Capital Conversations

The New Year is an opportune time for business owners and individuals alike to reflect on their financial strategies, particularly when it comes to retirement planning. Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planning services to St. Louis area businesses, individuals, and families. As a fiduciary...

The benefits of offering a 401(k) plan to your employees – namely, higher retention rates and more job applicants – are well known. Many financial advisors, however, have largely refrained from entering the defined contribution space. A recent article from Wealth Management implores more advisors to specialize in this area. But how do you know if you’ve found a financial advisor you can trust with...

As your finances get more complex, the financial decisions you make now carry more weight than before. You might find yourself wondering if you’re saving enough, investing wisely, or even just managing your household day-to-day budget effectively.  In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ professional Colin Day and portfolio manager Ryan Potts discuss their perspectiv...

You’ve finally found a financial advisor you can trust. But, instead of a list of exciting investments or a retirement roadmap to that brand new Mercedes, they’re giving you… a list of documents to gather? Tax returns, financial statements, 403(b)s...you name it. You might be wondering, "Why are they asking me for all these documents?"  Those financial document requests allow your financ...

Welcome to the second part of this Capital Conversations series, where we continue our discussion on the findings from our recent 401(k) plan participant survey. In the first part, we explored some intriguing shifts in participants' financial priorities and their readiness to adapt to new stages in life. You can download the survey here . In this second part of our series, we're diving int...

People come to Correct Capital – or any financial planner – for our insights and advice. But, for our services to be most effective, it’s important for us to hear back from our clients. In this episode of Capital Conversations, we delve into the findings of our recent 401(k) participant survey to see what’s most important in the mind’s of those saving for retirement. At Correct Capital, we take pr...

Of the many questions you should ask yourself when you’re planning for retirement, few may be more important than asking yourself where you’re going to live. Bankrate recently released its list of the five best and worst states to retire in in 2023 , based on 5 weighted criteria: Affordability (40%) Well-being (25%) Health-care quality and cost (20%) Weather (10%) Crime (5%) In this episode of Cap...

Effective retirement planning requires a disciplined approach to ensure your money is grown, spent, and saved in accordance with your goals. But disciplined doesn’t mean rigid. In uncertain times smart retirees need to modify their spending behavior to ensure their financial situation stays stable. In this episode of Capital Conversations, hosts John Biedenstein and Steve Paulus share some new res...

The journey towards a stable and fulfilling retirement can be complex and filled with uncertainties, especially given recent inflation and an underperforming market. Whether you've begun your golden years or are still investing and planning your retirement, the questions never seem to cease. What are the biggest questions in your mind when it comes to planning or thriving in your retirement? Corre...

We've all been through a lot these past couple of years. For those of us who are living in retirement or are planning to retire soon, these unprecedented events unavoidably spur uncertainty about the future. What are the biggest questions in your mind when it comes to planning or thriving in your retirement? Correct Capital Wealth Management's Colin Day and John Biedenstein tackle some of the...

We've all been through a lot these past couple of years. For those of us who are living in retirement or are planning to retire soon, these unprecedented events unavoidably spur uncertainty about the future. What are the biggest questions in your mind when it comes to planning or thriving in your retirement? Correct Capital Wealth Management's Colin Day and John Biedenstein tackle some of...

Colin Day of Correct Capital Wealth Management compares common Financial Adviser answers from ChatGPT vs a Real World Professional. In this video, we asked ChatGPT "Is cryptocurrency appropriate for 401K accounts?" #chatgpt #investing #crypto #cryptocurrency If you have been living under a rock, ChatGPT is a large language model created by OpenAI, designed to generate human-like response...

Colin Day of Correct Capital Wealth Management goes up against AI. We sat down to ask common financial advice and wealth management questions and compared the answers of ChatGPT vs a real world professional. In this video, we asked "What are effective strategies for diversifying a portfolio?" #chatgpt #investing #ai If you have been living under a rock, ChatGPT is a large language model...

