Save Yourself Podcast

One of the most common points of confusion in Infinite Banking is the tension between two things advisors say in the same breath: use the money right away, and think long term. In this episode, Brad Lowe and Mike Schwallie resolve that tension by walking through the full lifespan of a properly structured whole life policy — from the day you fund it to the day it's funding your retirement. The...

Curious about Infinite Banking but not sure what actually happens when you reach out? In this episode, Jordan Cole and Mike Schwallie walk through exactly what to expect when you engage with Unlimit Wealth — from the first conversation to a funded policy and beyond. They break the process into three phases: engagement, qualification, and implementation. Engagement is about fit — getting to know ea...

Not all life insurance is created equal — and when it comes to Infinite Banking, the product you choose matters as much as the process. In this episode, Jordan Cole and Brad Lowe walk through the life insurance spectrum from term to single premium, explaining exactly where a properly structured dividend-paying whole life policy fits, why it's the vehicle of choice for IBC, and what separates...

Most people sit down with a financial advisor expecting to talk about investing. Jordan Cole and Mike Schwallie want to change that conversation from the start. In this episode, they break down one of the core distinctions at Unlimit Wealth — the difference between the product (whole life insurance) and the process (Infinite Banking) — and why understanding both is essential before implementing th...

Join us as we revisit the basics, with a 101 course on Infinite Banking with a refresher of the human behavior roadblocks that keep most people from being able to build and maintain wealth. Jordan Cole and Brad Lowe take us through an intro course with a reminder on how to think about money in an effective and healthy way. 

Join us as we revisit the basics, with a 101 course on Infinite Banking, who it best serves, and how to properly leverage it to find financial freedom. Jordan Cole and Brad Lowe take us through an intro course with a reminder even someone with a policy or two could still benefit from listening to. 

Most people never realize how much wealth silently leaks out through the interest they pay to banks and lenders — money that could be working for them instead. In this episode, Brad Lowe and Mike Schwallie walk through one of the foundational principles from Nelson Nash's Becoming Your Own Banker : what the "financial problem" actually is, and how the Infinite Banking Concept gives...

Every dollar of capital has a cost — whether you recognize it or not. Economic Value Added (EVA) is the principle that all capital on your balance sheet must be assigned its true cost, including money you borrow from yourself. In this episode, Brad Lowe and Mike Schwallie break down how applying EVA thinking to your IBC policy changes the way you account for capital, and why repaying the cost of t...

In this episode, Mike sits down with returning guest Nolan Sanburn to talk about using an Infinite Banking policy alongside syndicated real estate. They cover practical moves for LPs and GPs, including funding commitments from cash value, bridging capital calls, handling earnest money and co-invest, and recycling distributions back into the policy. You will hear guardrails for loan-to-value, manag...

In this episode, Mike and Jordan get practical about putting an Infinite Banking (IBC) policy to work. We cover when to borrow against cash value versus pay cash, how to set a simple repayment rhythm that keeps compounding uninterrupted, and ways owners use IBC for real needs—equipment and truck cycles, payroll seasonality, taxes, and opportunity funding. You’ll hear guardrails for loan-to-value,...

Most people are taught to earn, spend, and save what’s left. The wealthy tend to follow a different playbook. In this episode, the team breaks down how high-net-worth individuals think about control, liquidity, and long-term efficiency when it comes to their money. We cover why they prioritize access to capital over chasing returns, how they structure assets to stay in motion, and the role tools l...

Succession planning begins the day you become an owner. In this episode, Brad and Jordan walk through the core pieces of a simple, durable plan: valuation method, buy-sell structure, who owns the policy, and how cash value can provide orderly funding when a trigger event happens. We compare cross-purchase and entity-redemption designs, talk through key person protection, and outline how policy loa...

In the Season 6 opener, Mike Schwallie and Brad Lowe go back to basics. What is term life. What is permanent life. How do premiums, guarantees, riders, and flexibility differ. We walk through practical scenarios for families and business owners, including buy-sell and key person coverage, and show where cash value can support operations. We separate myths from facts and give a simple checklist to...

Join us for the last episode of Season 5 of the Save Yourself Podcast and Brand and Jordan talk about how policy design is only as effective as your mindset that allows you to leverage it! In this episode the guys discuss the nuance of rate vs volume, and being a customer vs being an owner of the banking function. 

Join Jordan Cole and Mike Schwallie as they share thoughts on how Infinite Banking is the only "And Asset" out there. In this episode the guys swap stories from their clients from business owners to real estate investors.

Join us for a fun discussion of the game of finance and the various roles we play in our lives. Reshape the way you approach your finances and goals by better understand the role you fit in the game! 

Join us for this episode between John Blalock and Mike Schwallie as they swap stories of how they have used infinite banking policies to help business owners finance their business' capital investment needs, from farm equipment to store inventories! 

I'm thrilled to kick off Season 5 where the Unlimit team delves into client success stories, exploring how infinite banking has empowered their financial strategies through well-crafted policies. In this episode, Brad Lowe and Mike Schwallie engage in a compelling discussion about the financial nuances of buying and selling businesses, highlighting the advantages of infinite banking in enhanc...

Strategies for Financial Freedom with Ray Burkhalter In this episode of the 'Save Yourself' podcast, hosted by the founders of Unlimit Wealth, guest Ray Burkhalter shares his journey from a career in mechanical engineering to becoming a real estate entrepreneur and private lender. Ray discusses his initial exposure to real estate, the importance of passive income, and the valuable lesson...

Bringing Humanity to Crypto: Josh Rhodes' Journey and Insights Josh Rhodes, founder of Crypto Y'all, shares his personal journey from a rural, financially illiterate background to becoming an evangelist for crypto and financial literacy. He talks about how his father's post-Vietnam lumber business paved the way for his entrepreneurial spirit, reads Robert Kiyosaki's 'Rich...

Unlocking Financial Freedom: David Stern's Journey and Lessons from Nelson Nash In this episode of 'Save Yourself,' the hosts from Unlimit Wealth engage in an in-depth conversation with David Stern, the son-in-law of financial consultant Nelson Nash. David recounts his personal and professional journey, sharing how marrying Nash's daughter introduced him to the principles of In...

Entrepreneurial Journey and Financial Strategies with Chris Walker In this episode of 'Save Yourself' by Unlimit Wealth, host Jordan Cole and his co-founders Chris Walker and Mike Schwallie discuss strategic thinking and ideas that have brought financial freedom to them and their clients. The focus is on Chris Walker's entrepreneurial journey, from his early days in Greenville, Miss...

Unlimit Your Wealth: Financial Wisdom and Lessons from Thomas Cox Join the founders of Unlimited Wealth on 'Save Yourself,' where they discuss financial strategies and personal stories aimed at achieving financial freedom. In this episode, the hosts chat with Thomas Cox, a former athlete, coach, entrepreneur, and real estate investor, about his journey from living with his dad and workin...

Unlimiting Wealth: Real Estate Insights and Infinite Banking Explained In this episode of 'Save Yourself', the four founders of Unlimit Wealth share their conversations, debates, and strategies that have brought them and their clients financial freedom. The hosts are joined by Jason Garrison, a realtor based in Birmingham, who shares his journey from banking to real estate, emphasizing t...

Empowering Financial Freedom Through Infinite Banking with Zach Sims This episode of the Save Yourself Podcast by Unlimit Wealth features a conversation with Zach Sims, who shares his journey from playing football in Alabama to specializing in infinite banking at Nalin Wealth Management. The discussion delves into Sims' realization of the power and uniqueness of infinite banking as a tool for...