Insurance Tomorrow

How can businesses best defend their networks and day-to-day operations as cyber threats evolve and hackers make greater use of AI? Cybersecurity concerns topped the 15th annual Allianz Risk Barometer in 2026, making this an increasingly urgent issue for businesses everywhere. Our host, financial broadcaster and journalist Georgie Frost, is joined by Jack Wright, Head of Cyber Resilience at Allian...

What should brokers be focusing on as the insurance market faces another year of uncertainty and BIBA prepares for its annual conference?   Our host, financial broadcaster and journalist Georgie Frost, is joined by Phuong Ly, Commercial Managing Director at Allianz UK and Julie Comer, BIBA’s Head of Compliance.   In this episode, we discuss: The insurance industry’s direction...

We explore the artificial intelligence trends and innovations that could define the insurance industry in the years ahead, and what they mean in practice for businesses and brokers.  Our new host, financial broadcaster and journalist Georgie Frost, is joined by Akhil Lalwani, Chief Data Officer at Allianz UK and Mary Bowie, Managing Regional Counsel UK at Verisk, a global insurance, data anal...

We’re back for a new series, and we’re excited to welcome business and finance journalist Georgie Frost as our new host.  Each month she’ll be joined by an expert panel to unpack the global trends shaping business and what they mean for the insurance industry.   Tell us what topics you’d like to hear on Insurance Tomorrow this year. You can share your thoughts and...

We’re bringing you the highlights from our 2025 episodes, covering a range of topics from underinsurance and cyber risks to climate challenges and skills shortages, and much more.  Join Vanessa as she takes us through the key discussions with our guests from this year, emphasising the most impactful insights from our episodes on:      BIBA 2025      Cyber r...

We’re delving into the complexities of the UK’s fraud environment, exploring its impact on businesses and the insurance sector.   Vanessa is joined by Matt Crabtree, Head of Financial Crime Intelligence & Investigation Strategy  at Allianz UK, and Craig Kennedy, Partner and Head of Cyber Consulting at HF.   We discuss:  The current fraud landscape, including gho...

Nicky Johnson, Head of Workforce Change and Productivity at Allianz UK, and Shazia Ejaz, Director of Research at the Recruitment and Employment Confederation join Vanessa to navigate the skills shortage in the UK, what this means for businesses, and the insurance implications.  We dive into:  How the skills shortage impacts SMEs  The implications for insurance costs, including claim...

Bethany Thomas, Head of Sustainability at Allianz UK, and Tim Maiden, founder of Green Small Business, join Vanessa to explore how climate risks are impacting businesses, how they can adopt sustainable practices and the key role brokers play. We dive into:  How climate change is altering the risk landscape.  What risks are becoming more prevalent.  Sustainability best practices.&nbs...

Delvin Tillett, Head of Cyber at Allianz Commercial, and Jake Moore, Global Cybersecurity Advisor at ESET join Vanessa to unravel the cyber risk landscape in the wake of the recent cyber-attacks on leading UK retailers.  We delve into:  The current cyber risk landscape and how this is impacting SMEs.  The role of insurance in tackling these risks.  How businesses can address vu...

Hanna Kam, our chief risk officer, and Graeme Trudgill, chief executive of BIBA, explore the 2025 BIBA conference theme 'A New Era'.   Looking ahead to the next 25 years, we discuss:  What 'A New Era' means for brokers, insurers and the industry  How AI could impact the future of insurance  How the role of the regulator might adapt to the changing needs of the industry&nbs...

Luke Baker, our own head of large corp and specialty, and Dr. Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute, explore the top business risks for 2025.  We cover:  The key findings of the 2025 Allianz Risk Barometer globally and in the UK. The most pressing risks for SMEs and mid-sized businesses, including cyber incidents, legislative changes...

Alastair Blundell, head of general insurance at BIBA, and Alex Ktenidis ACII, director of digital trading and legal protection at Allianz UK delve into the pressing issue of underinsurance among small to medium enterprises (SMEs). We cover: What underinsurance really means and the risks it poses to SMEs. The economic pressures facing SMEs, and how these impact underinsurance. How brokers and insur...

