Broken Healthcare

She billed me $902 for a two-second X-ray. The insurer pays $78. In this episode of Broken Healthcare, Ray Kober sits down with Dr. Dana Mincer DO - physician, Direct Primary Care founder, and certified yoga instructor - to break down what really happens when a doctor becomes a patient and gets the bill. Dana slipped on the ice on New Year's Eve, fractured her elbow, spent an hour in the ER, saw a...

Yeah, this one's different. No guests. No healthcare policy. No claims data. Just me, sitting down and talking about something I've never talked about publicly before. For years, a couple of drinks at the end of the day was just part of life. Business dinners, networking, winding down. A few glasses of Don Julio. Nothing dramatic - just a quiet daily habit that, somewhere along the way, became mor...

Your healthcare claims have an error rate of 8 to 12%. Most employers have no idea. In this episode of Broken Healthcare, Ray Kober sits down with Stephen Carrabba - CEO and Co-Founder of Claim Informatics - to break down what's really happening behind the scenes in healthcare claims, payment integrity, and fiduciary oversight. Stephen's team recently found $7.4 million in improperly paid claims f...

Katy Talento joins the show in-studio to share her unique journey from religious life to advising on healthcare policy at the highest levels of government - and what she believes it will take to fix the U.S. healthcare system. With a background in epidemiology, public health, and federal policy, Katy brings rare insight shaped by her experience working in the U.S. Senate and advising on healthcare...

Emma Fox joins the show in-studio to explain why healthcare costs keep rising and how incentives inside the traditional health insurance system often work against employers and patients. Drawing on her experience inside the industry, Emma breaks down how compensation structures, carrier incentives, and consolidation influence employer-sponsored healthcare decisions. She explains why more organizat...

Tim Organ, CEO of the Health Business Growth Collective, joins the show in-studio to discuss why the traditional healthcare system focuses on symptoms instead of root cause - and how functional medicine is changing the future of patient care. Tim shares his personal health transformation, including reducing body fat, optimising metabolic health, increasing protein intake, and improving longevity t...

David Slepak & Caleb Parker (Angle Health) on fixing the broken U.S. healthcare system. Why do healthcare costs keep rising? Why do employers feel stuck? And what would it actually take to fix the experience? In this episode of Broken Healthcare, we break down what’s really driving costs, what most plans get wrong, and how smarter design + technology could reshape employer healthcare. #BrokenH...

Sanju Sriram on fixing one of the most overlooked problems in business: IRS compliance. Why do so many companies miss required filings? Why are IRS forms so difficult to understand? And what would it take to simplify a system that frustrates even experienced professionals? In this episode of Broken Healthcare, Ray sits down with Sanju — CEO of Simple Tax Suite — to talk about her journey from Sili...

There is a healthcare court case unfolding right now that could have massive implications for patients, employers, and how hospital consent is interpreted across the entire system. In this critical episode of Broken Healthcare , host Ray Kober sits down with healthcare outcomes expert and Validation Institute founder Al Lewis to break down a real case involving OhioHealth, a 29-hospital system in...

What happens when Sir Winston Churchill walks into a modern podcast studio… and then steps out of character? In this unforgettable episode of Broken Healthcare, host Ray Kober sits down with Randy Otto — a financial advisor, historian, and the only man ever endorsed by the Churchill family to portray Sir Winston Churchill. For over 54 years, Randy has embodied Churchill on stages around the world....

America doesn’t have a healthcare problem. It has a healthcare business problem — and we’re all trapped inside it. In this powerful episode of Broken Healthcare, host Ray Kober sits down with Chris Deacon — attorney, healthcare policy expert, former Director of State Health Benefits for New Jersey, and author of The Great American Healthcare Heist — to expose how America’s healthcare system became...

Broken healthcare is failing millions of Americans — especially hourly and frontline workers. In this episode of the Broken Healthcare Podcast , host Ray Kober sits down in-studio with Lexie Leitner, PA-C , Vice President of Clinical Operations at River Health , to unpack why the traditional U.S. healthcare system no longer works — and what it will take to fix it. Lexie shares her journey from fam...

The U.S. healthcare system is broken — and doctors are burning out just as fast as patients. In this powerful in-studio episode of the Broken Healthcare Podcast, host Ray Kober sits down with Dr. Dana Mincer, a board-certified osteopathic physician and Direct Primary Care (DPC) doctor, to expose what’s really happening behind the scenes of American healthcare. Dr. Mincer shares her raw, unfiltered...

