The Evening Dew

In this episode, Musa breaks down Nigeria’s new market-driven telecom pricing, the resulting $1 billion surge in infrastructure investments , and what this means for service quality, affordability, and the future of the industry Sources: New pricing policy spurs over $1 billion investment in telecom infrastructure – NCC - Nairametrics Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, Musa breaks down Nigeria’s new Insurance Industry Reform Act (NIIRA) 2025, explaining how higher capital rules, wider coverage, and digitization aim to boost stability, confidence, and access. Sources:   Nigeria enacts sweeping reforms to insurance sector | Reuters Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠themusaobed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, Musa talks about how the FIRS hit its oil and gas revenue target for the first time in years, crediting peace in the Niger Delta for boosting production, profits, and tax collection. Sources: https://thenationonlineng.net/firs-meets-oil-gas-revenue-target-credits-niger-delta-peace/ Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠themusaobed⁠⁠⁠⁠⁠⁠...

In this episode, Musa talks about Nigeria’s latest inflation numbers, highlighting how headline and core inflation cooled slightly in July 2025, even though food prices remain stubbornly high. He explains what the changes mean for everyday Nigerians and why it signals a cautious relief for the economy. Sources: Nigeria's inflation rate dropped to 21.88% in July – NBS Hosts: Musa's X (twitt...

In this episode, Musa unpacks a World Economic Forum report on four possible global economic futures for 2030 and what they mean for businesses in Africa and beyond. Source: https://www.weforum.org/publications/global-economic-futures-competitiveness-in-2030/ Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠themusaobed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ droun...

In this episode, Musa talks about how strategic entrepreneurship can transform Nigeria’s economy through innovation, smart policies, and better support systems for entrepreneurs. Source: https://www.openjournals.ijaar.org/index.php/oajbe/article/view/899 Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠themusaobed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ drounz's...

In this episode, Musa talks about how Nigeria’s interest rate reflects the country’s economic heartbeat. Drawing from a new study, he explains the complex relationship between lending rates, deposit interest rates, and GDP growth—debunking myths and revealing surprising findings. Source: https://www.openjournals.ijaar.org/index.php/oajbe/article/view/787 Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠...

In this episode, Musa talks about the future of global FinTech, covering slowing growth, strong profits, key verticals, rising bank partnerships, evolving regulations, and how AI, regional interoperability, and embedded finance will shape the next five years. Sources: https://www.weforum.org/publications/the-future-of-global-fintech-2025/ Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In today’s episode, Musa talks about “Proof of Legacy” —how Nigerian governments from Obasanjo to Tinubu have spent money, managed taxes, and why education and health keep getting the short end of the stick. Sources: https://www.cbn.gov.ng/Out/2025/CCD/BULLION%201ST%20QUARTER%202025-1.pdf Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠themusaobed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, Musa talks about whether entrepreneurship is truly boosting Nigeria’s economy or just masking unemployment, noting that bureaucracy, poor funding, bad power, and weak education limit its impact. He stresses early training, better policies, and access to credit as keys to building a resilient, self-sustaining economy. Sources: https://www.openjournals.ijaar.org/index.php/oajbe/arti...

In this episode, David breaks down the Payment Card Industry Data Security Standard (PCI DSS) — what it is, why it matters for businesses handling card payments, and how it protects customers from fraud. He explains the key compliance requirements, why fintechs enforce it strictly, real-world breach examples, and how AI tools are now used to detect threats, automate scans, and strengthen payment s...

In this episode, Musa talks about whether Nigeria’s manufacturing sector can truly drive economic growth. Drawing on a study covering 1985 to 2022, he explains how manufacturing helps GDP but inconsistently, why recovery from economic shocks is slow, and what policy changes from better forex access to improved infrastructure could turn the sector into a real engine for jobs, exports, and a stronge...

In this episode, Musa talks about how small businesses in Nigeria stay profitable despite economic chaos — by sensing market shifts, seizing opportunities fast, and smartly reconfiguring their resources. Backed by a 2025 study of 189 SMEs, he breaks down why agility, boldness, and strategic pivots are key to surviving and thriving in tough times. Sources: https://www.openjournals.ijaar.org/index.p...

