Loans Elevated

On episode 32 of the Loans Elevated podcast, Broch & TJ discuss the recent Salt Lake Board of Realtors Forecast. They break down the numbers for you to give you valuable information about what to expect from Utah's housing market in 2023.  Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make conf...

On episode 31 of The Loans Elevated podcast, Broch & TJ talk about the tools they use every day to set and achieve their goals. Listen to find out more!  Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, presented by The Lass...

On episode 30 of The Loans Elevated podcast, Broch hosts alongside Josh Haley, the newest member of The Lassig Team! He shares his journey into the financing world & what brought him to our team.   Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hos...

On episode 29 of The Loans Elevated podcast, the team discusses recent market data and shares their latest predictions of what to expect from the real estate markets in 2023!   Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype. Hosted by Loans Elevated, pr...

On episode 28 of The Loans Elevated podcast, Broch & TJ break down recent statistical data from The Salt Lake Board of Realtors. They discuss the current market and what strategies you should be using to buy a home right now. Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed dec...

On episode 27 of The Loans Elevated podcast, TJ hosts alongside Ryan King, the newest member of The Lassig Team! Hear the story about how he ended up in real estate financing. The two also discuss upcoming industry news that could have a huge impact on mortgage rates.    Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designe...

On episode 26 of The Loans Elevated podcast, Broch & TJ dive into one of their favorite mortgage strategies in todays market, THE TEMPORARY BUYDOWN! The two discuss a scenario using the 3-2-1 buydown and how impactful it is on your monthly mortgage payment. Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help...

On episode 25 of The Loans Elevated podcast, Broch & TJ explain how the Fed Funds Rate increase affects you. The two share some of their current strategies for borrowers to save money and set them up for financial success. Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisi...

On episode 24 of The Loans Elevated podcast, Broch & TJ talk about why finding the right loan officer for your mortgage is crucial. Not only will they save their clients MONEY, but they will provide home buyers with a continuing resource for any future investments. The Loans Elevated team takes pride in “Creating clients for life.” Listen to find out more! Send us Fan Mail 🎙 Loans Elevated Pod...

On this episode of The Loans Elevated Podcast, Broch & TJ are back to discuss how the media can negatively influence your home buying decisions. They talk about the current state of the market, how news outlets have been misleading homebuyers for years, and even expose a few real estate articles that are possibly just “click-bait”. Listen to find out more! Send us Fan Mail 🎙 Loans Elevated Pod...

On this episode of The Loans Elevated Podcast, Broch and Tj discuss all you need to know about credit while debunking some common myths they come across when working with clients. Tj states that credit is a taboo topics that no one ever wants to talk about but explains that once you know what you’re doing it becomes a lot easier and stress-free.  Send us Fan Mail 🎙 Loans Elevated Podcast Clear, st...

On this episode of The Loans Elevated Podcast, Broch speaks about Mortgage Rates and shares his thoughts on when mortgage rates will fall. Make sure to check out the YouTube video to see the graphs referenced in this episode. Broch explains how we have seen mortgage rates increase significantly over the past year and uses the graph to demonstrate why that has happened, to summarise, when inflation...

On this episode of The Loans Elevated Podcast, Broch and Tj discuss Pre-Qualification VS Pre-Approval. Broch states how most home buyers think they are the same thing but they can actually drastically different outcomes when looking at properties. Broch and Tj take you through what pre-qualification means, what pre-approval means and how they differ.  Send us Fan Mail 🎙 Loans Elevated Podcast Clea...

On this episode of The Loans Elevated Podcast, Broch and Tj bring you an episode on one of their favourite topics to speak about with clients, increasing your purchase power. Broch reminds you that they are holistic mortgage planners not drive through mortgage planners and how they obsessed about this stuff so make sure you grab a pen and paper to really take down the key points of this episode as...

On this episode of The Loans Elevated, Broch is joined by new and confirmed co-host, TJ! This episode was created upon request from The Loans Elevated listeners and will provide information on Financing for real estate investors that aren’t loaded with a tonne of cash. Broch states that real estate investing can be so powerful even when you have a limited budget. Broch and TJ work to simplify what...

On this episode of The Loans Elevated Podcast, Broch summarises down payment assistance along with his strategies you can use to avoid the costs and some other programmes you may not have known about that offer the same benefits. Broch educates you on some of the alternative options you can use to avoid legitimate down payment assistant programmes because nothing is free and these programmes come...

On this episode of The Loans Elevated Podcast, Broch speaks about paying up front costs to lower your mortgage payment – and why you shouldn’t! Broch shares some examples of these upfront sunken costs or fees as being discount fees to lower your rate and upfront mortgage insurance to eliminate that out of your monthly mortgage payments. Broch explains why these aren’t the best thing for you in the...

On this episode of the Loans Elevated Podcast, Broch talks about the cost of waiting and just how costly it can be.   Real estate should be viewed as a long term investment and it’s not something which the market can be timed on, despite rates being at a high right now. Broch runs us through his calculations which finds that a $600k purchase price, with 20% down would be $2650/month. Data from Apr...

On this episode of The Loans Elevated Podcast, Broch speaks about why a lower down payment is better. Broch explains how a lot of clients are under the impression that if they save up a lot of money and put it all down on a house it will help them save money, pay off their home faster and think it’s the best place for their money – which is incorrect. Broch states that putting less money down and...

On this episode of The Loans Elevated Podcast, Broch is joined by Landin Arnett for Part Two of The Mind of An Appraiser. Throughout this episode Landin simplifies the difference between an appraisal value and what you as a home owner thinks the value is. Broch and Landin discuss square footage adjustments and how there is a general dollar amount for above and below grade, but how this has changed...

On this episode of The Loans Elevated Podcast, Broch is joined by Landin Arnett. For Part One of Inside the Mind of an Appraiser! Landin is an appraiser and real estate investor based in Utah. Landin shares how he has been appraising in Utah for six years now and is married to a very successful and high producing agent so he has a broad range of knowledge that he is excited to share with you today...

On this episode of The Loans Elevated Podcast, Broch speaks about down payments and explains if they make a difference or not. This topic is truly at the root of what loans elevated is all about, creating wealth through real estate and understanding how to properly leverage. Broch states that there isn’t a perfectly linear answer to this question as every situation will have different circumstance...

On this episode of The Loans Elevated Podcast, Broch shares the top three Home Financing myths he regularly hears. Broch explains why these are myths and shares his best advice on how you can start your roadmap to becoming a home owner now. Broch states that the sooner you can become a home owner the better.  Send us Fan Mail 🎙 Loans Elevated Podcast Clear, strategic conversations on mortgages, re...

On this episode of The Loans Elevated Podcast, Broch discusses if recession is looming. Broch states that economist can’t agree if recession is looming or not but what we are seeing blow up in the news is that 10 year treasury bonds and 2 year treasury bonds have inverted. This means that short term loans are now paying better returns than long term investments. Broch states that since the 60’s ev...

On this episode of The Loans Elevated Podcast, Broch discusses adjustable rate mortgages. Broch debunks some common misunderstandings about adjustable rate mortgages and shares how you can actually use them to strategically ensure that you’re not exposing yourself to more risk, despite them seeming more risky in the beginning, if you just plan for the future and set goals. Broch speaks about how a...