The Community Conversation by CommunityAmerica

This episode is intended to equip listeners with practical advice and knowledge to navigate these challenging times, emphasizing the importance of early preparation and responsible financial planning to alleviate the burden on loved ones during times of grief and loss. This podcast is brought to you by CommunityAmerica Credit Union.  This recording is for educational and entertainment purposes onl...

This podcast navigates the financial landscape during career changes, emphasizing intentional planning, strategic budgeting, and building strong financial habits to ensure stability and success during transitional phases. This podcast is brought to you by CommunityAmerica Credit Union.  This recording is for educational and entertainment purposes only.  It is not intended to replace the advice of...

This podcast navigates the financial landscape during career changes, emphasizing intentional planning, strategic budgeting, and building strong financial habits to ensure stability and success during transitional phases. This podcast is brought to you by CommunityAmerica Credit Union.  This recording is for educational and entertainment purposes only.  It is not intended to replace the advice of...

There are a multitude of ways that divorce can arise in a marriage, but whether it’s been a decision made over a long period of time, or more suddenly, there are a few financial stages to consider. This podcast explores some key takeaways to bear in mind at the 3 stages of the divorce process: preparation, process, and recovery.   This podcast is brought to you by CommunityAmerica Credit Union.  T...

When two individuals come together to join their lives as one, it’s a huge milestone, and comes with a lot of unknowns. What shouldn’t be unknown, is how this marriage will affect their finances. As an individual and as a couple, there are some things to prepare for, and things to keep in mind throughout this process that will set you up for success. Things like transparency, compromise, and openn...

With changes in policy on Student Debt Relief programs, people may feel thrown for a loop as interest starts accruing this fall. As people gear up to start making payments in October, here’s the rundown on what’s happened, how to prepare for making payments, and who to contact for help.

Money isn’t always easy to talk about, especially with kids. But that doesn’t make it any less important for them to learn. It is crucial to teach our youth how to be financially literate in order to set them up for success later in life. Whether speaking with a child, or a young adult, there is something to be learned.

Financial planning is not only an important way to protect yourself, but can also be used to protect your loved ones. Having financial plans in place allows you to build trust and provide care, as well as leave a legacy you can be proud of. Securities and advisory services offered through Copper Financial Network (“Copper Financial”), LLC, Member FINRA/SIPC. Copper Financial is a SEC registered in...

During tax season, you may be susceptible to higher instances of attempted fraud.  While it is important to be aware of fraud all year long, here are some helpful tips you should review to help protect yourself during tax season.

With the new year comes new financial challenges. In 2023, experts are predicting an uncertain market, and warn of the continued emergence of a financial crisis/recession. In this podcast, we will be discussing the history of recessions, as well as recession preparedness for varying life stages as it relates to the present day. Disclosure: Securities and advisory services offered through Copper Fi...

For some, using a credit card can be seen as something to avoid altogether. However, a credit card can be a great resource for your financial health and offers users benefits that go far beyond a way to make payments. By fully understanding your credit card, you can utilize it to work for you.

With the holiday season fast approaching, it's important to remember that this time of year comes along with an unfortunate increase in the number of fraudsters and scammers aiming to take advantage of your generous holiday spirit.   While it is important to be aware of fraud all year long, here are 6 helpful tips you should review to help protect yourself online and in stores over the next few mo...

The way you feel about money has a significant impact on how you manage it. Typically, those with a financial plan feel more financially secure than those without. In this podcast, we will discuss the common emotions often associated with money, the vital resource of financial planning, and the many forms it can take. Big or small, simply having a plan can make you feel better about money. Disclos...

Your career is one of the biggest decisions that will affect your happiness, earning potential, and lifestyle.  It’s difficult to think about such a heavy conversation as a young adult, but understanding how you can gain experience to land your dream job is a needed planning process as you enter the working world. 

Your student has worked hard to choose a school right for them and obtain any financial assistance possible, from scholarships to financial aid. Even after taking advantage of the resources, families often feel the strain of the hefty price tag a college education requires.  Join us as we discuss options for families looking to make up for the gaps in funding their child's higher-level education....

Bidding wars, lack of inventory, and rising interest rates all contribute to a harsh market for current home buyers. In this episode, Jackie Reed, Manager, Brand & Outbound Sales is joined by Jane Coppinger, Real Estate Agent at Reece Nichols, to offer hope for what has made buying a home feel impossible. We tackle: Market Conditions -When can we expect more inventory? -Rising rates and how that a...

Your offer has been accepted, and you are officially under contract on the purchase of your new home! What happens next?  In this podcast episode, we detail the steps in the home buying process now that you are under contract and answer your most pressing questions, such as: How much does a home inspection cost, and what do they check? How is homeowners’ insurance different from mortgage insurance...

When it comes to purchasing a home, there is much to consider. In this podcast, we break down the basics of home buying: Budgeting  Getting pre-approved Optimizing your potential How to choose a realtor and what to expect from them We discuss concerns like raising your credit score and dispel misconceptions like down payment requirements. We also provide some easy-to-follow guidelines in selecting...

Investing has historically been a male-dominated field, for both career options and personal finance. However, not only are we seeing that environment change in recent years, we’re also seeing what positive power women have when they are actively a part of investment conversations. There are many things than can be learned from women who invest, along with more resources on how you can get started...

Financial exploitation can be categorized as forgery, misappropriation of financial resources or abusive financial control. While this can happen to any age group, our older loved ones are especially at risk of falling victim to this type of abuse.  In our latest episode, Roxanne Doss, manager of the fraud and financial investigations department, and Amanda Roberts, investigations analyst, sit dow...

Planning Your 2022 Financial Journey As you roll into 2022, there are some key areas to focus on when it comes to your financial journey. Though eyes are looking ahead at new opportunities, it’s also important to reflect on how you ended 2021. Doing so can help you recognize your habits and patterns as you finalize your new financial goals, as both play an important role in helping you achieve fin...

With new technology, fraud is becoming increasingly tougher to spot. With corrupted links, mass marketing schemes, job application fraud, and more, you may find yourself falling victim and having your information compromised. It’s important to remain educated on the current fraudulent schemes out there and continue to stay informed on ways you can protect yourself and your family. In our latest ep...

Life happens to everyone, and you may find you’ve made some financial missteps in your past that have negatively affected your credit score. Despite reasons why, this podcast will help provide you with ways to get your finances back on track. In our latest episode, Jamaal Evans, branch manager at Shawnee station, and Anjana Paul, Product Delivery Manager, converse again to offer guidance in rebuil...

Building your credit is one of the first steps to financial health – the cornerstone of financial freedom and spending power. For young people, it can be difficult to establish a strong credit score out of the gate and show a solid credit history that lenders take seriously.  A good credit score helps you get approved for loans and credit cards. It also helps reduce the expense associated with you...

Whether you’re a senior in high school or the parent of one, there’s a lot to prepare for ahead of the first year of college. There are many due dates and serious conversations that need to be had, and sometimes it can be overwhelming. The important thing to know is that you do not have to go through this alone, and there are many resources to help guide you along your journey in higher education....