In this episode, Musa talks about the fading Igbo Apprenticeship system — a traditional, homegrown business incubation model that has built hundreds of SMEs without government help. He explores why the system is losing relevance among young Nigerians, how it compares to global apprenticeship models, and what reforms could modernize it for today’s economy. Sources: https://www.ijaar.org/the-effecti...

In this episode, Musa talks about Nigeria’s rising debt crisis from exploding interest payments to the struggle between borrowing and growth. He breaks down how poor fiscal management and falling revenue sources are affecting everyday Nigerians, and what reforms are urgently needed to turn things around. Sources: https://lajems.com/index.php/lajems/article/view/322 Hosts: Musa's X (twitter) accoun...

In this episode, Musa talks about why foreign investors are ghosting Nigeria. From unstable exchange rates to sharp interest rate hikes, he breaks down the key findings from a new study on Nigeria’s FDI trends and what it’ll take to win investors back. Sources: https://lajems.com/index.php/lajems/article/view/321 Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠themusaobe...

In this first Weekend Deep Dive Episode, David breaks down how machine learning is transforming fraud detection in payments. From real-time detection to spotting complex fraud patterns, he explores the strengths, the limitations, and why fintechs are betting big on AI. Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠themusaobed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ drounz&#3...

In this episode, David talks about Egusi Soup heading to space and what it means for Nigerian science. Meanwhile, Musa indulges in a deep dive on climate change, showing how it's already hitting Nigeria's economy and why it's more than just an environmental issue. Sources: Nigerian Egusi seeds makes historic journey to space aboard NASA mission https://lajems.com/index.php/lajems/artic...

In this episode, David talks about Google’s new experimental project OPAL and its potential impact on automation and mini-app development. Meanwhile, Musa indulges in the surprising decline of rural-to-urban migration in Nigeria, exploring what the data says about jobs, cities, and the future of labor mobility. Sources: https://developers.googleblog.com/en/introducing-opal/ https://lajems.com/inde...

In this episode, David talks about the blurry line between wellness tech and medical regulation, using WHOOP as a case study. Meanwhile, Musa indulges in new research on remittances and Nigeria’s economic performance showing how diaspora money reacts to real output shifts. Sources: https://lajems.com/index.php/lajems/article/view/341/253 https://www.theverge.com/health/715102/dangerously-blurry-li...

In this episode, Musa talks about why Nigeria’s employment strategy needs a reset. He introduces the Human Capital Waste Index (HCWI) as a better way to measure joblessness and calls for policies that focus on decent, productive work. Sources: https://www.njess.org/journal/njess/articles?id=118 Hosts: Musa's X (twitter) account: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠themusaobed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, David indulges in global tech politics exploring China’s push for AI leadership and a proposed global AI cooperation framework. Meanwhile, Musa breaks down a decades-long study on capital inflows in Nigeria, showing how foreign aid, debt, and remittances have (or haven’t) helped the economy grow. It’s tech, policy, and economic insight, made easy. Sources: https://www.rappler.com/...

In this episode, Musa breaks down the numbers behind Nigeria’s digital scene. Only 45% of Nigerians are truly online, social media is male-dominated, and while TikTok and Snapchat are booming, mobile internet is slowing down. Rural areas remain largely disconnected, and youth-focused digital tools are still untapped gold. It’s digital growth, but lopsided. Tune in. Sources: https://datareportal.co...

In this episode, Musa explores why many microfinance banks collapse despite being designed to serve low-income communities. Based on a CBN-backed study, the issues include poor governance, insider loan abuse, weak internal controls, and lack of skilled staff. The episode also highlights key solutions like stronger boards, better regulation, and increased capital. If you’ve ever wondered why small...

In this episode, Musa breaks down Nigeria’s budget deficit story across four administrations. From Obasanjo’s fiscal discipline to Buhari’s borrowing spree and Tinubu’s early reform promises, we trace how debt levels rose, why it matters, and what it’s costing the country today. Borrowing isn’t the problem. Recklessness is. Tune in for the full breakdown. Sources: https://www.cbn.gov.ng/Out/2025/C...