Everywhere We Belong

"I took a leap too high and had no protection. That property taught me everything about risk." Meet Dr. Atul Sawant, a radiologist who had ₹1.5 crore in debt while investing in India. He now makes over 6% yields in Dubai. Here's how he did it. In this episode, he breaks down: How he recovered from ₹1.5 crore debt in India The 70-20-10 portfolio allocation that creates millionaires Th...

Are you unknowingly losing money than you should, just because nobody told you the rules? In this video, we break down the 5 most common financial traps that quietly drain NRI wealth every single year. No scams, no bad investments — just rules that work differently than most people think. If you're an NRI with money parked in India, this one is worth watching till the end. Chapters: 0:00 - ₹9...

Is the "Return to India" dream actually sustainable, or is it just a romanticized escape? In this episode of NRI Wealth Stories, Aditi sits down with Bhasker Jaiswal, who spent nearly two decades building a life and career abroad before making the ultimate move back home. His story is a blueprint for anyone caught between two worlds, trying to build lasting wealth while staying true to t...

Is your Foreign Tax Credit (FTC) claim about to get a lot more complicated?  With the introduction of Draft Income-tax Rules, 2026 and the Income-tax Act, 2025, the Indian Tax Department is moving away from the "self-claim" era of Form 67. If you are an NRI returning to India, an RNOR, or a resident with global income (RSUs, Dividends, Pensions), Draft Rule 76 introduces a critical compl...

Most NRIs jump into the Indian market without a strategy, only to realize later that currency depreciation and high expense ratios have eaten their gains. We’re changing that today. Whether you are a beginner or looking to optimize your existing portfolio. In this episode of The Home Advantage, Aswin breaks down the complete NRI Mutual Fund blueprint for 2026—from picking the right funds to the &q...

Are you returning to India for a project, to care for parents, or just to test the waters? If you’re keeping your NRE accounts active for tax-free interest, you might be unknowingly breaking FEMA laws. In this episode of The Offshore Advantage, Sagar Soman breaks down the critical difference between being a Non-Resident for Income Tax vs. FEMA. Many NRIs assume they have a 182-day grace period, bu...

Think pensions are only for people living in India? Think again.  Most of us have heard the "pension lecture" from elders back home. But while the advice is old, the tools have changed. Today, we dive deep into the National Pension System (NPS) and the Atal Pension Yojana (APY) to see which one actually makes sense for your portfolio. In this episode of the Home Advantage, Aswin breaks d...

Most NRIs investing in India default to large caps. But the data tells a different story. In this video, we break down why Indian mid-caps have consistently outperformed large caps and small caps across multiple market cycles, in average returns, median returns, and probability of double-digit outcomes. Here's what we cover: Why mid-cap PAT-to-GDP grew nearly 3x faster than Nifty 100 companies...

What if you could study at Oxford, Cornell, or Harvard without leaving your career behind? That's exactly what XED has been quietly building for over a decade. And now, they're going public. In this exclusive interview with John Kallelil, (CEO & Founder, XED), we talk about: How XED partners with the world's top universities Why they charge $28,000 per seat (and still have a waitli...

Most NRIs assume their NRE interest stays tax-free until the deposit matures. And honestly? That assumption makes sense. Nobody told you otherwise. But here's the truth — the moment your intent shifts from visiting India to staying in India, your tax-free status starts a countdown. And that countdown doesn't wait for your FD to mature. That assumption can cost you. A lot. In today’s episod...

Is your NRE account actually saving you tax on mutual funds, stocks, or property? The answer might surprise you. Many NRIs believe the idea that routing any investment through an NRE account makes the gains tax-free. In this episode of The Offshore Advantage, Sagar Soman (CA & Cross-Border Wealth Strategist) breaks down why this mistake happens and what the Income-tax Act actually says. In thi...

Choosing between an NRE and NRO account shouldn't feel like a math exam. If you’re living abroad but still have financial ties to India, making the wrong choice can lead to unnecessary taxes or even legal headaches with the RBI or FEMA. In this video, Sagar Soman explains the critical differences every NRI needs to know to keep their finances tax-efficient and FEMA-compliant. Chapters: (00:00)...

Are you still using a regular Savings Account in India? If so, you might be breaking the law without even knowing it! Most NRI financial mistakes don't happen because of bad intent, they happen because of "familiarity." We move abroad, but we keep the same bank accounts, the same FD habits, and the same investment styles that worked when we lived in India. In this episode of The Home...

