FinTech Futures

In the latest episode of the What the Fintech? podcast, we’re joined by Simon Boonen, fintech partnership lead at ING, to discuss the growing need for collaboration between banks and fintechs in the rapidly evolving financial services arena and how big banks such as ING approach partnerships, innovation and digital transformation. Simon and FinTech Futures editor Paul Hindle discuss the recent new...

In the latest episode of the What the FinTech? podcast, we’re joined by Ben Morfoot, Director of Product Management at GoCardless, to chat about how the rise in bank payments could mark the end for plastic cards and how new technologies have helped boost the popularity of bank payments with both businesses and consumers. Ben and FinTech Futures editor Paul Hindle discuss how businesses can utilise...

In the latest episode of the What the FinTech? podcast, we’re joined by Marion King, chair and trustee of the Open Banking Implementation Entity (OBIE) and non-executive director at payments company Cashflows, to chat about the current state of play and next steps for open banking in the UK following the much-anticipated release of the Joint Regulatory Oversight Committee’s recommendations. Marion...

In the latest episode of the What the Fintech? podcast, we’re joined by Keith Costello, co-founder, president and CEO of Florida’s Locality Bank, to discuss the upcoming Banking Tech Awards USA, taking place on Thursday 1 June 2023 at 583 Park Avenue in New York. Awards judge Keith and FinTech Futures editor Paul Hindle discuss what to look forward to at the event, fintech and digital banking tren...

In the latest episode of the What the FinTech? podcast, we’re joined by Sarah Hinkfuss, Partner at Bain Capital Ventures, to chat about the recent downturn in fintech funding activity and the current trends in the venture capital space. Sarah and FinTech Futures editor Paul Hindle discuss declining fintech valuations, how Bain has looked to navigate the current climate and its strategy moving forw...

In the latest episode of the What the Fintech? podcast, we’re joined by Charlotte Crosswell, chair of the newly-formed Centre for Finance, Innovation and Technology, a new private sector-led body, with government funding, designed to join the dots between UK fintech players. Charlotte and FinTech Futures reporter Alex Pugh discuss how CFIT will attempt to level up the whole of the UK fintech secto...

In the latest episode of the What the Fintech? podcast, we’re joined by Nicholas Soo, regional head of payments products Asia at HSBC, to chat about the raft of global activity surrounding central bank digital currencies, or CBDCs. Nicholas and FinTech Futures editor Paul Hindle discuss the different types of CBDCs currently being explored (including the UK’s proposed ‘digital pound’), their pros...

In the latest episode of the What the Fintech? podcast, we’re joined by patented inventor and AI/AR specialist Miguel Navarro to chat about how the recent explosion in popularity of generative AI services such as ChatGPT could impact the financial services sector. Miguel and FinTech Futures editor Paul Hindle discuss the use cases for generative AI in banking, the growth and future of conversation...

In the second episode of season four of the What the Fintech? podcast, we're joined by Nika Kurdiani, deputy CEO at TBC Bank and CEO of Space International, which offers digital challenger Space Bank in Georgia. Nika and FinTech Futures reporter Alex Pugh discuss the role of bank branches -- and their closure -- in a world of digital banks from both incumbents and upstarts alike, how financial inc...

In the opening episode of season four of the What the Fintech? podcast, we’re joined by Leda Glyptis, chief client officer at 10x Banking and long-time FinTech Futures columnist, to chat about Leda’s new book - Bankers Like Us: Dispatches from an Industry in Transition - which will be launching on Wednesday 1 February and is available to order from the Routledge website, links are below. Leda and ...

In the final episode of season three of the What the FinTech? podcast, FinTech Futures editor Paul Hindle and reporter Alex Pugh take a look back at some of the biggest news stories and trends to come out of 2022 and discuss what the new year might bring for the sector. The pair cover topics including fintech job cuts, the state of fintech funding, the evolution of climate tech and its role in fin...

In this episode of the What the Fintech? podcast, we’re joined by Amreen Sodhi, head of digital product, payments and loyalty at Scotiabank, to discuss the current banking landscape in Canada and what the new year might hold in terms of its development. Amreen and FinTech Futures editor Paul Hindle take a look at current digital banking trends in the country, new developments and initiatives in th...

