Finance Girlies: Money Conversations for Gen Z and Millennial Women

Buying a home can feel like one of those financial milestones we’re supposed to want — but is homeownership actually the right move for everyone? And if we do want to buy, how do we know when we’re financially (and emotionally) ready? In this episode, we’re talking with Silas Lindenstein, a Seattle-area real estate agent and podcast host to try to answer these questions.  Whether buying a home is...

Saving for the future matters — but our money should also help us build a life we enjoy along the way. For Henah Velez, creator of the slow travel newsletter Departure, travel is one of the things worth making room for. In this episode, we talk about how Henah went from a scarcity mindset to reaching Coast FI, why she’s prioritized travel at every income level, and how she balances financial indep...

A will can feel like something for a future version of you — one with a house, kids, a spouse, and a lot more assets to worry about. But when you start thinking about the bank accounts, belongings, pets, and people already in our lives, it may be time to question that assumption. Chances are, a will is worth having sooner than you think. The good news? Creating one might not be nearly as scary — o...

How many things have we bought for a version of ourselves who doesn’t exist yet? The art supplies for a hobby we’ll pick up someday. The clothes for a lifestyle we don’t actually live. The product that promises to make some part of our routine just a little bit better. Those purchases can add up — in our homes, our budgets, and our mental load. But being more intentional with our spending doesn’t...

This episode was previously available exclusively to our paid subscribers and is now being released to all listeners. We’re excited to share it with all the girlies out there! If you enjoy it, please take a minute to leave a rating and review on your favorite podcast platform — and thanks for listening! 💗 Buying a car is one of those financial decisions that can make even the most confident money...

We truly believe investing can be simple. But all the jargon — 401(k)s, IRAs, ETFs, target date funds — can be enough to stop a new investor in her tracks. When every decision seems to come with another acronym or account type to understand, it’s easy to keep putting off getting started. In this episode, we’re going back to the basics to answer two key questions: Where should your money go, and wh...

Opening a Health Savings Account (HSA) sounds like something that requires hours of research and a dozen decisions. In reality? After putting it off for almost a year, Cassidy finally opened one in eight minutes. In this episode, we’re sharing exactly how we opened, funded, and invested our HSAs — from choosing a provider to deciding how much to keep in cash versus invest. We also talk about when...

It's funny how some money rules can feel like absolute truth... until they don't.  As we've learned more about personal finance — and lived a little more life — we've found ourselves changing our minds about advice we used to follow (sometimes, without question). Some of those rules helped us build great habits, while others eventually became more limiting than helpful. In this...

We love a good “look at your numbers” moment — but what happens when you take it one step further and ask, does this actually reflect the life I want?   In this re-release of a previously Insiders-only episode, we map our real-life spending against our core values. And honestly, it felt a little vulnerable. We start by sharing our personal values, then break down exactly where our money went throu...

Some people color-code their budgets, reconcile every transaction, and genuinely enjoy a spreadsheet. Others would rather do just about anything else. If you've ever looked at someone else's budgeting system and thought, There's no way I could keep up with that, you’ll want to hear this conversation. In this episode, we chat with budget strategy coach and host of The Budget Effect ,...

When it comes to retirement, one question comes up again and again: How much is actually enough? It’s common to see advice online that says to invest a certain amount every week, but it’s much harder to know whether that number will actually get you where you want to go. In this episode, we break down one of the internet’s most common investing questions: Is investing $100 a week enough for retire...

There’s no shortage of advice about the right way to use credit card points for travel. Transfer partners, sign-up bonuses, maximizing every redemption... it can start to feel like there’s a test you’re supposed to pass before you’re allowed to book a trip. In this episode, we’re sharing a different perspective. We both recently used credit card points to book summer travel, and neither of us did...

When you hear the word "sales," you might think of awkward pitches, pushy tactics, or convincing someone to buy something they don't want. But what if selling actually looked more like listening, building relationships, and creating opportunities for yourself? In this episode, we talk to Megan Smyth, a sales coach and educator who helps female entrepreneurs sell without apology. We...

