Ironclad Retirement

A properly structured life insurance policy can be a phenomenal resource as you plan for your retirement. Life insurance can also be used to provide for your children's college education or perhaps starting a business. Listen to this episode as retirement planning expert, Matt Richman, shares some of the additional benefits of a tax free distribution from a life insurance policy.

7 out of 10 people may ned Long-Term Care during their lifetime. How will you pay for this? Listen to retirement planning expert, Matt Richman, as he explains how a properly structured life insurance policy can help you provide for long-term care needs you may experience.

Which type of insurance should you utilize in your retirement planning? Listen to retirement expert, Matt Richman, as he explains how you can use life insurance to generate tax free income in retirement.

Converting an IRA into a Roth IRA can be a great move, but you need to understand the tax ramifications before you move forward. In this episode, Matt Richman explains what a Roth Conversion is, who can use it, and how you can take advantage of this if it's the right thing for you.

Did you realize that there are certain rules of the Roth? In this episode, retirement planning expert, Matt Richman, helps you understand a few of the most critical rules of the Roth. There are contribution limits and there are also a few back doors that you may have to use to create the retirement of your dreams. Listen to this episode, and then reach out to see how Matt Richman and his team can...

The IRA is a staple in saving for retirement. But there is a vast difference between a traditional IRA and a Roth IRA. In this episode, retirement planning expert, Matt Richman, explains the differences and similarities between a traditional and a Roth IRA.

Do you know how much salary you would like to have in retirement? In this episode, retirement planning expert, Matt Richman, explores how taxes impact your retirement and the income you want to have. Taxes are not going away anytime soon, so it's better to be prepared than to be shocked. Listen to this episode and learn how you can maximize your retirement salary as you create an Iron Clad Retirem...

Understanding the three buckets of money is an important concept when you consider planning for your retirement. Listen as retirement planning, expert, Matt Richman, explains the three buckets of money, and how you need to plan for retirement depending on which bucket your money is in.

A 3-legged stool is stable and doesn't wobble. Does your retirement have all three of these legs, or is your retirement "stool" only sitting on two legs? Listen to this episode and retirement planning expert, Matt Richman, explains how to ensure that your retirement is on solid footing. 

The #1 FEAR in Retirement is NOT Death... it's running out of money. How much is enough? Can you be certain that you have saved enough money? These are good questions, but they are not the right questions. Listen to this episode and retirement planning expert, Matt Richman, shares the question you should ask to eliminate your fear of running out of money. If you want to make sure you have income f...

What does the ideal retirement look like to you? How do you want to spend your time enjoying life? Listen in to see what retirement expert, Matt Richman, says about finding purpose in retirement. 

Many people will need some type of long-term care during retirement. This can be a huge expense that could devastate your family. In this episode, you'll learn how to plan for this possibility without draining all that you've worked so hard to save.

The government doesn't go away during your retirement years. In fact, many times they are more aggressive. Learn how you can plan today to lower your tax liabilities during your retirement years. 

You've put money into Social Security for years. What's the best way to get it out without jeopardizing your future income? Listen to this episode to learn the many options you have and what steps you should take to maximize your Social Security benefits in retirement.

What's more important than having a large "nest egg" in retirement? Having a steady stream of lifetime income. When you have guaranteed income for life, you have peace of mind knowing you'll never have to work and that all of your bills will be paid. Now there's nothing wrong with a nest egg, but with market fluctuations and unpredictable taxes, your nest egg can shrink. 

Do you like to hear the backstory and understand the heartbeat behind what fuels someone's passion? Why do they do what they do? Then you should listen to this insightful interview, and you'll soon know more than many close friends.