Ironclad Retirement

Bestselling Author and retirement planning expert Matt Richman shares the concept of retiring to something more than from something. What is your purpose in retirement? What is your fulfillment beyond money? What memories do you want to make? Listen to this episode and you'll better understand your WHY of Retirement.

Bestselling Author and Retirement Planning Expert, Matt Richman, shares what happens to your income - especially Social Security - when one spouse passes away. Without proper planning, you may see much of your income go away. Listen to this episode to learn what can happen and how you can prepare for this.

Listen as retirement planning expert Matt Richman talks about the time in your planning when you can't make a mistake. Similar to the red zone in football, there's a time when you cannot afford a mistake. Listen as Matt shares when the Retirement Red Zone happens and what you need to do to prepare properly.

Listen as retirement planning expert, Matt Richman talks about what you should do to reclaim the funds in a retirement plan from a former employer. This is a common experience that can impact your retirement. Listen as Matt shares what you can do if you find yourself in this situation.

Listen as retirement planning expert Matt Richman discusses why inheriting money triggers a tax bill that you may not be expecting. Listen to this and you'll be better equipped to pay fewer taxes on inherited money.

Listen as retirement planning expert Matt Richman explains how the Secure Act has changed and what impact this may have on your retirement. Be sure that you listen to this so your future is safe and secure.

Listen as retirement planning expert, Matt Richman talks about the tax impact of giving money now &/or later. Your kids will enjoy your money more now by making memories that you both can enjoy instead of waiting until you pass away. Listen to this and you'll understand how to give while you live.

Listen as retirement planning expert Matt Richman talks about practical ways you can give your grandkids a step up in life. This is a great episode that will help you give while you live.

Listen as retirement planning expert Matt Richman shares some ideas on the purpose of your money and whether you should give some to your kids now or later. This is an important topic that can have sa ignificant impact on your family and the taxes they have to pay.

Listen as retirement planning expert Matt Richman introduces you to "Aunt IRMAA" and how she can impact your retirement income. Aunt IRMAA is part of the government and stands for: Income Related Monthly Adjusted Amount. This is another way for the government to get more of your money. Listen to Matt and prepare yourself to un-invite Aunt IRMAA to your annual family picnic.

Listen as retirement planning expert Matt Richman explains why Uncle Sam is your silent partner in retirement. He's waiting to get "his share" of your money. There are ways to pay Uncle Sam less, but you need to do it the right way. Listen to Matt as he shares some proven ways to disinherit Uncle Sam so you can keep more of the money you've saved.

Your money should be in both of these places. Listen to Matt explain the priority level and process of having enough of your money in Safe Money areas and other money in the market. These are not opposing alternatives but can actually work together to help you live the best retirement ever.

The amount of money on your statement is not a plan for your retirement. Money alone is not a plan, and you don't know how long you will live. You need to optimize your money for the retirement you desire. Listen to this episode and you'll understand why money is not a retirement plan.

There are 3 Types of Money, and knowing which of these your money is in makes a lot of difference in your retirement plan. Some of your money could be taxable, some could be tax-deferred, and some could be tax-free. How much of your money is in each type dramatically impacts your retirement plan. Listen to this episode and you'll more fully understand the 3 Types of Money and what you can do to op...

Did you realize that up to 80% of your Social Security could be taxed? Listing to retirement planning expert, Matt Richman, as he shares how taxes can affect your social security, income, and retirement plan.

"Always be prepared" is a great phrase for retirement. In this episode, Matt shares how he has helped a client create a "Swiss Army Knife" with her retirement money. Now she is prepared for anything that comes her way and has the peace of mind to live life on purpose.

Your money should have a purpose. Is your money for living or dying? Do you want to use your money to enhance your life or give to the next generation? Regardless of your answer, Matt can show you how to structure your retirement so you can have the retirement you've been dreaming of. Listen to this episode and you'll be better equipped to know the Purpose of Your Money.

Planning for your retirement should begin when you are young. In this episode, Matt shares how younger people can begin planning for retirement sooner rather than later. There are many benefits to starting sooner and planning longer. It's never too late to call Matt, nor is it ever too early.

How does a retirement planning expert differ from a traditional financial advisor? In this episode, Matt explains why you may want to change your financial "dance partner" when you are ready to create your Iron Clad Retirement.

Taxes will follow you throughout retirement. You should begin your year-end tax planning today so you can be in better financial position next year and every year. After listening to this episode, you'll understand how Year-End Tax Planning is a key part of an Iron Clad Retirement plan. 

76% of people in retirement fear running out of money more than dying. Retirement is supposed to be your golden years. It's not the time of life when you should worry about whether or not you have enough money to live. In this episode, retirement planning expert Matt Richman explains how you can enjoy retirement without worrying about running out of money.

If there is any certainty in retirement, it is that inflation will happen and that it will eat away at your income. In this episode, retirement planning expert Matt Richman explains how you can create a battalion of Retirement Inflation Fighters that will guarantee you receive a raise in your income during retirement.

Annuities can provide guaranteed income for life plus a whole lot more. Listen to this episode as retirement planning specialist Matt Richman explains some of the additional benefits an annuity can provide to you and your family. You'll learn how an annuity can provide you with income, accumulation, long-term care protection, loss of income protection, and much more.

There has been a lot of misinformation about annuities in the last few years. You hear it on TV, in the media, and online. But is it all true? Listen to this episode as retirement planning expert Matt Richman explains how annuities of today are vastly different than annuities of yesterday.

A properly structured life insurance policy can be a phenomenal resource as you plan for your retirement. Life insurance can also be used to provide for your children's college education or perhaps starting a business. Listen to this episode as retirement planning expert, Matt Richman, shares some of the additional benefits of a tax free distribution from a life insurance policy.