IPA Payments Pod

  In th e latest episode of the IPA Payments Pod, Ben Jackson talks with Tal Clark, the CEO of Instant Financial , about its recent survey of restaurant workers and their financial health.    The company surveyed all levels of restaurant staff – servers, cooks, and managers – and heard their stories about how they manage their financial lives, and the sacrifices they make to make ends meet .     ...

In this episode, Brian Tate, the IPA's CEO, discusses the Federal Reserve's proposal for a new kind of payments account, the executive order about bank customer citizenship, and the new California agency that will headed by former CFPB director Rohit Chopra.   This podcast was recorded on May 28 , 2026. Things may have changed by the time you hear it.    L isteners can learn more about the world o...

  I n th is episode , Rory Wilson, a consultant with Rebel , and Annalise Czerny , a payments lead for Rebel , talk about how their company works at the intersection of payments and mobility .   They discuss how helping customers pay for getting around, whether by bus, train, or even rental scooters can help issuers build their payments program. They also cover why open-loop payments are an increa...

  I n this episode, Brian Tate, the IPA's CEO, discusses the California Department of Financial Protection and Innovation's recent consent order against Yotta Technologies.    He covers what led up to the order, how it might herald a new age of regulation for Fintechs, and why it shows that companies shouldn't do business with jerks.   This podcast was recorded on May 19 , 2026. Things may have ch...

The I PA recently wrapped up its annual conference last week . W hile payments has a bright future, industry players will need to navigate a complex landscape.    I n this episode, Brian Tate, the IPA's CEO, talks about the conference and the lessons learned there.    H e discuss es what the audience heard from the regulators who spoke, the trends that emerged during the sessions, and what was on...

  A myriad of forces reshape the payments industry  everyday .   Whether it is new technology , new regulations, or new attacks by fraudsters, it can be tough to keep up with the ever-changing landscape.    In this episode, we discuss how payments professionals can learn about all of these factors and more at the Innovative Payments Conference, taking place at the Mayflower Hotel in Washington DC,...

  E very payment has a context and intention that goes with it. Transactions seem like a simple movement of funds, but things like donations and incentives carry more weight than just the money they move .   In this episode Marina Hodges, the executive vice president of Merchant and Payments at SKU x , explains how the company tries to honor the intentions behind payments by filtering transactions...

Ep 18 9 Show Notes IPA's Government Update Podcast February 2026   I n this episode, B rian Tate, the I PA's CEO, about the late st developments out of the executive branch.   Topics discussed include:   the state of the union speech, including what was not mentioned,   a new effort to recover pandemic funds,    and the possible move to require citizenship for all bank account holders.     This po...

In this episode, IPA CEO Brian Tate joins host Ben Jackson to break down the association's newly released annual report and explore the major regulatory and industry developments shaping payments in 2026 — the IPA's 20th anniversary year.   From the future of the CFPB to the accelerating shift from checks to electronic payments, to the emerging regulatory frameworks for stablecoins and digital ass...

Ep 18 7 Show Notes Attitudes on EWA Are Changing   In this episode, Brian Tate, the I PA's CEO, talks about a recent hearing in the House of Representatives that shows how the thinking about EWA has changed.   He discuss es how the industry made its case for EWA, the reaction of members of Congress, and the possibility of federal legislation on EWA and other payments topics. You can watch the full...

In our last government update podcast for 2025, Brian Tate , the IPA's CEO, talks about the past year's regulatory activity and what to expect as we move into the new year.   He covers the revised advisory opinion for earned wage access products, opportunities to comment on the Prepaid Accounts Rule disclosures and the telephone consumer protection act opt out rules, and the 20 th anniversary of t...

  I n this episode, Tyler Seydel, the Chief Fintech Officer of Sunrise Banks talks about how the bank launch ed debit rewards cards , a type of card many thought was impossible after the Durbin Amendment. He discusses at the economics of its new rewards cards and what they tell us about how banks can innovate in the card space.   He also discuss es how debit rewards cards fit the mission of a comm...

In this episode, Ben Jackson talks with Alexandra Barrage, a Washington D.C. based partner with Morrison Foerster, about how stablecoins are changing the payments business. They talk about what the Genius Act means for stablecoin issuers and users, what the current stablecoin business looks like and where its going, and the similarities and differences between stablecoins and tokenized deposits. T...

