The Money Itch

The Money Itch Podcast started five years ago. I can’t believe it. As I transition from my coaching business to my new exciting venture, I thought it would be perfect if I left you with a powerful message giving you the most important things I learned that allowed me to build a six-figure part-time business.  Let me start by saying, I always knew I was going to be an entrepreneur from a very young...

I went from having one income stream to three. The road to getting there wasn’t easy, but it was worth it. There is so much I wish I knew earlier. Like many money goals, there weren’t many people around me that had the experience I needed.  The result was me making a lot of mistakes mostly around not giving each income stream the attention they needed to grow with ease.  Every month, someone tells...

Since I’m making big changes to Jones Coaching Group after six years of the same financial plan, I’ve decided to help you work through deciding if it’s time for you to make changes in your financial strategies as well.  I think this is one area of money we don’t talk about enough. We’re often taught that we have to stick with a financial plan even if it doesn’t feel right or we are not seeing the...

Anyone who has been broke in the past and has changed their financial lives has financial instincts that keep them financially safe. They live with an anxiety that encourages them to create financial safety nets.  We…  Tell ourselves “no” all the time Worry that our financial choices today will lead to a financially bleak future Live in fear that our past will recreate itself  Being broke in your...

You might’ve heard that there is no right or wrong way to be an entrepreneur; there are only downfalls. Downfalls that often can be described as a risk.  The financial model of your business is one area that can increase the risk of your business.  One contract businesses are businesses that seek out one contract to produce the revenue. While this can be a great place to start, you may find that t...

“ Do you want to know how wealthy you are? ” Depending on who I’m asking determines the reaction to this question.    You might be someone that’s excited to see the number. Then again, there’s a chance you know you need to make some financial changes and have decided the number might cause you anxiety.    Perhaps, a better question is… “ Do you want to build wealth? ” Most people would answer “YES...

When I started Jones Coaching Group in 2018, I quickly ran into a problem. I was looking for business advice online and there was a persistent dominant voice. It came from someone who got their working energy from being in front of the camera, on stage, and engaging with tons of people at once.    The problem… I didn’t get my working energy that way. In fact, I’m the opposite. I’m an introvert and...

A lot of us aspire to achieve an 800+ credit score. I get it! I built my credit score from the low 600s to 800s and doors opened for me in ways I only dreamed.  · I got access to better financial products · My interest rates are incredibly now · I never felt like I would be turned away from what I want  Having a high credit score is empowering, so we work very hard to get there. Along the way thou...

Whether you want to build a side business to keep while you continue along your current career path or you want to build a side business to use as an exit from the 9-to-5 world, you will eventually be confronted with the task of how to make time. Unfortunately, businesses don’t come together by merely thinking about the ideas. Those ideas must be unlocked by taking action. Therefore, you will need...

A couple weeks ago, I did an audit on my financial coaching business. I was looking for all the small expenses that we didn’t notice. The results?  I found over $250 a month going out of the door. That’s $3,000 a year.  That’s pretty significant money, right?! You can take an amazing vacation each year with this money!  That spending led me to do this podcast episode on frugality and wealth buildi...

Back when I decided to change my financial life, I thought that paying off more than $70,000 in debt would solve all my financial problems. It wasn’t until I reached the end of that journey that I realized it would take more for me to feel liberated and confident.  There was something missing.  As a result, I decided to elevate my financial approach again.  I’m now going on six years of financial...

Often, when you think about minimalism you think of scarcity. There is this vision of someone counting pennies, living in a super small home, driving a very old car, and not spending much on having fun.  When I started changing my financial life, I became a minimalist. Instead of having less though, I had a whole lot more. I had more… -Self-care days at the spa -Lunch outings -Personal development...

Once you decide to become an entrepreneur you will start researching non-stop about what to expect. Two things usually happen… You get discouraged because you read articles that make it sound like entrepreneurship is incredibly hard.  You start to get inundated with promotions saying that entrepreneurship is for everyone.  This episode is dedicated to the latter of the results of your Google searc...

For some of us, we have a desire that is pulling us to get more degrees. It’s our way of feeling like we’ve reached our full potential.  But we get stuck before we ever step foot back in the classroom. Why? It may seem obvious. We are grown now. We have: Careers Bills Children Life partners The idea of being Dr. (fill in the blank) never leaves our minds. It's why I interviewed my incredible c...

This week, I had an incredible conversation with a wonderful woman that was afraid to retire. I wish I could say that this was a unique conversation. Retirement tends to be an elusive goal that so many people struggle to wrap their heads around.  It seems distant and far off. There’s a challenge in it that seems insurmountable for many. Yes, even the people that make six-figures a year.  After so...

If you have a hard time keeping your savings account full, you’re not alone. It’s common for people to build savings and reduce it all in a month.  I see this all the time. I have the most incredible clients making six figures a year, but they have a hard time creating a practice that results in GROWING their savings account.  When you make enough money to support yourself, but you don’t see your...

Have you ever wondered what it would be like to build a business focused on adventure? To travel the world and get paid See the most beautiful landscapes and cultures Come face to face with wild animals I have. That's why I interviewed Jennifer Idol, an entrepreneur, scuba diver, underwater photographer, graphic designer, wildlife educator, and boundary breaker. Jennifer was the first woman to...

We live in a society that praises high incomes and the acquisition of material objects. They've become a symbol of financial ease and success. There's an assumption that when someone has a high income, bigger house, nice car, and so on that they have it altogether financially. I can tell you as a personal finance expert that isn’t the truth.  Another result of seeing this as a symbol of fi...

The number one question I get about my business is, “How do you work 16 hours a day and make six-figures?” The answer is,  I eliminated all busy work.  Most of the tasks on your to do list for your business don’t result in what you truly want. In this episode, I will share the secret tips I have used to cut hours from my work in my business, such as how to: Determine your ultimate goal with number...

There is no blueprint for how you should handle money in your relationship. There are only actions that create great money results.  I wish everyone knew that there is more than one way to get to an incredible financial state, but the path you choose must be personalized for it to be effective.  Joining your life with someone can be tough when it comes to money. In this episode, I will help you na...

What is the number one financial dream I hear all the time? “I want to be able to work whenever I want and have control over my time.” Many of us don’t know that reaching this financial state isn’t as far away as we may think. Does it take hard work? YES Is that hard work worth it? YES We are also confused by the timeline to reach this goal. That's because we're unclear about the differenc...

One of the biggest myths about starting a business is that it costs a lot of money making it a risky venture. Well, that's not always the case. It depends on how you structure the business. If you are starting a service-based business or growing your service-based business and are unsure whether getting debt will help, I'll give you some things to consider in this new episode of The Money...

Over my five years of working with hundreds of households with their money, I've encountered several loving parents that are caught in a bind. They are doing well financially and have been supporting their adult children. While they have the earning potential to support their children, their own ability to grow wealth, retire, or progress financially has been hindered.  How do you help your ad...

We live in a society that uses our income as a measurement of success. In turn, we start to believe that the more money we make the happier we'll be.  I'm here to tell you, that isn’t how money works. In fact, sometimes it can be the opposite.  I'm speaking from personal experience and that's what I am sharing with you in this video.  I believe that we have an income that makes us...

In 2018, I started my financial coaching business, Jones Coaching Group. It was a natural fit for me. I wasn’t confused about the service I wanted to offer at the time.  Fast forward to five plus years later, I've worked with hundreds of clients and learned so much along the way. As I worked with clients, new clients with new financial goals emerged. One of those goals being creating a lifesty...