Keep What's Yours

Could a few year-end decisions help you keep more of your money? On this episode of Keep What’s Yours, Jeff Zufall, senior tax strategist and wealth advisor at Capital Advisory Group, joins Josh Gilbert to discuss Roth conversions, retirement contributions, and charitable giving as 2026 draws to a close. They explore the charitable deduction for eligible taxpayers who don’t itemize, how qualified...

How can you manage your household budget when inflation raises the cost of gas, groceries, and everyday expenses? Josh Gilbert and Jeff Zufall of Capital Advisory Group discuss inflation, purchasing power, Federal Reserve interest rates, and practical budgeting steps for families. Learn how to track spending, review subscriptions and monthly bills, and explore tax planning tools such as health sav...

How can you manage your household budget when inflation raises the cost of gas, groceries, and everyday expenses? Josh Gilbert and Jeff Zufall of Capital Advisory Group discuss inflation, purchasing power, Federal Reserve interest rates, and practical budgeting steps for families. Learn how to track spending, review subscriptions and monthly bills, and explore tax planning tools such as health sav...

Are you paying more in taxes than you need to? In this episode of Keep What's Yours, senior tax strategist and wealth advisor Jeff Zufall of Capital Advisory Group joins host Josh Gilbert to reveal practical strategies for reducing your tax burden and building long-term wealth. Discover how Health Savings Accounts (HSAs) offer triple tax advantages, how 529 college savings plans and new Trump Acco...

What tax moves should you make before the end of the year? Jeff Zufall, Senior Tax Strategist and Wealth Advisor with Capital Advisory Group, joins Josh Gilbert to discuss year-end tax planning strategies, Roth conversions, 401(k) catch-up contributions, tax brackets, Medicare IRMAA, investment risk and retirement planning. They also examine how Federal Reserve interest-rate increases and inflatio...

How can you reduce taxes in retirement, avoid higher Medicare premiums, and take advantage of new tax deductions? In this episode of Keep What’s Yours, senior tax strategist and wealth advisor Jeff Zufall joins Josh Gilbert to discuss Roth conversions, Medicare IRMAA surcharges, required minimum distributions (RMDs), Roth IRA withdrawal rules, capital gains taxes, annual gift-tax exclusions, and p...

What could changing interest rates, new tax rules and the rising cost of living mean for your money? On this episode of Keep What’s Yours, Jeff Zufall and Josh Gilbert break down the financial issues affecting individuals, investors and small-business owners in 2026. They discuss how choosing the right business structure may reduce self-employment taxes, new rules affecting gambling losses, why ri...

How can Roth conversions, RMDs and retirement withdrawals affect your taxes and Medicare premiums? In this episode of Keep What’s Yours, senior tax strategist and wealth advisor Jeff Zufall explains retirement tax planning strategies involving Roth IRA conversions, 401(k)s, required minimum distributions (RMDs), Medicare IRMAA surcharges and the new senior tax deduction for taxpayers age 65 and ol...

How can you reduce taxes on investments, Social Security and retirement income? On this episode of Keep What’s Yours, senior tax strategist and wealth advisor Jeff Zufall explains how strategic tax planning can help investors and retirees make smarter financial decisions before triggering unexpected tax bills. Learn about short-term vs. long-term capital gains, capital-loss strategies, tax-efficie...

Could interest rates actually be heading higher instead of lower? This week, Jeff Zufall and Josh Gilbert break down the Federal Reserve's latest decision, why inflation continues to be stubborn, and what it could mean for mortgages, investments, and your financial future. They also take an in-depth look at Missouri's Amendment 5, explaining how eliminating the state income tax could dramatically...

Are you making the most of every paycheck? In this episode of Keep What's Yours, Jeff Zufall and Josh Gilbert explain why successful financial planning is about much more than filing your taxes once a year. Learn how to balance taxable, tax-deferred, and tax-free retirement accounts, avoid costly Required Minimum Distribution (RMD) surprises, reduce Medicare premium increases, maximize business mi...

Are you overlooking valuable tax deductions that could save you hundreds—or even thousands—of dollars? In this episode of Keep What's Yours, Jeff Zufall and Josh Gilbert break down several often-overlooked tax strategies that could help you legally reduce your tax bill. Learn how business, medical, and charitable mileage deductions work, discover the new tax deduction for qualifying U.S.-assembled...

