FinTech Futures

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Paul Foster, Director of Global Payment Partnerships at GoCardless, to explore the growing adoption of open banking payments with a specific focus on GoCardless’ recently published report on the topic - How To Take Open Banking Payments Mainstream. The discussion covers the current trends and...

In this special episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures’ US correspondent Heather Sugg is joined by Ricardo Amper, founder and CEO of Incode Technologies, to discuss the evolution of identity fraud amid the rise of AI and deepfakes and how financial firms can utilise the latest technologies to tackle these fraud challenges.

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Clare Gambardella, Chief Customer Officer at Zopa Bank, to explore how Zopa has looked to approach its growth strategy amid the constantly evolving digital banking landscape in the UK. Clare discusses how consumer demands have shifted in recent years amid a challenging economic environment and...

In the latest episode of the What the FinTech? podcast, we’re joined by Ravneet Shah, CTO of UK-based SME banking challenger Allica Bank, to explore the current business banking landscape and how Allica has looked to approach its technology and innovation strategy to meet the evolving needs of business customers. Ravneet and FinTech Futures editor Paul Hindle dive into the work Allica has been doi...

Consumer adoption of buy now, pay later (BNPL) products is growing – but BNPL data is not included in credit reports… yet. With this shift finally on the horizon, what should lenders and consumers be thinking about and how can they prepare? In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Liz Pagel, SVP and Consumer Lending Business Leader a...

In the latest episode of the What the FinTech? podcast, we’re joined by author and financial services executive Rita Martins to explore the growing role of Web3 technologies in the financial sector. Rita and FinTech Futures editor Paul Hindle discuss the key takeaways from Rita’s recently published book on the subject, Web3 in Financial Services: How Blockchain, Digital Assets and Crypto are Disru...

In the latest episode of the What the FinTech? podcast, we’re joined by Anu Somani, Head of Global Payables and Embedded Payments at US Bank, to explore the growing adoption of real-time payments (RTP) in the US following the one-year anniversary of the launch of FedNow, the instant payment service developed by the Federal Reserve. Anu and FinTech Futures editor Paul Hindle discuss the role both F...

In the latest episode of the What the FinTech? podcast, we’re joined by Janine Hirt, CEO of UK-based independent industry body Innovate Finance, to discuss global fintech funding trends over 2024 and what the future might hold for the UK’s fintech scene. Janine and FinTech Futures editor Paul Hindle discuss some of the key takeaways from Innovate Finance’s H1 2024 FinTech Investment Landscape repo...

In the latest episode of the What the FinTech? podcast, we’re joined by Sam Edge, Head of Industries and Emerging Technologies, Start-ups and VC at Amazon Web Services (AWS), to explore the current fintech start-up scene. Sam and FinTech Futures editor Paul Hindle discuss some of the emerging technologies that start-ups and investors are most interested in, how the start-up landscape has evolved a...

In the latest episode of the What the FinTech? podcast, we’re joined by George Maddaloni, CTO of Operations at payments giant Mastercard, to discuss some of the key technology trends in the payments space and how Mastercard is looking to approach its tech and innovation strategy to make the most of emerging technologies such as generative AI and tokenisation. George and FinTech Futures editor Paul...

In the latest episode of the What the Fintech? podcast, we’re joined by Sudip Dasgupta, Chief Technology Officer at UK digital bank Monument, to discuss the upcoming Banking Tech Awards ceremony, taking place on Wednesday 4 December at the Royal Lancaster Hotel in London. Returning awards judge Sudip and FinTech Futures editor Paul Hindle discuss what to look forward to at the prestigious event, w...

In the latest episode of the What the FinTech? podcast, we’re joined by Zac Maufe, Head of Regulated Industries at Google Cloud, to discuss cloud core modernisation and the challenges of migrating tech stacks to the cloud, as well as the impact generative AI is having in the financial services sector. Zac and FinTech Futures editor Paul Hindle cover the key points banks need to consider when moder...

In the latest episode of the What the FinTech? podcast, we’re joined by Andy Lowe, EMEA Head of Business Development for Technology at Bank of America, to discuss the key digital innovation and technology trends in the financial services sector and how the relationship between fintechs and banks has changed over the last decade.

