The Retirement Planner

It’s football season again, so imagine this: Your team is inside the 10 yard line and it’s first down. You have four chances to get points on the board, so the last thing you want to do is fumble, or throw an interception. You have to take advantage of the opportunities you have to the best of your ability. Retirement planning is no different! When you get close to or fully entire your retirement...

🪨You’ve probably seen photos of Stonehenge, the prehistoric structure in rural England. You can tell that at one time, it was a whole circle of inter-connected arches. Certain parts are strong enough to still stand on their own, but centuries of neglect have caused other parts to fall over, even though the whole thing would be stronger all together. 🎧In the newest episode of The Retirement Plann...

There are a lot of misconceptions out there about annuities, many of which are rooted in the way these assets were structured 20 or more years ago and ignoring developments in the market in more recent years. Are annuities right for your retirement plan? They could be, but there are lots of factors to consider. This week, Certified Financial Fiduciary Don Chamberlin and holistic planning pioneer J...

“He said to me, ‘I can give you a fish or I can teach you to fish, all right?’ And I looked at him and said, ‘Teach me to fish.’” When John Del Greco got into the insurance business, he didn’t like their sales model. Cold calling friends and loved ones who weren’t even in the market for the product? Seemed inefficient. So he set out on a different path — one that led to a successful business, and...

📚 "This is as much about education as it is about anything else." C2P Enterprises and JJ Smith Group founder Jason Smith literally wrote the book on bucket planning, and in part 2 of his conversation with Certified Financial Fiduciary Don Chamberlin, he gives more insight into what inspired him to get into the weeds of holistic financial planning.  At Chamberlin, we know many retirees' top concer...

“Where do taxes fit in? What's the Medicare cost we're discussing? And if I decide on a certain tax strategy, is that going to boost my Medicare premium?” Retirees and pre-retirees often have lists of questions like these that they either want to get out ahead of or have learned tough lessons they want to avoid experiencing again. Retirement is a complex system of choices, many of which might have...

Are you looking to retire in the next 10 years? Or maybe even sooner, in the next year or two? “Start planning now for what your retirement is going to look like,” Chamberlin Planning Team Director Josh Reesman says. “You don't have to have an exact plan, right? Some things may change a little bit. But start to build the scaffolding, I like to say.”  Going into retirement with a plan — a scaffold,...

“I come from a family of educators, so I love how we do things here: Understand the options, educate people on the pros and cons of those different options, and then make some recommendations and give people an idea of what we think the best options might be for them.” We all have ideas about what we want our retirement to look like, but getting there can feel overwhelming. With so many investment...

Unlock insights into smarter tax management with senior wealth advisor Dave Alison's guidance. This episode continues the discussion on the Tax Management Journey, progressing through crucial concepts like measuring tax brackets and avoiding marginal tax traps. Don and Dave also delve into strategic asset allocation for tax efficiency, explore the nuances of gifting strategies, and tackle the comp...

Welcome to The Retirement Planner Podcast! In our first episode, Certified Financial Fiduciary Don Chamberlin talks with Dave Alison, founding partner of Clarity 2 Prosperity Enterprises, about the taxes in retirement.  They discuss tax-efficient funnels, the widow's penalty, tax planning in retirement, and the order of money.  Watch the full episode to learn more about how to define your retireme...