In this episode of the IPA's monthly government update podcast , Brian Tate, the IPA's CEO, talks with Ben Jackson about the latest developments in regulations now that the government has reopened .   They discuss the future of the Consumer Financial Protection Bureau, and the court cases that could affect debit interchange.   IPA members working in the prepaid industry should make sure to registe...

  Payments innovations are great, but they are only valuable if merchants accept them.   In this episode, Ben Jackson talk s about addressing this issue with John Minor,   executive v ice p resident and c hief p roduct o fficer for PayNear M e , a payments acceptance technology provider.   They talk about the future of transactions as new payment types enter shoppers' wallets, why transaction fees...

In this episode of the IPA's monthly government update podcast , Brian Tate, the IPA's CEO, talks with Ben Jackson about the latest developments in regulations and court cases that could affect the payments industry.   They discuss the government shut down, the future of the Consumer Financial Protection Bureau, and the court cases that could affect debit interchange.   L isteners attending Money...

As our population ages, financial safety has become one of the most pressing issues in banking and fintech because seniors are one of the groups most vulnerable to scammers .    In this episode, host Ben Jackson sits down with Todd Rovak, Co-founder and CEO of Carefull , a financial safety platform used by banks to protect older adults and their families from scams , fraud, and costly mistakes.  ...

In this episode of the IPA's monthly government update podcast , Brian Tate, the IPA's CEO, talks with Ben Jackson about the latest developments in regulations and court cases that could affect the payments industry.   They discuss the development of a new open banking rule, the Court's review of Regulation II, and a potential new bill to regulate the crypto and digital assets space.   L isteners...

  Open Banking Rule Revisited & The Durbin Amendment in Court: August Government Update   August may be quiet in Washington, but regulatory and legal developments in payments continue to happen . In this episode of the IPA's Government Update podcast, the IPA 's CEO Brian Tate joins us to unpack two headline issues:   Open Banking Rule Reconsidered: The CFPB has released an Advance Notice of Propo...

I n this episode , we present an edited portion of the audio from the IPA's recent S ummer of L earning Webinar "Europe's E-money licenses offer insights into possibilities for Fintech charters ."   Alison Donnelly, a payments policy expert and head of payments with the consulting firm fscom in Belfast , discuss e-money licenses, payments developments in Europe, and what U.S. companies should cons...

Innovation is often a word associated with Silicon Valley, but the home of payments innovation is farther north in Sioux Falls, South Dakota.   I n this episode , I PA's Ben Jackson visits Sioux Falls and talk s about what is coming next in payments with Trent Sorbe,   Chief Payments Officer at First International Bank and Trust and Kota Pay , and the IPA's CEO, Brian Tate.   They discuss how Siou...

  In this episode, IPA's Ben Jackson speaks with Brian Tate, CEO of the Innovative Payments Association, about  what's happening in payments regulation in Washington. They discuss:   The reconciliation's bill effect on payments   The stablecoin bills moving through Congress ,   The staffing at the regulatory agencies ,   This episode was recorded on Ju ly 8, 2025. Please note that developments may...

In this episode, IPA's Ben Jackson speaks with Brian Tate, CEO of the Innovative Payments Association, about what's happening in payments regulation in Washington and beyond. They discuss:   The stablecoin bills moving through Congress ,   The executive order on phasing out checks for government payments ,   Illinois's delay of its Interchange law effective date.   This episode was recorded on Jun...

In this special recap episode, Ben Jackson sits down with Kate Lybarger to reflect on their experiences at the recent IPA Conference in Washington, DC. Ben and Kate unpack the key themes, standout moments, and emerging trends that defined the three-day event that was packed with insights from regulators, fintech innovators, authors, and industry leaders. From the evolving regulatory landscape and...

  In this episode, Ben Jackson talks with Kevin  McColly , the CEO of Coinstar, which allows consumers to convert coins into other types of currency through its kiosks.    They discuss the role of coins and cash in the U.S. payments system, the future of the penny and why the CEO of a coin counting company favors stopping its production.   Below are links to the announcements of the bills that see...