In the latest episode of the What the FinTech? podcast, we’re joined by Bivu Das, UK Managing Director at cryptocurrency exchange Kraken, to discuss how the crypto landscape has evolved in the UK in the two years since the government laid out its vision for the country to become a global crypto asset technology hub. Bivu and FinTech Futures editor Paul Hindle take a look at the progress the countr...

In the latest episode of the What the FinTech? podcast, we’re joined by Sonali Divilek, Head of Digital at Chase, to find out more about how consumer attitudes towards digital banking in the US have changed in recent years. Sonali and FinTech Futures editor Paul Hindle take a look at some of the key consumer trends highlighted in Chase’s recent Digital Banking Attitudes Study and the factors behin...

In the latest episode of the What the FinTech? podcast, we’re joined by Dirk Marzluf, Chief Operating and Technology Officer at Banco Santander, to learn more about the development and deployment of the bank’s self-built core banking solution Gravity. Dirk and FinTech Futures editor Paul Hindle cover how the project came about, how the bank has gone about building Gravity and the steps involved in...

In the latest episode of the What the FinTech? podcast, we’re joined by Gilbert Verdian, CEO of Quant, to learn more about blockchain technology and its evolving role in the financial services space. Gilbert and FinTech Futures editor Paul Hindle take a look at some of the big emerging trends including tokenisation and its use cases within banking and capital markets, the rise and future of centra...

In the latest episode of the What the FinTech? podcast, we’re joined by Pinar Alpay, Chief Product and Marketing Officer at identity solutions provider Signicat, to learn more about digital identity and its relationship with financial services, as well as the work that companies such as Signicat are doing in the space. Pinar and FinTech Futures editor Paul Hindle discuss the evolution of digital i...

In the latest episode of the What the FinTech? podcast, we’re joined by Dr Philip Intallura, Head of Quantum Technologies at HSBC, to learn more about quantum computing and the impact the growth and maturation of the technology could have on financial services. Phil and FinTech Futures editor Paul Hindle demystify how the technology works, dive into its key use cases and benefits in areas such as...

In the latest episode of the What the FinTech? podcast, we’re joined by Jack Pouderoyen, Innovation Manager at Swift, to chat about tokenisation and its potential use cases in financial services, as well as the importance of blockchain interoperability in removing hurdles to its adoption moving forward. Jack and FinTech Futures editor Paul Hindle discuss the proof of concept Swift conducted with C...

In the first episode of season five of the What the Fintech? podcast, we’re joined by Hangwi Muambadzi, Principal and Head of Africa at CommerzVentures, to discuss the flourishing fintech scene in Africa, including the key trends and development areas being seen in different markets across the continent. Hangwi and FinTech Futures editor Paul Hindle discuss the technologies and verticals that are...

In the final episode of season four of the What the FinTech? podcast, FinTech Futures editor Paul Hindle is joined by writer, podcaster and banking technology veteran Dharmesh Mistry to take a look back at some of the biggest trends to come out of 2023 and discuss what the new year might bring for the sector. The pair cover topics including generative AI, core banking modernisation, the state of t...

In the latest episode of the What the FinTech? podcast, we’re joined by Olivier Berthier, CEO of fintech firm Moneythor, to chat about personalisation in digital banking with a focus on its role in customer acquisition and activation. Olivier and FinTech Futures editor Paul Hindle discuss some of the key challenges banks are facing when it comes to customer acquisition and what it is they can be d...

In the latest episode of the What the FinTech? podcast, we’re joined by Monica Eaton, founder and CEO of Chargebacks911, to learn more about chargebacks and how consumer behaviour has evolved in recent years with Black Friday and the holiday season shopping surge on the horizon. Monica and FinTech Futures editor Paul Hindle discuss how chargebacks can impact businesses, the rise of chargeback frau...

In the latest episode of the What the FinTech? podcast, we’re joined by Betsy and Daniel Cohen, SPAC specialists and co-founders of US investment company Cohen Circle, to discuss the future of SPAC mergers for companies looking to go public after the method fell out of favour in recent years following a boom in activity over 2020/21. Betsy, Daniel and FinTech Futures editor Paul Hindle delve into...