Make It Stack

In this episode, I talk about "fiat" currencies and the problems that arise with money printing. Key summary: History tells us that currencies face chronic debasement over the long term with the USD losing 95% of its purchasing power over the last 100 years. When you hear "Quantitative Easing", think "central bank money printing". Money printing causes: i) misallocati...

In this episode, I talk about how you can protect your cash savings from inflation. Key summary: Inflation in the developed world has increased substantially due to a variety of factors including the war in Ukraine, supply chain issues, the expansion of the money supply and the global economy emerging from COVID-19. Inflation is an insidious force which reduce the value of cash over time if you ar...

In this episode, I talk about my investment blunder - which was buying Beyond Meat shares. Key summary: In August 2020, I purchased £1000 worth of Beyond Meat Inc - a then trendy company in the plant-based meat industry which looked to be capitalising on the demographic shift in the Western World to a more environmental/ethical diet.    Since investing, poor company management, industry headwinds...

In this episode I speak with Ato aka SavvyWallet who is passionate about getting as many people onto the financial freedom train as possible.  After struggling with money as a student and getting a black mark on his credit score, Ato decided to make a change. He started budgeting, improving his credit score and started on the journey to become more investment savvy. In the podcast we talk abo...

Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode, I talk with Wes (@investingwithwes) and Jack (@zebuthegreat) who are both keen value investors and try to pick stocks at a discount to their true intrinsic value based on thorough research.   Topics discussed: 2017 Crypto-mania Wes & Jack'...

Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode, I discuss whether you should pay off your (UK) Student Loan early. Is it worth doing if you have a lump sum?  Topics Discussed/Key Summary: For a graduate in their mid-twenties with £50k of student debt… Paying off the student loan early makes...

In this episode I speak with Lewis Harding aka @lewishardinginvest on Instagram. Lewis is an accountant by trade and based up in Yorkshire (god's own country). He also an avid property and value investor who intends to build multiple sources of income through stocks, real estate and businesses.   Key topics discussed: Lewis' investment journey His Target Asset Allocation Commodity (Uranium) I...

Welcome to the "Make it Stack" podcast by Cayton Analytics with your host Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode I speak with Logan Colhoun aka @the_market_minute on Instagram. Logan is an avid value investor based in the US who is constantly on the look out for mis-priced securities that look attractive based on compa...

Welcome to the "Make it Stack" podcast by Cayton Analytics with your Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode I speak with Dan Robertson - an investment professional who works in the investment consultancy industry.  Key topics discussed: His personal investment journey which started as a young teenager, Real Estate...

Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode, I unpack financial freedom. How can this actually be achieved?    Topics Discussed/Key Summary: Financial freedom can be defined as the situation where the natural yield on your invested capital is enough to sustain your desired standard...

Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode, I talk about inflation - what is it and why does it matter to investors?   Topics Discussed/Key Summary: How is inflation calculated?  Why should investors care about inflation?  How has inflation fluctuated historically?  In in...

Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode I speak with Wes and Josh a.k.a "@investingwithwes" and "@clenshawfinance" on instagram.  Topics discussed:  Their personal investing journeys The future of chinese equities and Alibaba How to carry out fundamental analysis  When is i...

Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode I speak with Tom a.k.a "@zonefinanceuk" on instagram. Tom works in accountancy and is passionate about improving financial literacy by breaking down key concepts into a simple way.  Budgeting is key area he focuses on, specifically: Emergency F...

Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode I speak with Joshun Sandhu a.k.a "bemoreshrood" on instagram. Joshun is an investment professional who encourages financial literacy through education. He has also launched a smart phone application to promote investing in a responsible way which is...

Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode, I talk about the infamous Bear Markets over the past 100 hundred years and the impact of the S&P 500 (the US equity index). How severe were they and how long did they last?    Topics Discussed/Key Summary: 1.The Wall Street Crash (192...

Welcome to "Make it Stack" with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people.  In this episode, I talk about holding cash vs. stocks. How have they performed over the last few decades and when should you consider increasing/decreasing your allocation to each asset class?   Topics discussed: Have have stocks and cash performed over...

Welcome to Make it Stack with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode, I talk about Defined Contribution Pensions. Topics discussed: Introduction to DC pension, default strategies, pension consolidation and my personal pension arrangements.  Key takeaways:  Your Defined Contribution (“DC”) pension builds...

Welcome to Make it Stack, the podcast designed to demystify the world of saving and investing for young people. In this episode, Will and Joe converse with Sandy Eyre. Sandy is a final year business student who originally sought alpha through various online business ventures such as drop shipping and flipping goods on ebay. Recently, he has diversified and purchased a student house in Lancast...

Welcome to Make it Stack, the podcast designed to demystify the world of saving and investing for young people. In this episode, Will and Joe converse with Toby Maxted who works for a large UK investment platform and is keen to pursue his interest in Forex.  Topics discussed: Warren Buffdaddy, Forex trading for retail investors and Toby's personal investing journey. Stay safe and ride th...

Welcome to Make it Stack, this episode involves the first guest on the podcast, Mark Ellis. Mark is a good friend of mine who works in corporate finance and focuses on securing equity finance for a wide variety of start up enterprises. One source of finance for these companies is through backing from venture capital trusts (VCTs) which is an alternative asset class for retail investors. We discuss...

Welcome to Make it Stack, In this episode, we talk about the factors that investors can control, namely the minimising of investing costs (fund manager and platform charges) and periodic portfolio rebalancing.  We also touch upon the dangers of retail spread betting accounts with excessive leverage.  #ridethevol (but avoid margin calls wherever possible)  Peace 

Welcome to Make it Stack! In this episode we talk about the exciting opportunity of investing in china, specifically the A share market which is becoming increasingly open to overseas capital. We also bring up the current debate of active vs. passive investing and how these strategies can fit into a investment portfolio.  #ridethevol. Peace. 

Welcome to Make it Stack! In this episode we talk of the dispersion seen in stock market performance with sectors such as technology going from strength to strength and other sectors falling by the wayside in the wake of Covid-19.  Will & Joe share their thoughts on Lifetime ISAs and the potential use for young UK tax residents. A lifetime ISA can be opened by an individual aged between 1...

In this episode, we talk about taking the plunge and attempting to formulate a way of deciding how to allocate money to the stock market.  

Episode #1:  A short narrative about our investing stories and a whistle stop tour of our current portfolios. Much more detail to come in future weekly episodes - stay tuned!