The tax landscape continues to evolve, and this week's episode of Keep What's Yours breaks down several of the biggest financial changes affecting American families. Jeff Zufall explains the new Trump Accounts for children, compares them to 529 plans and custodial investment accounts, and discusses how parents and grandparents can determine which savings strategy makes the most sense. Jeff also ex...

The tax code changes every year—Looking for ways to legally reduce your taxes and build long-term wealth? In this episode of Keep What's Yours, Jeff Zufall and Josh Gilbert discuss practical tax-saving strategies available under the latest tax law, including Health Savings Accounts (HSAs), 529 college savings plans, capital gains planning, Medicare tax strategies, and why proactive tax planning ca...

Looking for legal ways to lower your taxes and build wealth? On this episode of Keep What's Yours, Senior Tax Strategist and Wealth Advisor Jeff Zufall explains how the latest IRS changes can help you maximize Health Savings Accounts (HSAs), reduce taxable income, optimize 401(k) and IRA contributions, avoid costly backdoor Roth IRA mistakes, and create a smarter retirement strategy. Jeff also dis...

Tax season may be over, but tax planning is just getting started. In this episode of Keep What's Yours, Jeff Zufall and Josh Gilbert discuss why proactive tax planning can save thousands of dollars long before April 15 arrives. They break down key provisions of the One Big Beautiful Bill, SECURE Act 2.0 retirement opportunities, capital gains tax strategies, inherited IRA distribution planning, su...

In this episode of Keep What’s Yours, Jeff Zufall and Josh Gilbert break down why rising 30-year bond yields are creating concern across the economy — and what it could mean for mortgage rates, inflation, and the future of U.S. debt. They also celebrate the 50th anniversary of Capital Advisory Group and discuss key tax-saving opportunities hidden inside the “Big Beautiful Bill,” including deductio...

2026-05-16 Inflation Surges, New Tax Breaks & Smart Ways to Keep More of Your Money by Jeff Zufall

Now that tax season is over, what’s next? In this episode of Keep What’s Yours, Jeff Zufall breaks down the biggest tax-saving opportunities most people miss—and how to fix them before it’s too late. From Roth conversion mistakes and overlooked deductions to new IRS rules on tips, overtime, and gambling losses, Jeff explains how small decisions today can cost (or save) you thousands next year. Plu...

Tax season 2026 is officially in the books—but what did it actually mean for your wallet? In this episode of Keep What’s Yours, Jeff Zufall and Josh Gilbert break down why many Americans saw larger refunds this year, including the impact of new tax laws, deductions on vehicle interest, and the surprising rollout of “no tax on overtime and tips.” They also explain what to do if you filed an extensi...

Are tax refunds higher in 2026? What does the new tax law mean for your return? In this episode of Keep What’s Yours, tax strategist Jeff Zufall explains the impact of the 2025 “Big Beautiful Bill,” including increased standard deductions, senior tax credits, and major Missouri tax changes like eliminating taxes on Social Security and capital gains. Learn how to avoid IRS penalties, file extension...

As tax season hits full throttle, this episode of Keep What’s Yours breaks down what’s really happening behind the scenes—from IRS processing issues and new tax law changes to the critical truth about filing extensions (hint: you still have to pay). Jeff Zufall and Josh Gilbert also dive into timely financial topics, including rising inflation pressures, Fed rate decisions, and what global events...

In this episode of Keep What’s Yours, Jeff Zufall breaks down the biggest 2026 tax season updates and what they mean for everyday taxpayers, retirees, workers, and investors. The conversation covers the new tax code, tax planning strategies, no tax on tips, no tax on overtime, senior tax deductions, Missouri capital gains tax changes, Social Security tax rules, crypto tax reporting, 1099 forms, eB...

Average tax refunds are up 11% so far this season—but what does that really mean for your 2026 tax bill? In this episode of Keep What’s Yours, Jeff Zufall, Senior Tax Strategist and Wealth Advisor, breaks down the latest IRS refund data and explains how the new “Big Beautiful Bill,” retirement account rules, and overlooked tax strategies could impact your finances. Learn how to avoid filing with i...

Interest rates, inflation, and tax law changes are colliding—and this episode of Keep What’s Yours helps you make sense of it all. Tax strategist and wealth advisor Jeff Zufall joins host Josh Gilbert to break down the Federal Reserve’s latest decision to hold interest rates steady, what a newly announced Fed chair could mean for the economy, and why cutting rates too fast could reignite inflation...