Money with Saprina

In this episode, I'm breaking down: Why most money frameworks fail you (hint: life is not linear, so why is the plan?) Pillar 1: Know Your Numbers — the three numbers you cannot avoid knowing anymore: your net worth, your bare bones number, and your savings rate The real number I started with. Not the $36K everyone thinks. The real one was closer to $80K Pillar 2: Emergency Fund — why this mi...

Most people will tell you three to six months. I'm going to give you the real answer — because the right number is different for everyone, and getting it wrong is too expensive a mistake. In this episode, we're breaking down everything you need to know about your emergency fund. What it actually is, how much you should have based on YOUR situation, and exactly where it should be sitting...

If you're making good money and still feel like you have nothing to show for it, this episode is where we start. In this first episode, I'm sharing my story — the real one. Growing up the oldest child of a single mom. Becoming the first in my family to go to college, land the corporate job, and hit six figures. And still finding myself with cars repossessed, evictions, and bill collector...