Last Paycheck

Watch on YouTube: https://youtu.be/ACjrpoNi1Q8   What role should your home play in retirement? CFP Professionals Archie Hoxton and Jimmy Sutch explore the difficult housing decisions many retirees face—and how keeping, downsizing, selling, or renting can impact long-term financial security. They discuss the challenges of accessing home equity, the reality of downsizing in today's market, and how...

Watch on YouTube: https://youtu.be/wouXHzbDYNI   CFP professionals Rob Hoxton and Archie Hoxton discuss one of the most important financial challenges retirees face: managing spending in the early years of retirement. They explain why the excitement of newly earned freedom can lead many people to overspend, treating retirement like a finish line instead of the beginning of a long financial journey...

Watch on YouTube: https://youtu.be/5uVgNKwTa0g   If something happened tomorrow… would your partner know what to do financially? CFP Professionals Archie Hoxton and Rob Hoxton explore why both partners need to be actively involved in managing their finances—and the risks of leaving it all to one person. They discuss the natural split of responsibilities in relationships, the importance of transpar...

Watch on YouTube: https://youtu.be/ESx9i4upPtM   What really happens in your first year of retirement? CFP Professionals Rob and Archie Hoxton break down one of the most important—and often overlooked—phases of retirement: the transition from earning to drawing income. They explore the key financial and emotional challenges new retirees face, from building a sustainable income plan to avoiding com...

Watch on YouTube: https://youtu.be/Qqd8i2zItBU   CFP professional Archie Hoxton and Financial Advisor Jimmy Sutch unpack the small financial habits that can quietly derail long-term progress. They explore how everyday oversights, like disorganized accounts, unused subscriptions, and missed contribution opportunities, can add up over time. The conversation highlights common blind spots, including n...

CFP professionals Rob Hoxton and Archie Hoxton explore the risks of taking an "I'll just figure it out" approach to retirement planning. They break down why a clear, intentional financial plan matters, highlighting real-world examples and common missteps that can arise when planning is put on autopilot.  The conversation covers essential topics like setting realistic savings goals, making the most...

Watch on YouTube: https://youtu.be/GarLCE8HGPI   In this second part of their conversation, CFP professionals Rob Hoxton and Archie Hoxton continue their discussion with financial planner, author of The Money and Meaning Journey, and host Jeff Bernier. Building on last week's episode, Jeff dives deeper into the connection between money, purpose, and fulfillment in retirement. Together, they explor...

Watch on YouTube: https://youtu.be/Tp3m13nq0dM   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia C...

This episode on YouTube: https://youtu.be/VBQaA8ObwhU   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/xAsu_xyM3Bk   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/DKs2SrUF2gY   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/cirMNEjn9GM ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and J...

This episode on YouTube: https://youtu.be/g8qmu0eKQ6Q   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/RUsJToPMMRE   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/aNNl7zB8R2A   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/TAt1Ru377Xc   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/UQhWNRKr-gc   Get ready to finally understand the difference between mutual funds and ETFs. In this episode of the Last Paycheck Podcast, CFP Professionals Archie Hoxton and Rob Hoxton break down one of the most common investing questions they hear: what's the real difference between traditional mutual funds and exchange-traded funds (ETFs)? They walk thro...

This episode on YouTube: https://youtu.be/974T8hcG9U0   In this episode of the Last Paycheck Podcast, CFP Professional Rob Hoxton and financial advisor Jimmy Sutch dive deep into one of the biggest questions in financial planning: Should you work with a big brand or a local independent firm?  Drawing on their personal experiences within both large organizations and independent practices, the hosts...

This episode on YouTube: https://youtu.be/CsfudwsWhjw   Get ready to learn some fun facts about the stock market. In this episode of the Last Paycheck Podcast, CFP Professionals Archie Hoxton and Rob Hoxton discuss some potentially surprising facts about the stock market that they are pretty sure you don't yet know. Sourced from Goldman Sachs Investment Research, they share some of the long-term p...

This episode on YouTube: https://youtu.be/WLjrMk2gBE4   Who can you trust when it comes to financial planning?  In this episode of The Last Paycheck, CFP Professionals Archie and Rob Hoxton bring some stories from their own experiences as financial planners over the years. This episode features two powerful narratives: one, a cautionary tale about the dangers of taking amateur investment advice, a...

This episode on YouTube: https://youtu.be/5lQSlOODtPU   Can you save too much money? Archie and Rob say yeah, probably. In this episode of the Last Paycheck Podcast, CFP Professionals Archie and Rob Hoxton discuss the concept of making your money truly meaningful. Drawing from their personal and professional experience, they explore why simply accumulating wealth isn't always fulfilling and how al...

Do you even need a financial advisor? If yes, how do you know when to start looking for one? In this episode of the Last Paycheck Podcast, CFP Professional Archie Hoxton and financial advisor Jimmy Such dive deep into the signs that you might be ready to work with a financial advisor. Your financial needs will evolve, and today Archie and Jimmy discuss some of the more complex times in your life t...

Do really tiny choices today really affect your finances in a big way in the future? The answer is yes. Really, it's the butterfly effect, but for your finances. In this episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton dive deep into the far-reaching impact of financial decisions, both big and small, on your long-term wealth and lifestyle. They will discuss the...

This episode on YouTube: https://youtu.be/mI2Sl2gImcw   In this episode of the Last Paycheck Podcast, CFP Professionals Archie Hoxton and Rob Hoxton dive deep into the topic of investment risk and why understanding your true risk tolerance is essential for long-term financial success. They break down the difference between how much risk you think you're comfortable with and how much you may actual...

This episode on YouTube: https://youtu.be/4bmL8UyANUU   Have you ever just finished watching a reel/short/tiktok where a finance bro is trying to convince you you shouldn't ever just own your home? Well, Rob and Archie have, and today we are discussing two of those. This type of content is alive and well online, and tends to attract a lot of followers due to the punchy, controversial takes, and co...