The Offshore Advantage is Belong’s webinar series that explains offshore investing for NRIs and the new opportunities emerging from GIFT City. Each episode breaks down complex regulations and products into simple, practical guidance for global Indians. In Episode 1, Ankur Choudhary, Co-Founder and CEO of Belong, introduces inbound mutual funds, how they are structured in GIFT City, and how feeder...

Investing in India as an NRI can feel complicated. Bank accounts, taxation, PFIC rules, and even the country you live in can change your strategy. In this episode of Mint ExtraClass with Belong, experts break it all down and share clear, practical insights. Here’s what you’ll learn: Investment strategies for NRIs returning to India vs. those staying abroad Why RNOR (Resident but Not Ordinarily Res...

A historic launch day for global Indians. Tata Asset Management, with Belong as its digital launch partner, has introduced the Tata India Dynamic Equity Fund at GIFT City (GIFT IFSC, Gujarat). This is the first inbound retail mutual fund for NRIs and overseas investors, giving you direct access to Indian equities starting at just USD 500. What makes it a true game changer is the tax exemption. Inc...

A historic moment for global investors and a landmark episode of GIFTed Insights. Tata Asset Management, with Belong as its digital launch partner, has introduced the Tata India Dynamic Equity Fund at GIFT City (GIFT IFSC, Gujarat), the first USD-denominated retail mutual fund built specifically for NRIs and overseas investors. It gives you direct access to Indian equities starting at just USD 500...

For most NRIs, investing in India can feel like a maze. NRE vs NRO accounts, taxation, TDS, and endless compliance often make it confusing. In this episode of Mint ExtraClass with Belong, Ankur Choudhary (Co-Founder & CEO, Belong) and Jash Kriplani (Senior Assistant Editor, Mint) explain how GIFT City is making NRI investing easier, smarter, and tax-efficient. Here’s what you’ll learn: Why NRI...

The Home Advantage is a Belong original series where founders and industry experts explore the future of NRI finance, GIFT City investing, and the fintech innovations helping global Indians grow their wealth with trust and simplicity. In Episode 3, Ayush Singh, Co-founder and CTO of Belong, breaks down what it takes to build the first investment platform out of GIFT City for global Indians. Ayush...

The Home Advantage is a Belong series that explores what NRIs really go through when they try to invest in India. In Episode 2, Savitri Bobde, COO and Co Founder of Belong, shares her journey from Pratham to Goalwise to Niyo and explains why she helped build a platform designed specifically for NRIs who face complicated KYC rules, confusing bank processes and a lack of clear support. Savitri talks...

The Home Advantage is a Belong original series where founders and industry experts explore the future of NRI finance, GIFT City investing, and the fintech innovations helping global Indians grow their wealth with trust and simplicity. In this first episode, Ankur Choudhary, Co-Founder & CEO of Belong, joins @AswinOnFinance for a deep dive into the real, systemic hassles NRIs face when trying t...

The Home Advantage is a Belong original series where founders and industry experts explore the future of NRI finance, GIFT City investing, and the fintech innovations helping global Indians grow their wealth with trust and simplicity. In this first episode, Ankur Choudhary, Co-Founder & CEO of Belong, joins @AswinOnFinance for a deep dive into the real, systemic hassles NRIs face when trying t...

How do you scale an investment powerhouse from ₹4,000 Cr to ₹1.6 Lakh Cr? In this exclusive conversation, Varun Sanan (Senior VP & Zonal Head, Edelweiss) reveals the blueprint for hyper-growth and why Indians abroad are looking at global markets all wrong. Global investing isn't just about diversification, it’s about strategy. Varun Sanan joins us to break down his journey at Edelweiss, th...

Welcome to  Episode 9 of Everywhere We Belong. We particularly enjoyed this one, as Parmita's take on life is a very unique one. Her NRI story and insights on creativity, finance in the midst of transition (from Canada to India; Schneider Electric to being self-employed) and thoughts on general direction in life are sure to be of value to all listeners. Enjoy.  (00:00) Introduction to Parmita...

This is our third episode with a guest! Maria is an exceptionally well-travelled NRI who has studied and worked at some of our world's most prestigious institutions and organisations and is currently transitioning into a phase in which she is the teacher, the leader.  We couldn't have caught her at a more exciting time and we hope that you feel the same while you watch/listen. Enjoy. ( 0...