In this episode of the What the Fintech? podcast, we’re joined by Kirsty Morris, managing director at Barclaycard Payments, to discuss the trends and developments in online payments over 2022 and what the future might hold for the space. Kirsty and FinTech Futures editor Paul Hindle discuss how customer expectations around the online payment experience have changed over the year, the importance of...

In this episode of the What the Fintech? podcast, we’re joined by Gaurav Sethi, chief product and strategy officer for Citizens Pay, to discuss what the future looks like for buy now, pay later (BNPL) following its surge in popularity in recent years. Gaurav and Fintech Futures editor Paul Hindle discuss current trends in the sector, what to expect from planned industry regulation and the use of B...

In this episode of the What the Fintech? podcast, we’re joined by Louise Hill, co-founder and chief operating officer at GoHenry, to discuss the importance of financial education for children. Louise and FinTech Futures editor Paul Hindle discuss how firms such as GoHenry are looking to address the growing financial literacy gap for 6-18-year-olds, the benefits of prioritising financial education...

In this episode of the What the Fintech? podcast, we’re joined by president and CEO of Women’s World Banking (WWB), Mary Ellen Iskenderian, to discuss how providing access to financial services across the world can ensure women not just survive, but thrive. Mary Ellen and FinTech Futures reporter Alex Pugh discuss how the world’s largest network of microfinance institutions and banks marries a mac...

In this episode of the What the Fintech? podcast, Gabriele Columbro, founder and executive director of FINOS, the Fintech Open Source Foundation, joins us to discuss how open source approaches can revolutionise financial services. Gabriele and FinTech Futures reporter Alex Pugh begin by drilling down into some stats and figures from a recent white paper on the global fintech landscape before takin...

In this episode of the What the Fintech? podcast, we’re joined by Greg Palmer, vice president and host of Finovate, a demo-first showcase of the latest innovations in financial and banking technology, to discuss the upcoming FinovateFall conference taking place in New York from 12 to 14 September. Greg and FinTech Futures editor Paul Hindle discuss how the Finovate conferences have grown over the...

In this episode of the What the Fintech? podcast, we’re joined by Kim Symmons, head of design at UK business bank Mettle, to discuss how new challenger banks can continue to compete with traditional FIs as the latter ramp up their transition to digital. Kim and FinTech Futures editor Paul Hindle kick off by discussing the recent news that former Chancellor Lord Philip Hammond has reportedly been a...

In this episode of the What the Fintech? podcast, we’re joined by NMD+ founder and FinTech Futures columnist Dave Wallace to discuss green initiatives and what financial services could be doing to help bring down carbon emissions and tackle climate change. Dave and FinTech Futures editor Paul Hindle discuss the recent heatwave in the UK and Europe, new eco-focused developments in the financial ser...

In this episode of the What the Fintech? podcast, we’re joined by Jay Swanston, chief platform officer at savings, investing and money management app, Moneybox. In our News in Numbers section, Swanston discusses both how money management apps are booming during the cost-of-living crisis, and, on the other side of the coin, how Canadian wealthtech Wealthsimple has shed 12% of its workforce as the m...

In this episode of the What the Fintech? podcast, we’re joined by Jethro MacDonald, product manager, artificial intelligence and machine learning at SmartStream.

In this episode of the What the Fintech? podcast, we’re joined by Aaron Davis, director of product marketing at OneSpan. In our News in Numbers section, Aaron discusses a recent Finovate Spring 2022 panel in which Aite-Novarica Group’s Jim Mortensen revealed 30% of consumers surveyed in a recent study said they enrolled in digital financial services over the pandemic for the first time. For the ma...

In this episode of the What the Fintech? podcast, we’re joined by Claire Gates, chief commercial officer at PPRO. In our News in Numbers section, Claire discusses the growing prevalence of local payment methods, with around 77% of goods and services purchased online through e-commerce now being paid for using various local payment methods. For the main discussion, Claire and FinTech Futures editor...

In this episode of the What the Fintech? podcast, we’re joined by David Vergara, senior director of product marketing at OneSpan. In our News in Numbers section, David discusses the recent announcement that Lloyds Banking Group is set to shutter a further 60 high street branches across the UK in 2022 and how more and more people are switching to the convenience of digital banking. For the main dis...