Nine To Five Club

Six redundancies. Most of us would struggle to get through one. Russell Harvey , the Resilience Coach, has been through six. His last permanent role was at the Co-op Group in Manchester, during a period of constant restructuring. When his own department was restructured, he took the opportunity to leave, and the Resilience Coach was born. That was 11 years ago. Since then he has worked with leader...

This week on the Nine to Five Club podcast I spoke to Alan from Mitford Pottery in Sunderland. About 15 years ago he was flicking through the channels one night and landed on The Great Pottery Throw Down. He liked the look of the pottery wheel and wanted a go. The problem was that there was almost nowhere local where you could use one. So he bought his own. It Started With A Wheel And A Shed Alan...

The people who mock your growth won't pay your bills. David Oliveira of the Nine to Five Club explores why early mockery can hit so hard when you start learning, building, or changing your financial life. The core message is simple: other people’s discomfort is not a reliable measure of your potential, and you do not need their approval to keep going. This is a solo episode focused on mindset, bou...

You know the feeling of working hard all week and not being able to say what you actually moved forward. The days went by. It was a busy week. And on Sunday night, you struggle to name what’s changed. Most people answer that by trying harder. An earlier alarm, a longer to-do list, maybe a new app. It rarely works, because effort isn’t what’s missing. What’s missing is a real picture of where you a...

This week I'm joined by Ria Farmer, founder of Rainbow Ri Holistic Health Coach in Northampton, a Reiki master and teacher, life and spiritual coach, and CBT counsellor, named Holistic Health Coach of the Year for Central England. Ria's path into this work started with a cancer diagnosis at 36, found during surgery she thought was only for endometriosis. She talks about how Reiki got her through i...

I think most people who want to change their lives are one small thing away from actually starting. Not a big thing. One small thing. And it isn’t money. It isn’t time either. It’s fear. This week I’m reading The 5 AM Club , and I’m blown away by it. I haven’t finished it yet. I’m already thinking about how to apply it. You take the first hour of your day, before work, and you split it into three:...

I bought my first property in 2013. I still work a day job now, in 2026. If you're waiting for the story where I quit and never looked back, this isn't that story. This is the one nobody posts, because it doesn't fit in a caption. It's longer, slower, and honestly, more useful than the version everyone else is selling you. THE MYTH Here’s the version you’ve probably seen a hundred times. Someone h...

You should never feel guilty for wanting more. At least not for wanting to be successful or for wanting a better life for you and your family. It’s easy to feel guilty about it. Most people around you will tell you to just be grateful for what you have, that money isn’t happiness. None of that is technically wrong, but it’s not true either. Wanting more isn’t about greed. Wanting more means being...

I did a Substack Live with Claudia M. Zedda , who writes The Brave Leap . It was different from what I normally post here. We didn’t talk about multiple income streams, the 9-5 job or present a framework for success. Instead, we had a deep, yet challenging conversation about the part of building something outside a 9–5 that people seem to forget. THE INNER WORK / PERSONAL TRANSFORMATION Join the N...

We live in a world where everyone looks successful, but almost no one feels successful. And the reason is simple: We’ve confused self‑improvement with success. This is ruining people’s lives. Here’s the difference: Self‑improvement is inward. Success is outward. One changes who you are. The other changes how you’re seen. And when society cares more about the outward, the inward gets lost and confu...

Mick and I went live. This conversation was about: * My story (Portugal to the UK). * Why I’ve always cared about independence. * What I learned from getting scammed young. * Why multiple income streams matter. * Cashflow is king. * Property as an asset and why mentorship matters. Join the Nine To Five Club if you work a 9-5 but know you’re meant for more. 👇🏽 If you’re working a 9–5 and you know...

A quick conversation at work reminded me of something we all forget when we’re tired, bored, and just trying to get through the day. Whatever it is that you love, you should find a way to work closer to it. What is it that you could do to work closer to the stuff you’re passionate about? If you’ve had a similar experience, leave a comment or reach out. Let’s talk about it. David Oliveira Author of...

What if the real goal of “multiple income streams” isn’t more money, but more options? In this conversation, David Oliveira sits down with Shalini to talk about what it actually takes to build financial freedom while still working a 9–5. They cover the mindset shift that changes everything, the difference between active income and assets, and why your environment can sabotage your ambition. You’ll...

Most people don’t hate their lives, and quite often, that’s actually the problem. When your life is “ good enough” , you end up staying there forever. You have a job. You’re paying your bills. You’re surviving. You’re not falling apart. Some people might even say that you’re “doing well”. But are you? Inside, you might be thinking: There must be more than this. I am meant for more than this. You d...

If you’ve been thinking: “I need another income stream.” But you’re also tired, busy, and living a real life, this live conversation will hit a nerve. I went live with John Mulholland to talk about multiple income streams, what’s real, what’s hype, and what people never tell you about the work behind “passive” income. John’s not a theorist. John built this while living a normal life. He was a teac...

Unlocking Your True Potential: Admitting the Dream Inside You Have you ever felt like there’s a dream inside you, waiting to be set free? In the latest episode of the 9-5 Club Podcast, David urges listeners to take a moment of introspection and admit their deepest desires. This powerful admission is the first step towards transforming your life and pursuing the path you truly want. Section 1: The...

How to Design Your Week (Before It Designs You) Every Sunday morning, before the kids wake up, I sit down with a coffee and run the numbers. It's not exciting. But it's the most important two hours of my week. In this episode, I walk through my exact Sunday routine: what I review, the three questions I ask myself, and how two hours on Sunday can save you twenty hours of wasted time during the week...

I Love Money (And Why It's Okay to Say It Out Loud) Episode Description: For a long time, I wouldn't have said it out loud: "I love money." It feels wrong. Greedy. Shallow. But we're rarely taught how to have an honest, healthy relationship with money. In this episode, I explain why it's okay to say you love money, and how changing my relationship with money changed everything. In This Episode: Wh...