Sound Policy

On this episode of Sound Policy , we dive into FM's new report on losses in the power generation industry. From electrification and AI infrastructure to aging equipment and evolving supply chains, power generation companies are balancing increasing complexity while delivering consistent electricity. Host Brian Amaral speaks with FM's Brian Palmer and Austin Larkin about recent loss trends...

On this episode of Sound Policy , we take a closer look at hail, one of the fastest growing weather-related loss drivers, and a new global hail map developed by FM to better understand where the risk is most severe. While hail often draws less attention than other natural hazards, its frequency, severity, and cost have increased significantly in recent years. Host Brian Amaral speaks with Andreas...

On this episode of Sound Policy, we take a closer look at risk management through the lens of food manufacturing and the complex journey required to get products from the factory floor to store shelves. From automation and cyber risk to supply chain visibility and business interruption, food manufacturers are operating in an environment where disruption has become the norm. Recorded at RISKWORLD 2...

On this episode of Sound Policy , we explore the forces reshaping manufacturing and what resilience means in an increasingly uncertain environment. from natural catastrophes and secondary perils to supply chain disruption, automation, artificial intelligence, and energy volatility, manufacturers are navigating a period of rapid change that is redefining risk worldwide. Recorded at RISKWORLD 2026 i...

On this episode of Sound Policy, we explore the evolving risks and challenges facing manufacturers today and discuss what resilience looks like in a rapidly changing environment. From supply chain disruptions and aging infrastructure to automation, workforce shifts, and fire risk, manufacturers are navigating increasing complexity while remaining essential to the global economy. To understand what...

On this episode of Sound Policy, we take a closer look athow AI and automation are transforming the insurance claims experience . Claims are one of the most critical moments in an insurance relationship, andnew technologies are reshaping how quickly, fairly, and efficiently insurerscan help clients recover after a loss. To explore what’s changing and what still matters most, wespoke with Jeremy Ga...

On the latest episode of Sound Policy, FM’s podcast about risk and resilience, we’re taking a global view: Every year, we release the FM Resilience Index, a ranking of the business environments of 130 countries and territories. The 2026 ranking had Denmark on top, Venezuela at the bottom, and plenty of insights in between.  To help break it all down, we spoke with Simon Barsoum , an FM engineer wh...

The world faces plenty of challenges right now. New geopolitical tensions. Climate change. Technology that will unlock innovation but also new threats. But what about the oldest risk? Fire is still the No. 1 cause for all claims FM manages globally. Why is that? What new technologies are driving the risk? And what new technologies are helping address it? On this episode of Sound Policy, we spoke w...

The way our industries work is changing quickly. Really quickly. So quickly that some people have declared that we are in a new industrial revolution, called Industry 4.0. Here at FM, part of our job is preparing our clients for this changing landscape. As new technologies arrive, we research the steps industries can take to reduce the risks these systems might bring. So on this episode of Sound P...

With the rise of artificial intelligence and the cloud computing boom, it's  hard to think of an industry that is growing faster than the data center industry. In response, FM has been researching how to help protect and insure data center infrastructure--along with everything that goes with it, like power generation. On this episode of Sound Policy, we spoke to two experts to learn more about...

If your business is seeing the impacts of extreme weather, you’re not alone: 62% of risk decision-makers report they’ve suffered at least one severe disruption due to natural hazards in the past three years.  That’s according to FM’s survey of nearly 1,000 risk decision makers and insurance brokers across the world. On this episode of Sound Policy, we’ll get into the results of the survey, what’s...

Lithium-ion batteries have become commonplace in our lives. They’re in things as small as a smartwatch to as large as an electric car. And they're quickly becoming a crucial part of our businesses, too, from data centers to renewable energy to robotics. But as many benefits as these batteries have, they have a pretty big drawback: They sometimes catch fire or explode. When lithium batteries get da...