America doesn’t have a healthcare system — it has a sick care system. In this powerful episode of the Broken Healthcare Podcast , host Ray Kober sits down with Dr. Kyle Rickner , a pioneer of the Direct Primary Care (DPC) movement and co-founder of Primary Health Partners , to expose why U.S. healthcare is failing patients and doctors — and what it will take to fix it. Dr. Rickner shares his journ...

On this episode of Broken Healthcare, host Ray Kober sits down with Karen Van Caulil, President & CEO of the Florida Alliance for Healthcare Value — one of the nation’s most respected employer coalitions driving real healthcare reform. Karen shares insider-level insights from 14+ years of working with public and private employers to reduce costs, improve quality, and fight back against the ent...

Tiffany Ryder walked into the studio like she walks through life — calm, confident, and not here for anybody’s nonsense. A former NFL cheerleader turned physician assistant, Tiffany has seen the best and worst of America’s healthcare system, and this episode hits on everything people wish they could ask their doctors but never do. Tiffany grew up in rural Louisiana with almost no access to care. L...

What does Wall Street have in common with America’s broken healthcare system? In this powerful in-studio conversation, host Ray Kober sits down with Barbara Delaney , a trailblazing financial leader who’s been shaping the retirement and fiduciary landscape since 1981. Barbara shares her incredible journey—from being the only woman in her Wall Street training class at EF Hutton, to transforming the...

From the dojo to the battlefield to the operating room — this is the story of a real-life warrior healer. In this episode of Broken Healthcare, host Ray Kober sits down with Dr. Demetrio Aguila — a plastic and nerve surgeon, U.S. Air Force veteran, and lifelong martial artist on a mission to fix America’s broken healthcare system. 🥋 Martial Arts. He earned his first black belt at 13, mastered Aik...

This dermatologist just changed cancer detection forever. In this powerful episode of Broken Healthcare, host Ray Kober sits down in studio with husband-and-wife innovators Dr. Mike and Elizabeth Webb, the creators of CheckMySpot — a revolutionary app that lets anyone screen potential skin cancers from their phone. Dr. Webb, a board-certified dermatologist and Mohs surgeon, shares his 30-year jour...

Part 3 of 3 - Woody Waters This is the final chapter — an unfiltered, eye-opening conversation with Woody Waters, co-founder of Reference-Based Pricing and Imagine360 In this finale, Woody and Ray pull no punches. They uncover why real healthcare reform will never come from Washington — and why business leaders must take control of their plans, their costs, and their people’s wellbeing. Woody reve...

America spends $5 TRILLION on healthcare… and ranks DEAD LAST. Ask yourself WHY?! The Senate hearing on the Make America Healthy Again (MAHA) agenda was a circus — and what happened to Robert F. Kennedy Jr. proves just how broken our system is. I feel it’s my personal duty to bring you the facts the media won’t. In this video, I break it all down: - Why I stand with RFK Jr. after watching the abus...

Part 2 of 3 – Woody Waters In this powerful second installment of Broken Healthcare, host Ray Kober continues his deep, unfiltered conversation with Woody Waters, the co-founder of Reference-Based Pricing and a pioneer determined to expose what’s really happening inside America’s healthcare system. Woody pulls no punches as he reveals how corruption, greed, and broken incentives have turned health...

Former hospital CEO Darrell Moon ran ten hospitals before walking away — disillusioned by how America’s healthcare system rewards sickness instead of health. Today, he’s on a mission to help CEOs take control of the second-largest expense in business and lead the revolution to fix healthcare. In this powerful episode of The Broken Healthcare Podcast , host Ray Kober and Darrell unpack: 🏥 Why hosp...

Ever wondered where Reference-Based Pricing (RBP) came from — or who helped create it? In this episode, host Ray Kober sits down with Woody Waters , one of the original founders of RBP and a true pioneer in bringing transparency and fairness to healthcare costs. Woody shares his 33-year journey through the insurance world — from his early days as a broker to co-founding the model that reshaped how...

The U.S. healthcare system is failing millions of patients with diabetes and chronic disease. My guest, Dr. Arti Thangudu, an endocrinologist, disruptor, and patient advocate, saw it firsthand—and decided to do something radical. After leaving one of the largest endocrine clinics in the country, Dr. Thangudu launched her own direct care practice, Complete Medicine, proving that real outcomes—lower...