PAYMENTS FM

Today we talked to Anubhav Pradhan, co-founder of ShiftMate. We discussed the future of open banking and Pay-by-Bank.  Discover how these technologies empower consumers with data control and offer new growth opportunities for financial institutions. Key Topics Differences between open banking and Pay-by-Bank Regulatory impacts on data ownership and consent Leveraging data for customer relationship...

In this episode, we explore how subscription and e-commerce companies can harness data, AI, and innovative payment strategies to boost growth and improve customer engagement. Andrei Rebrov, co-founder of Finsi and former CTO of Scentbird, shares practical insights on building effective analytics systems and integrating AI for smarter decision-making. In this episode: 00:00 - Increasing e-commerce...

Agentic commerce was one of the loudest e-commerce trends of 2025 — but is it real demand or mostly hype + incentives? In this episode of Payments FM, Nikita sits down with Colin Luce, Founder & CEO of Basis Theory, to unpack what’s actually happening in agentic commerce and agentic payments right now, what merchants should do today, and why trust + tokenization might decide how this all plays...

In this episode of Payments FM, we sit down with Dan Loomis from Gusto to discuss the world of payroll and cashflow management for small and medium businesses.  Dan sheds light on the common financial headaches like cashflow volatility, lack of control and confidence, and how Gusto Money aims to solve these through innovative solutions.  We explore the challenges small businesses face such as mana...

In this episode, we explore the intricate world of payments and banking with Victoria Soltesz, founder and CEO of PSP Angels. We cover essential topics including international payments, high-risk merchants, crypto in payments, and the gaming industry. Victoria shares her mission to create a more ethical and transparent payment industry, emphasizing the need for proper education and strategic plann...

In this episode we talk with Albert Drouart from Pagos about everything payments data.  We talk about how businesses can leverage payment data to optimize their transaction processes, reveal hidden issues, and enhance overall performance.  Through real-life examples and advanced monitoring strategies, Albert explains the transformative potential of data enrichment and AI in the payments landscape....

Mastering Payment Integrations with Michael Taylor: Best Practices & StrategiesIn this in-depth conversation, Michael Taylor, the Director of Solution Engineering at checkout.com , shares invaluable insights on optimizing your payment processes. We discuss the importance of pre-mortems, best practices for integrating a new payment service provider (PSP), setting clear expectations, and establi...

In this episode, we sit down with Philip Pages, CEO of Redux Payments, to explore the issue of involuntary churn in subscription-based businesses. Why churn is a critical problem, the difference between voluntary and involuntary churn, and the need for intelligent retry logic to reduce churn rates. We dive into various retry strategies, the impact of new technologies like network tokens, and other...

In this episode of Payments. FM , Joshua Silver, the CEO of Rainforest , delves deep into the intricacies of payment integration models for software platforms. We discuss the two primary models: the integrated referral model and the embedded payments model. Joshua highlights the advantages and disadvantages of each approach and emphasizes the importance of service, technology, and commercials in s...

The Essential Guide to Payment Orchestration with Gr4vy's VP Commercial Zubin Vandrevala. Join us in this insightful episode as we delve into the world of payment orchestration with Zubin Vandrevala, VP Commercial at Gr4vy. Learn about the evolving needs of merchants in payment processing, the complexities they face, and how orchestration platforms can provide strategic advantages. Zubin share...

In this episode, Anantharaman Pattabiraman, CEO of the payment intelligence platform Inai, discuss the intricacies of payment performance metrics. We chat about metrics for different business models such as e-commerce and subscription services, the challenges merchants face in tracking and interpreting payment data, and the opportunities for leveraging AI in payments. Anta provides actionable insi...

In this episode, Jenna Wire, a seasoned expert in the FinTech industry and a founding member of Venmo and Braintree, discusses the latest global trends in payments, challenges facing subscription businesses, and the new era of cross-border payments. Jenna shares her insights on the high costs of credit card processing for merchants, the importance of payment orchestration, and the strategies for r...