Welcome back to Insurance Tomorrow! We're kicking off 2025 with a new series and a brand new host, British journalist Vanessa Baffoe. Join Vanessa as she meets with industry experts to explore global business trends and developments, and their impact on the insurance sector. This season, we'll delve into pressing topics such as underinsurance, cyber security, and the key risks affecting businesses...

We look back at some of the most significant issues and global trends that we’ve discussed over the past year. We explore how these topics might affect the insurance industry now and in the future. Our host – Steph McGovern – covered everything from autonomous vehicles, the motivation parallels between sport and business, to the risks of lithium-ion batteries for businesses. See...

Lithium-on batteries have become increasingly common in business and our everyday lives. Although fires caused by these batteries are relatively rare, they can be catastrophic.   In this episode, we discover what lithium-ion batteries are, what the risks are, and what happens when lithium-ion batteries catch fire. Discussing how to handle these batteries and what the insurance implications are, ou...

With the rapid development of eCommerce in the last five years, our latest episode looks at how businesses can keep up with new technology, supply chain disruption, and increasingly demanding customers and how insurers can help businesses stay secure as they evolve. We discuss the future of eCommerce and the next challenges this sector faces with our host - Steph McGovern - who is joined by: Sarah...

In another special episode of Insurance Tomorrow, we look at how preparation and how marginal gains can lead to success, inside and outside of the sporting arena. As the proud partners of Team GB and ParalympicsGB, we thoroughly enjoyed talking to Jonny Riall, Head of Performance Services, ParalympicsGB and Helena Rowlands, Olympic and English rugby union player about the relationship between perf...

With the Olympic and Paralympic Games just a few weeks away, in this special episode of Insurance Tomorrow, we look at the parallels between sport and business life, and how resilience, marginal gains and thorough preparation can benefit a range of situations, from the trackside to the workplace. As the proud partners of Team GB and ParalympicsGB, we were delighted to welcome ParalympicsGB para cy...

What do brokers need to know?   What is it going to take to bring the insurance industry into a new era of trust, climate risk and changing customer behaviours? How can the industry make its products better, and provide cover the that people and companies need?   We discuss the future of insurance products and how they will evolve in the next ten years and beyond with our host - Steph McGovern - w...

The BIBA conference has a well-earned reputation for showcasing the most influential and inspiring trends for our industry. In our BIBA special episode we discuss the future of customer experience, how brokers drive the insurance sector, and how things could change over the next decade. From personalisation of products to the digital journey our host - Steph McGovern - is joined by:   Nadia Cote,...

Autonomous vehicles or self-driving cars are supposed to be just round the corner, but we’ve been saying this ever since the first episode of Insurance Tomorrow. They may seem like something from science fiction, but a few specialised examples could hit the roads in a few years time. The benefits and implication the technology could bring are huge, but so are the challenges for the insurance indus...

In the last episode of Insurance Tomorrow for 2023, we look back at some of the most significant issues we have discussed over the past year, as we examine some of the most important global trends in the months and years to come and explore how they might affect the insurance industry. Our host - Steph McGovern - discussed the cost of living crisis, the skills shortage, artificial intelligence, an...

In this episode we look at how the insurance industry can drive the transition to Net Zero, and the importance of ESG for Business. Net Zero is now a well-known phrase, but we ask how we can translate into it with urgency. It’s something Governments can push but business and the insurance industry can help change mindsets and processes. While the transition to net zero can appear like a huge long...

It seems we have a big problem with financial literacy in the UK. More young people struggle with simple calculations, and a recent survey for Allianz said even adding up basic change was an issue many struggle with. We explore what this means when it comes to buying insurance, why people are so bad at calculating risk, and whether it would help if financial education is changed in schools. To fin...

Over the past few months we've heard a lot about AI, or Artificial Intelligence. In this podcast we explain how AI can analyse data from various sources such as customer information, accident reports, and policy details. Discussing how AI can help the insurance industry by assessing the validity of claims, calculate payouts, and even detect fraudulent activities, our host - Steph McGovern - is joi...