Let's Talk Housing

Could better days finally be ahead for the housing market? Steven Thomas and Brennen Thomas examine the Holiday Market slowdown, the outlook for mortgage rates and 2027, falling home prices versus rising rents, and why more first-time buyers are using cash. The episode also looks at how the midterm election results could influence housing and the broader economy. Got questions? Drop them in the co...

The housing market is becoming increasingly divided as higher mortgage rates weaken demand while home prices remain relatively resilient. Steven Thomas and Brennen Thomas examine the widening buyer-seller gap, September home sales, remaining seller’s markets, and why today’s slowdown is very different from the Great Recession. The episode also explains why buyers may have more negotiating power wh...

The housing market is slowing rapidly as elevated mortgage rates pressure buyer demand and keep inventory from falling normally. Steven Thomas and Brennen Thomas examine rising foreclosure filings, record homeowner equity, increasing price reductions, and the possibility of even higher mortgage rates. The episode also breaks down the biggest economic and housing risks heading into 2027. Got questi...

Mortgage rates have surged toward 7.5%, putting renewed pressure on housing affordability and buyer demand. Steven Thomas and Brennen Thomas examine rising price cuts, additional Federal Reserve rate hikes, and how elevated rates could affect the housing market through the end of 2026. The episode also explains why today’s adjustable-rate mortgages are fundamentally different from the risky loan p...

Mortgage rates have climbed above 7%, putting renewed pressure on buyers, sellers, and the broader housing market. Steven Thomas and Brennen Thomas examine the rent-versus-buy debate, housing crash predictions, and whether today’s market is becoming increasingly K-shaped. The episode also breaks down why condos and townhomes are struggling more than detached homes and what higher rates could mean...

The housing market is shifting as affordability remains strained and buyers gain more negotiating power. Steven Thomas and Brennen Thomas examine mortgage rates, home prices, Gen Z’s hopes for a housing crash, and whether America is becoming a nation of renters. The episode also looks at what buyers and sellers can expect through the remainder of 2026. Got questions? Drop them in the comments or e...

This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing explaining why affordability remains the single biggest force shaping today’s housing market. The discussion explores how mortgage rates, home prices, and household incomes work together to determine affordability, why the market remains frozen, and what could finally improve conditions for buyers. It also addresses co...

This episode of Let’s Talk Housing explores why the housing market is cooling as summer progresses, but remains far from a crash. Steven Thomas of Reports On Housing breaks down the economic reports that matter most, including inflation, jobs, and Federal Reserve policy. The discussion also examines the difference between sluggish and collapsing demand, the three ingredients required for a housing...

The housing market is shifting as inventory rises, buyer demand declines, and mortgage rates remain elevated. Steven Thomas and Brennen Thomas examine the new housing legislation, institutional investors becoming net sellers, price reductions, inflation, and the economic forces influencing the second half of 2026. The discussion also separates declining asking prices from actual home-value trends...

This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing breaking down the latest housing market trends following the Fourth of July holiday. The discussion covers the June jobs report, rising home flipping profits, record equity withdrawals, and whether today’s affordability challenges signal a true breaking point for housing. It also explains why the market remains frozen...

This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing discussing the latest housing market trends as summer gets underway. The conversation covers inflation, mortgage rates, the first Federal Reserve meeting under Kevin Warsh, and why inventory remains constrained despite elevated delistings. It also examines rising existing home sales, homeowner lock-in behavior, and the...

This episode of Let’s Talk Housing explores a market sending mixed signals as demand begins its seasonal decline while inventory continues to grow. Steven Thomas of Reports On Housing breaks down inflation, mortgage rates, Zillow’s latest forecast, and the ongoing impact of global conflicts on housing. The discussion also examines rising delistings, seller behavior, and why today’s market remains...

This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing breaking down whether today’s frozen housing market is becoming permanent. The discussion covers supply and demand trends, mortgage rate volatility, geopolitical risks, and why affordability remains the biggest challenge for buyers. It also examines why forecasting rates has become increasingly difficult and what today...

This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing breaking down why today’s economy and housing market feel increasingly uncertain. The discussion covers rising demand, the latest Federal Reserve meeting, mortgage rates, inflation pressures, and the ongoing impact of the Iran conflict on the broader economy. It also examines the “silver tsunami” narrative, why home pr...

This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing breaking down why the 2026 housing market continues to mirror recent years. The discussion covers inventory trends, steady demand, and the impact of economic uncertainty and interest rates. It also explores property type performance, clickbait narratives, and evolving buyer behavior. This episode provides clear, data-d...

This episode of Let’s Talk Housing breaks down the April 2026 housing market and explains why home prices remain resilient. It covers supply, demand, mortgage rates, and the impact of inflation and global events on today’s market. A key focus is the difference between expected market time and average days on market, highlighting why one is more accurate. Additional topics include wildfire recovery...

What is really happening with mortgage rates and the 2026 housing market? In this episode of Let’s Talk Housing, Steven Thomas from Reports On Housing breaks down rising volatility, global economic uncertainty, and why buyer demand is beginning to stall despite inventory growth. From Federal Reserve policy to AI fears and misleading Google search trends, this episode separates headlines from reali...

Mortgage rates are rising again, and it could reshape the 2026 spring housing market. In this episode of Let’s Talk Housing, economist Brennen Thomas and housing expert Steven Thomas from Reports On Housing break down why rates are moving higher, the impact of rising oil prices, and what it means for homebuyers and sellers. They also address concerns about stagflation, new legislation targeting in...

Is AI fear slowing the housing market in 2026? In this episode of Let’s Talk Housing, Steven Thomas of Reports On Housing breaks down mortgage rates near 6 percent, subdued demand, and why headlines comparing today to 2008 are misleading. Learn how supply, inventory, and homeowner equity differ drastically from the Great Recession and why prices remain sticky despite lower sales. Get proper contex...

Is the housing market entering a new crisis, or are the headlines exaggerating the data? In this February 2026 episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas of Reports On Housing break down rising demand, falling mortgage rates near 6 percent, underwater mortgages, and new construction incentives. They explain why certain markets like Texas and Florida are softer while much of th...

Brennen Thomas and Steven Thomas break down the 2026 U.S. housing market trends and provide insights for buyers and investors. From winter market activity to mortgage rates, inventory changes, and the Federal Reserve’s impact, this video explains the real story behind current headlines. Learn why purchasing a home today can still be a strong long-term investment and how market timing affects your...

In this episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas break down the early winter housing market shift and why demand is about to change. They explain what’s happening with mortgage rates, inflation, and job data, and how affordability is impacting buyers. The conversation also tackles starter homes and the truth behind institutional investors. Data-driven insights from Reports O...

2026 Housing Market Outlook Buyer Market Mortgage Rates Steven Thomas Reports On Housing Is the housing market finally shifting in 2026? In this episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas of Reports On Housing break down inventory growth, buyer demand, mortgage rates, and what 2025 taught us about market normalization. Using national data and real-world insights, they explain...

Housing Headlines vs Reality: No Crash in 2026 Real Estate Forecast Explained Housing headlines are everywhere, but most miss the real story. In this episode of Let's Talk Housing, Steven Thomas of Reports On Housing breaks down why click-driven crash narratives do not align with the data and what is actually happening with supply, demand, mortgage rates, and home prices. We explain Expected M...

Dive into the latest housing market trends and economic updates in this episode! We’ll break down housing crash hysteria, delistings rising, concerns for 2026, how the struggling states will perform next year, and much more. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 03...