This episode was previously available exclusively to our paid subscribers and is now being released to all listeners. We’re excited to share it with all the girlies out there!  -------- The trad wife lifestyle is being sold as soft, simple, and secure. But is it financially safe? In this episode, we unpack what the trad wife movement actually promotes, how it differs from choosing to stay home, an...

Have you ever felt guilty for spending money on something you love, but thought nothing of spending money on something you felt like you should do? Or found yourself thinking, "I'm just bad with money"? In this episode, we're joined by financial wellness coach Simone Griffin-Taylor for a conversation about the emotional side of personal finance. We explore why money decisions a...

When your income isn't predictable, it can be hard to know whether a slow season is just part of the process or a sign that something needs to change. And when so much financial advice assumes the same paycheck shows up every two weeks, navigating those ups and downs can feel even more frustrating. In this episode, we're diving into Cassidy's freelance business and taking a transpar...

✨💎 RE-RELEASE OF A FORMERLY INSIDERS-ONLY EPISODE 💎✨ This episode was previously available exclusively to our paid subscribers and is now being released to all listeners. We’re excited to share it with all the girlies out there! “Money isn’t everything.” It’s advice many of us grew up hearing—from family members, TV shows, even Hallmark movies. But if you’ve ever lived paycheck to paycheck, ca...

We often assume building wealth requires a high salary, perfect investing decisions, or some kind of shortcut. But sometimes, the biggest results come from years of small, consistent choices. In this episode, we talk with financial coach and mom of five Brittany Flammer. Over the course of her 21-year marriage, Brittany and her husband averaged an income of roughly $40,000 per year while steadily...

When you’re in your early 20s, it’s easy to feel like you have so much time to figure money out later. Retirement feels impossibly far away, investing feels intimidating, and honestly, a lot of financial advice can feel disconnected from real life when you’re just trying to make rent, navigate your first job, or recover from the chaos of college. The truth is, though, some of the smallest financia...

When we think about “rich” experiences, it’s easy to assume they have to come with a high price tag. But this week’s guest, Elisabeth Frost, has built a life that challenges that idea in the best way. Elisabeth is a lifestyle blogger, budget traveler, and longtime thrifter currently spending three and a half months traveling across Europe with her husband and two kids — carry-on only. In this epis...

There’s a version of debt payoff advice that sounds responsible on paper — make the minimum payments, invest the difference, stay the course. But what if following that plan still leaves you feeling stuck? In this episode with physician assistant and financial educator Arden Missal, we unpack what happens when you question the “default” path — and what it can look like to choose something else. We...

If you’ve spent any time reading personal finance advice, you’ve probably heard the same advice on repeat: max out your Roth IRA. But what if that’s not actually the best move — at least not right now? In this episode, we sit down with advice-only financial planner Sean Mullaney to challenge some of the most common investing advice out there and replace it with something a little more nuanced — an...

Spring cleaning isn’t just for your closet — it might be exactly what your finances need, too. In this episode, we talk about why April (not January) can be the most natural time to reset your money habits, especially as your energy shifts, your spending changes, and tax season gives you a clearer picture of your finances. We walk through how to take that “fresh start” feeling and turn it into sim...

If you’ve ever found yourself staring at your emergency fund, hesitant to spend a dime on something unexpected, this episode's for you. We’re unpacking the pressure, the gray areas, and the real-life moments where this money actually comes into play. Because spoiler: it’s probably not just for worst-case scenarios. We share how we think about emergency funds in a more flexible, human way — fr...

If you’ve ever gotten a tax refund and thought, “Wait… is this free money?” — you’re not alone. In this episode, we’re unpacking why refunds feel like a bonus (even though they’re not), and more importantly, how to actually decide what to do with that lump sum in a way that feels good and makes sense for your life. We walk through seven different ways you can use your refund — from covering immedi...