FintechOS Evolv

In this episode, we explore one of the biggest challenges facing today's MGA market: how to scale successfully without creating the operational, technology, and data constraints that limit future growth. Paul Willoughby, Founder of Folio Group and former Head of Technology Strategy and Innovation at Beazley, joins Gerry Goodwin, VP Commercial at FintechOS, to discuss the realities of building and...

SME lending is undergoing a major shift. As traditional banks retreat from parts of the market, specialist lenders are creating new opportunities through faster decisioning, flexible products, and relationship-led service models. In this episode of the FintechOS Evolv Podcast, Tim Boag, CEO of Momenta Finance, joins Mark Dearman, Director of Industry Banking Solutions at FintechOS, to discuss how...

In this episode, we explore how banks are making transformation decisions in an environment shaped by AI acceleration, legacy complexity, and constrained investment capacity. Dr. Leda Glyptis, fintech executive, and Board Chair at Bourn, joins Mark Dearman, Director of Industry Banking Solutions at FintechOS, and Joshua White, Senior Sales Director at FintechOS, to discuss how financial institutio...

In this episode, we explore how banks can move beyond transactional journeys to design experiences anchored in life moments, trust, and long term value. James Buchanan, Founder of Hidden Strategy joins Mark Dearman, Director of Industry Banking Solutions at FintechOS and Byron Levin, Head of Pre Sales at FintechOS, for a candid discussion on what it takes to modernize customer experience in regula...

In this episode of the FintechOS Evolv Podcast, we explore what it really takes for building societies and specialist lenders to modernize mortgage and lending platforms while sustaining growth, efficiency, and trust. Josh and Ben from Woodhurst Consulting bring a grounded, practitioner perspective drawn from years of working with banks, building societies, and specialist lenders across the UK mor...

In this episode, we explore what it really takes to deliver banking transformation at scale, through a practical conversation with Nevenka Kajtna, Banking Products Delivery General Manager at NLB Komercijalna banka. Drawing on hands-on experience leading product delivery, operations, and large transformation initiatives, Nevenka shares how banks can modernize in fast-moving markets by focusing as...

In this episode, we explore banking growth, digital transformation, and AI adoption in Moldova’s financial sector through a candid conversation with Alexander Picker, CEO of Moldindconbank. Drawing on more than three decades of leadership experience across Europe and emerging markets, Alexander shares a pragmatic perspective on what it takes to modernize a bank in a complex regulatory and economic...

In this episode of FintechOS Evolv, Mark Dearman is joined by Billy Ferguson, CTO at ThinCats, to explore the realities of digital transformation, cyber threats, and the growing role of AI in financial services. Billy shares how ThinCats transformed its lending operations — decommissioning legacy systems, migrating entirely to the cloud, and building a scalable, secure digital platform that proces...

How do Building Societies modernize without losing what makes them trusted? In this new episode of the FintechOS Evolv Podcast, we dive into the future of mutuals and what it really takes to scale, digitize, and stay true to purpose. Host Mark Dearman is joined by Julian Wells (Whitecap Consulting), Robert Thickett (Building Societies Association) and Mark Collings (Publicis Sapient) They explore:...

Small businesses are the backbone of the economy. So why are they still so hard to bank? In the latest episode of the FintechOS Evolv Podcast, Mark Dearman sits down with Andrew Martin (SMEB) and Roger Vincent (Bourn) to explore what’s broken in SME finance and what it’ll take to fix it. They get into: 🔹 Why legacy banks can’t crack the SME code 🔹 How fintechs are fusing lending, payments, and A...

What’s holding insurance back—and what will push it forward? In this episode, Elliott Green, Insurance Sales Director at FintechOS, discusses the future of insurance with Daren Rudd from CGI and Scott Thomson from FintechOS, exploring cultural barriers and outdated technology, as well as the shift toward life-centric, customer-first models. They dive into: Why resilience is now a boardroom priorit...

In this episode of FintechOS Evolv, Mark Dearman sits down with Myles Bertrand, CEO of Tuum, to explore the reality behind core banking transformation. From cultural resistance and legacy tech to modular strategies and AI readiness, they unpack what it really takes to modernize banking infrastructure—and why most projects fail before they begin. Get insights on: Why culture trumps technology in tr...

What does it really take to launch a telematics-led motor insurance startup? In this episode, Scott Thomson sits down with Yvette Percival, an industry founder, to break down the essentials—from securing regulatory approval and capacity to building a real-time risk engine and innovating in claims. Whether you're in insurance, tech, or just curious about how data is transforming the future of drivi...

In this week’s episode of Evolv, we unpack the “missing middle” of UK SME banking—the segment of medium-sized businesses left underserved between mass-market and bespoke corporate solutions. Joining your host are three trailblazers in the space—Adam Tarpey (Metro Bank), Conrad Ford (Allica Bank), and George Dunning (Bud Financial), who share practical insights on how data, technology and new banki...

In this episode of FintechOS Evolv, Scott Thomson, Director of Insurance Industry Solutions at FintechOS, is joined by Matt Gilham, Advisor at WHITELK, to explore the evolving landscape of insurance fraud. They dive deep into how fraud detection has progressed over the last 20 years, AI's role in supporting and challenging the fight against fraud, and how insurers are adapting to new threats in th...

Why do so many insurance transformation projects miss the mark? In this episode, Scott Thomson, Industry Insurance Solutions Director (FintechOS), and Bart Patrick, Advisor (Coherent), draw from decades of industry experience to unpack the persistent challenges behind failed digital initiatives—legacy systems, misaligned expectations, and the illusion of progress. They explore the real cost of tec...

In this episode of Evolv, Byron Levin, Senior Solutions Consultant at FintechOS, joins us to explore how AI is revolutionizing product management in banking and insurance. From breaking free of legacy systems to enabling faster, smarter product development, we discuss the shift toward AI-powered product engines, the rise of "vibe coding," and the challenges traditional institutions face in keeping...

Mark Dearman, Director of Industry Banking Solutions at FintechOS, sits down with Ben Thomas from Covecta and Michael Anyfantakis from Vigilant AI to explore: AI’s Rapid Rise in Finance – AI adoption is outpacing past tech shifts, but with 70-80% of pilots failing, the gap between promise and reality remains. The Shift to Agentic AI – AI is moving beyond chatbots to autonomous workflows, transform...

Mark Dearman, Director of Industry Banking Solutions at FintechOS, sits down with Nick Russell, Managing Director at Xonetic, to explore: 🔹 Why DORA is more than just compliance - it’s a cultural shift toward resilience 🔹 The biggest challenges - legacy tech, cloud concentration, and cybersecurity threats 🔹 How AI, incremental modernization, and fintech partnerships can turn compliance into a c...