Colin Day of Correct Capital Wealth Management goes up against AI. This episode is part of a series where we compare answers for common financial advice and wealth management from ChatGPT vs a Real World Professional. In this video, we asked ChatGPT and Colin Day "Is cryptocurrency a good investment?" #chatgpt #investing #cryptocurrency If you have been living under a rock, ChatGPT is a...

Colin Day of Correct Capital Wealth Management recently sat down with digital marketing expert David Kley. We put Colin on the spot and asked the real world professional and AI the same basic financial and wealth management questions. This episode contained the full conversation. #chatgpt #openai #ai If you have been living under a rock, ChatGPT is a large language model created by OpenAI, designe...

Meet the newest member of our team and learn a thing or two about alternative investing. We really hit the jackpot when we added Ryan to our team. Ryan Potts is the newest assistant portfolio manager at Correct Capital Wealth Management and he brings with him a lot of knowledge, a knack for finance, and a great personality. He recently went on a trip to Charlotte, North Carolina where they discuss...

Inflation and resilience were the moods of the year for 2022. With smart, strategic, transparent management of your wealth and investments, you can weather the storm and retire comfortably. We are looking forward to what this coming year will bring.  Today Host Colin Day, CFP®, MBA of Correct Capital Wealth Management is joined by the founder of the firm, Brian I. Pultman, CFP®. Together, Col...

Clear concrete and sunny skies ahead (with a few uncertainties) — there are some valuable lessons to be learned from the construction industry to be applied to retirement savings and other investments!  Director of Business Development Steve Paulus joins our host Colin Day, CFP®, MBA to share some insights and parallels between construction and retirement planning and financial advice. Steve...

So you have a 401(k) plan. That means you never have any questions are you are totally confident that your fund is doing everything it can to prepare you for retirement, right? Our research shows that for most people, that's not true. It's likely that you have some questions or may need some guidance along the way — especially in these economic times. Our host Colin Day, CFP®, MBA sits with John V...

An independent advisory firm is legally required to put your needs and interests, as the client, first. Beyond that, a good rapport of trust and communication is the recipe for a strong and successful financial advisor relationship. And Kennadi Haythorne is one of the people who help Correct Capital Wealth Management do just that. Kennadi is one of our Investment Advisor Service Associates. A brig...

If you have not yet had the chance to meet Steve, you are missing out — and that is precisely why we are bringing this episode to you today. Financial Advisor Colin Day, CFP®, MBA from the Correct Capital Wealth Management team had the pleasure of chatting with Director of Business Development Steve Paulus. Steve has a storied history in the world of financial services and though he once retired,...

It's early October 2022 and the stock market is volatile to say the least. After falling tremendously in September, we are seeing a sudden sharp rally. What is the everyday investor to make of the market as we enter the fourth quarter of 2022?  Two wealth management professionals from the Correct Capital Wealth Management team sit down to discuss the state of the market and share some insight...

When you work with a fiduciary or wealth advisory firm, you are looking not only for sound investment strategies and financial acumen, but also for a relationship of trust, openness, and support. In previous Capital Conversations episodes, we have spoken with a number of our financial advisors and even our founder, Brian I. Pultman, CFP®. Now it's time for you to meet Alexia Keil. Alexia is our In...

A wealth advisory firm takes a team to be successful. In recent episodes of Capital Conversations, we have spoken with a number of our financial advisors and even our founder, Brian I. Pultman, CFP®. Today we hear from one of the most critical people in our office, Pintip Perdun. Pintip is our Investment Advisor Service Associate. Mother to 5 human children, 4 dogs, and dedicated to a one-hour one...

Our host Colin Day, CFP®, MBA invites Founder and CEO of Correct Capital Wealth Management, Brian I. Pultman, CFP®, to answer the question point blank: "Why do I need a financial advisor?!" Does someone like me really need a financial advisor? If I already hired a financial advisor, how do I know if it's the right fit? If not, how do I find a better advisor for my needs? The answers may be as diff...