Swimming Financially

Independence is powerful —but no one talks about what it actually costs. In this episode of  Swimming Financially , I’m breaking down the hidden cost of independence for single, childfree women who are used to doing it all on their own. From the mental load of making every decision solo, to the financial “solo tax,” to the emotional weight of always being the responsible one—this is the side of in...

Do you actually need an LLC to start a business? In this episode of  Swimming Financially , I break down the differences between sole proprietorships, LLCs, S-Corps, corporations, and partnerships—so you can choose what  actually  fits your situation. We’ll cover: How each structure is taxed When an S-Corp makes sense Common mistakes that can cost you The IRS Hobby Rule Key takeaway:  Start simple...

Making more money is great… until taxes show up like they’ve been in the group chat the whole time. But before we even get into the numbers, let’s talk about something bigger. I recently read an article in The Wall Street Journal about more Black women leaving corporate America to start their own businesses—and I love seeing it. Because I did the same thing. I walked away from my 9-to-5 in 2019 to...

If you’re a successful professional earning good money, taxes are likely one of the biggest expenses in your life. In this episode of  Swimming Financially , Desiree Fisher breaks down how W-2 employees can legally reduce their taxable income using smart tax planning strategies. Designed specifically for single, childfree women building wealth on their own, this episode explains how taxable income...

In this episode of  Swimming Financially , we’re diving into one of the most overlooked — and most powerful — drivers of financial success: your  Money Mindset . For Single, Childfree women (SINKs), managing money can feel heavier. There’s no backup plan, no second income to fall back on, and often a quiet fear of “I can’t afford to get this wrong.” That fear can lead to self-doubt, comparison, an...

Welcome to Swimming Financially, hosted by Desiree Fisher, a Certified Financial Planner — a podcast designed for single, childfree women (also known as SINKs) focused on financial independence and building lives on their own terms. In this first episode, I share why this podcast exists, who it’s for, and what you can expect going forward. We’ll talk about the financial decisions that look differe...