Figuring It Out

So… you’re a fresh grad dreaming of owning your first car? 😭Trust me, I’ve been there. I used to think it was easy just pick one, get a loan, and boom, you’re cruising. But nooo… turns out it’s basically a full-on financial jungle out there. 💸Between car loans, maintenance, insurance, and fuel, it’s a whole adulting math problem nobody really prepares you for. In this episode, I’m breaking down...

So... I Finally Moved Out For The First Time 🥹 Okay, no one told me how chaotic moving out actually is. My drainage stopped working, the lights decided to give up on me, and don’t even get me started on the WiFi — it was basically a decorative item at that point 😭 Looking back, there were so many things I wish someone had told me before I signed that rental agreement. So I figured... if I had to...

So I finally did a little QnA so you guys can actually get to know me better 💕✨ And guess what? Even though I said NO math... y’all still threw me like a million math questions 😭😂 But hey, I still answered them (don’t say I never love you okay). Hopefully this episode helps you get to know me a lil better—if not, tell me what else you’re dying to know and maybe I’ll spill more in part 2 👀💌 -...

💔 Have you ever poured your heart into a relationship… only for it not to work out? Sometimes, love isn’t enough — and that’s okay. In this episode of Figuring It Out, I sat down with MrMoney, Instagraeme, and Nicole Lau to talk about the realities of modern relationships. From why dating without intention almost always fails to how Instagram can actually be the new Tinder (but better 👀), we bre...

So…I Used to Completely Freeze During Job Interviews 🥲Whether it was my first internship or a my current role, interviews always made me nervous. My hands would get clammy, my mind would go blank, and I’d overthink every single word 😣. No matter how much I prepared, I could never speak with a clear head when meeting someone new. That’s why I sat down with the queen of HR & recruiting herself...

So... building a good credit score may not be that hard? You always hear that having a good credit score is important and difficult to maintain — but no one really tells you how to actually build one, especially when you're just starting out. We kept seeing this question pop up in our DMs and comments, so we decided to compile all your burning finance questions and answer them in this QnA epis...

So… We Might Never Get to Retire 😳I used to think retirement was just something that happens when you turn 60 — you stop working, withdraw your EPF, and finally relax. But the reality? Most people finish their EPF savings within just 5 years of retiring 😨.Is it poor planning? Instant gratification? A broken system? Honestly, it’s a bit of everything. In this episode, I sat down with researchers...

Think investing is out of your reach or only for the finance pros? Think again. In this episode of Figuring It Out, we break down how Gen Z can start investing with just RM100, no jargon, no stress. Join me as I chat with Peter, a seasoned investor, to ask real beginner questions you’ve always wanted answers to. From choosing the right portfolios to building a monthly habit, this video is packed w...

So… I Gave It My All and Still Almost Failed 😮‍💨Growing up, we were always told that if you just work hard, everything will work out. But what happens when you do give it your all… and it still doesn’t go the way you hoped? In this new segment called Yap & Chill, we’re slowing things down and chatting about some of the lessons we’ve learned in our early 20s — the good, the bad, and the bruta...

So… Are We Really Weaker Than Our Parents’ Generation? 🤔Is it true that the older generation is more tahan lasak than us? Or are we just wired differently because we’ve grown up with more comfort and opportunity? 🧠💭 This was one of the many thought-provoking questions we answered in this career Q&A episode — where we tackled your DMs, comments, and late-night overthinking. From employer POV...

So...Apparently You Can Ask For a Pay Raise Just 3 Months In?! 😳💸Nobody really teaches you how to ask for a raise. And let’s be honest — just thinking about asking your boss for more money is nerve-wracking enough 😵‍💫. I always assumed you had to wait like... a year or two?? But turns out, some people start the convo as early as 3 months in 😮‍💨 (although yes, it also depends on your boss......

I Constantly Overthink If I’m on the Right Career Path 😵‍💫Am I supposed to be really good at one thing? Or should I try to do a little bit of everything? As someone who overthinks literally everything, I’ve asked myself this question more times than I can count — and I know I’m not the only one 🫠Whether you’re still in uni, a fresh grad, or already working but feeling stuck, this episode is for...

So…Working Holiday Isn’t Just Apple Picking?! 🍎✈️I always thought a working holiday meant picking fruit in the countryside and travelling on weekends — turns out, it’s so much more than that! From paying taxes overseas to finding legit jobs outside of farms, there’s a whole side to working holidays no one really talks about 😳In this episode, we’re diving into everything you need to know before y...

So...We Answered Your Questions About Career 👀 From "How do I communicate with my boss to reduce my workload?" to "Is it okay to job hop early in your career?" — the questions you’ve been dying to ask but never knew who to turn to 👀In this episode, we did something a little different: we compiled your DMs and comments, and broke them down from both an employee’s perspective a...

So...Why Is It SO HARD To Make Friends After Graduation? 😩Back in uni, it felt like making friends was effortless — whether it was through group projects, late-night mamak sessions, or random club events. But after graduating… it’s a totally different game. Suddenly, you’re busy with work, everyone’s on different schedules, and the chances to meet new people? Almost nonexistent 😔In this episode...

So…My Friend Thought I Was Ghosting Her 😞💬 When I started working full-time, I thought I could handle it all — career, social life, love life… easy, right? But I quickly realised how hard it actually is to make time for people you care about 😩. Schedules clash, plans fall through, and suddenly your closest friends feel like strangers. It even starts to strain romantic relationships — not becaus...

So...I Finally Understand Why So Many People End Up in Debt 💸I used to think, “Debt? That’s something you choose to get into.” But after hearing stories and breaking down the habits that lead to it... I finally get it. It’s not just about spending recklessly — it’s about how easy it is to fall into the trap without even realising it 😶‍🌫️.With credit cards, BNPL, and EPP plans everywhere, money f...

So... I Almost Blew My Entire First Paycheck 😵‍💸 If you're a fresh grad who just started working, you probably know the rush of seeing your very first paycheck come in 💸. I was so excited, that I didn’t even realise how quickly I was spending it…but between spontaneous splurges, weekend plans, and treating myself a little too much… I didn’t realise how fast it was all disappearing 😮‍💨. It...

So... I Thought Avoiding Office Politics Was the Smart Move 😅 If you're new to the working world, you’ve probably heard people say "stay out of office politics" —and trust me, I thought that was the best way to survive too. But then... I realized that ignoring office politics doesn’t make them disappear . In fact, it might even put you at a disadvantage 😳. The truth is, office poli...

So… No One Told Me Taxes Were This Complicated?! 😩 If you’re a fresh grad who just started working, you’ve probably heard about income tax—but what does it actually mean for us? And why does everyone keep talking about tax reliefs? 🤔 Well… I recently went through my first tax season, and let’s just say—I had no clue what I was doing. From figuring out if I even needed to pay tax to learning abou...

Who knew you would still need insurance even though your parents bought it. 👀If you’re a fresh grad and recently started working, you’ve probably heard people telling you you need insurance ASAP. And it got me thinking—why is it necessary when I’m young and healthy? Can’t it wait until later? 🤔I used to think insurance was just something “older” people worried about. But the more I learned, the...

My Boss Asked Me To STOP Bringing My Lunchbox To Work 🥲 Are you a fresh graduate about to start your career? Well... I'm a fresh graduate who began my career not too long ago, and I remember feeling anxious and worried about everything I did. I was concerned about the way I dressed, if I was speaking right, or even if I was responding to a message too informally. However, I soon learned that...