 31.03.2025 6:05
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about using the 6 year rule when you buy another main residence. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
147. SMSF Jointly Buying Property 17.03.2025 5:26
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about super funds borrowing with others to acquire property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
146. Advisors - Who can Advise on What 03.03.2025 6:03
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is who can advise on what. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
145. A Few General Rules with Structuring 17.02.2025 5:48
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is general rules with structuring. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
144. Borrowing from a Related Company and Cash Flow 03.02.2025 5:29
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about borrowing from a private company. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
143. The 6 Year Rule When Absent more than 6 Years 20.01.2025 4:09
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about the 6 year rule when you’re absent for more than 6 Years. Property Chat Forum Tax Tip 109: CGT and Being absent from the main residence for more than 6 years https://www.propertychat.com.au/community/threads/tax-tip-109-cgt-and-being-absent-from-the-main-residence-for-more...
142. Whether to Pay Off Investment Debt or Not 06.01.2025 7:12
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about whether you should pay off investment debt or not. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
141. Claiming Interest on Vacant Land 23.12.2024 4:03
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about the deductibility of interest when borrowing to acquire vacant land. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. Support the show www.structuring.com.au
140. A Simple Strategy to Shift Income 09.12.2024 4:30
Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's episode is a quick tip about ways to shift income for people who have money in offset accounts that are linked to debts on which the interest is deductible. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the ins...
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