The Libinance Podcast

Send us a direct message Return and IRR are often used interchangeably in finance but they don’t always tell the same story. Two investments can show the same return on paper, yet deliver very different outcomes depending on timing, cash flows, and how value is measured over time. So what exactly is the difference… and why does it matter more than most people think? In this episode of The Libinanc...

Send us a direct message Ghana’s gold reserves have grown steadily over the past decade, but the pace has accelerated sharply in recent years rising from about 19.5 tonnes in 2023 to over 30 tonnes in 2024 , the highest level recorded in that period. According to the central bank, reserves reached 38.04 tonnes by the end of October 2025 , driven largely by the establishment of the Ghana Gold Board...

Send us a direct message In this episode of The Libinance Podcast, we unpack three terms that are often thrown around as if they mean the same thing stocks, shares, and equity. They’re closely connected, yes, but not identical. Today, I’ll break down what each of them really means, why they’re sometimes used interchangeably, and how understanding the difference can sharpen the way you think about...

Send us a direct message In this episode of The Libinance Podcast , we take a deep dive into the Bank of Ghana — its mandate, operations, and influence on the country’s financial system. From monetary policy and inflation control to regulatory oversight and digital currency initiatives, we break down how the central bank shapes Ghana’s economic landscape. Why does the Bank of Ghana raise or cut in...

Send us a direct message In this episode of The Libinance Podcast , we shift our focus to the ARB Apex Bank , the little-known but powerful institution acting as a “mini central bank” for Ghana’s rural and community banks. What exactly does the ARB Apex Bank do? How does it support rural financial institutions, promote financial inclusion, and maintain stability outside the formal banking sector? ...

Send us a direct message  Every investment comes with risk  but how do you weigh it against potential return? In this episode, we break down the relationship between risk and return, why it's key to making smart financial decisions, and how it shows up in everything from susu to stocks. Whether you're just starting out or already investing, this one helps you think through where your mon...

Send us a direct message In this episode, we turn our spotlight on the Ghana Stock Exchange  popularly known as the Accra Bourse. We explore how the GSE operates, why it matters, and what makes it a critical hub for investors, listed companies, and Ghana’s broader economic growth. Whether you're a first-time investor or just curious about how markets function in emerging economies, this episo...

Send us a direct message Join us as we sit down with the incredible Miracle Nnaji, FMVA®  , a seasoned investment professional with over 4 years of experience in venture capital, equity research, and management consulting. Let's hear from youEmail: libinancepodcast@gmail.comLinkedIn: https://www.linkedin.com/company/the-libinance-podcast/ Disclaimer: The investment strategies discussed are fo...

Send us a direct message Join us as we sit down with Miracle Nnaji, FMVA®  , a seasoned investment professional with over 4 years of experience in venture capital, equity research, and management consulting. Miracle is the perfect guide to demystify the world of Venture Capital in Africa. In this episode, Miracle Nnaji, FMVA®   will share his expertise on: The inner workings of venture capital ope...

Send us a direct message You might see 1,000 cedis in your bank account, but have you ever asked what kind of money that really is? Is it central bank money? Commercial bank money? And does it even matter? In fact, most of the money we use today isn’t printed or minted by the central bank. It’s created by commercial banks through lending. This is the money behind your transfers, your salary paymen...

Send us a direct message Money is something we use every day, but few of us stop to ask where it all began. But have you ever paused to think about the story behind the money in your wallet? The Ghanaian cedi, like many currencies, carries a deep history shaped by colonization, independence, and reform. In this episode, we dive into how the cedi has evolved, what shaped its journey, and how we end...

Send us a direct message When you buy a stock or a bond, you're buying ownership — and traditionally, that meant holding a physical certificate. But in today’s fast-paced, digital world, paper just doesn’t cut it. That’s where the CSD, steps in. Think of the CSD as the silent guardian of your investments — securely recording, storing, and settling your securities electronically. No paper trai...

Send us a direct message Crypto, Blockchain, electronic currency has practically become a not so new thing anymore. Understanding the dynamics is a must if you want to be a savvy investor.  on this episode of the e-cedi story, we dive deep into how Ghana is looking to utilize blockchain.  We definitely would love to hear from you Email us: libinancepodcast@gmail.com / loiseboye9444@gmial.com Discl...

Send us a direct message Money has evolved from ancient barter systems and coins to today's digital currencies and global finance. But in the heart of the modern financial system lies a powerful engine most people rarely see up close: Investment banks. In this episode, we take a quick walk through the history of money, exploring how it's changed and what it really means in today's w...