Ask The Money Lady

Are you struggling to save money with a low or inconsistent income? In our latest episode, Christine Ibbotson addresses this critical issue and offers actionable advice to help you improve your financial situation. Learn about the mental toll of financial stress, the importance of believing in your ability to earn more, and practical steps to break free from financial scarcity. Don't miss this emp...

Do you have a current will and powers of attorney? In our latest episode, Christine Ibbotson explains why these documents are essential and dives deep into the responsibilities of an executor. Learn why it's crucial to choose the right person to manage your estate, especially if you have children. Christine also discusses the legal and tax implications of having a non-resident executor and offers...

Are you ready to retire? Before you embark on this exciting new chapter, make sure you're financially prepared. In our latest episode, we explore the honeymoon phase of retirement and share essential tips to avoid falling into debt. Learn about the importance of planning, budgeting, and setting up a collateral charge on your home. Plus, discover strategies for managing your finances during retirem...

Are you ready to take control of your financial future? In the latest episode of our podcast, Christine Ibbotson shares invaluable tips on achieving financial independence. From debt consolidation to finding the right financial advisor, and the power of self-belief, this episode is packed with actionable advice that you won't want to miss. Tune in now and start your journey towards financial succe...

Thinking about retiring this year? Christine Ibbotson breaks down the must-know tips for a secure and comfortable retirement. Find out how much money you really need and why being debt-free is crucial. Listen now and plan your future!

Are you confused about how interest rates impact your bonds and stocks? You're not alone! In our latest episode, Christine Ibbotson answers a listener's question and breaks down the complexities of the bond market. Discover the inverse relationship between interest rates and bond values, and learn valuable strategies like the Rule of 72 to help you make informed investment decisions. Don't miss ou...

How well do you judge character? In our latest episode, Christine Ibbotson explains why this skill is crucial for career success and personal growth. Discover how to improve your social interactions, build a strong reputation, and increase your self-confidence. #CharacterJudgment #CareerAdvice #SelfEsteem

Are you confused about whether to lock into a fixed mortgage rate or stick with a variable one? 🤔 Christine Ibbotson has the answers in our latest episode! Learn about your options for dealing with high interest rates, consolidating debt, and more. Listen now and make informed financial decisions! #MortgageRates #FinancialAdvice #HomeBuying

In this episode of Ask The Money Lady, Christine Ibbotson addresses a question from Nick, a new Canadian resident on an IEC visa, about the best way to navigate RRSP and TFSA contributions. With an annual income of $64,000, Nick is eager to save for future travel while also investing in a retirement account. Christine delves into the eligibility requirements for RRSPs and TFSAs, and offers practic...

In our latest episode, Christine Ibbotson tackles the complex topic of reverse mortgages. Are they a good option for seniors looking to stay in their homes? Christine breaks down the pros and cons, shares real-life stories, and offers expert advice to help you make an informed decision. Whether you're considering a reverse mortgage yourself or want to understand more about this financial product,...

Have you ever considered the tax implications of holding dual citizenship? Our latest episode features Christine Ibbitson, the Money Lady, who addresses a listener's complex situation with US-Canadian dual citizenship and the unexpected tax obligations that come with it. Discover why owning assets as a dual citizen might not be as advantageous as you think and learn strategies to manage your finan...

Ever thought about buying a home with your children but unsure where to start? Our latest episode dives deep into the complexities of joint home ownership. Learn whether setting up a corporation is necessary, how to protect your investment, and the ins and outs of mortgage options. Don't miss these essential insights that could shape your family's future. Tune in now for expert financial guidance!

Ever thought about rewriting your life's narrative? Christine Ibbotson shares how hitting rock bottom can be the catalyst for extraordinary change. She opens up about her personal journey to financial literacy and how it reshaped her identity. Christine offers actionable advice on creating positive affirmations and changing self-limiting beliefs. She emphasizes that to change your life, you must f...

Protect Your Love and Your Assets with Prenups & Cohab Agreements✉️ Are you entering a new chapter with your partner? Whether it's remarriage or cohabitation, it's crucial to secure your financial future. Our latest podcast episode is a treasure trove of wisdom on prenuptial agreements and cohabitation contracts. Learn how to protect your assets, plan for retirement, and ensure peace of mind f...

Are you and your partner on the same page when it comes to money? Our latest episode dives into the seven money personality types and how understanding yours can transform your relationship and finances. Discover the secrets to effective communication, overcoming financial infidelity, and why retail therapy might not be so bad after all. Don't let money be a source of contention; listen now and st...

Navigating your financial journey from youth to your golden years can be daunting, but fear not! In this episode of Ask The Money Lady, join our Canadian finance coach, Christy Ibbotson, as she unveils the "Cascading Financial Plan" from her second book. Discover a decade-by-decade roadmap to financial security, from establishing credit in your 20s to planning for long-term care in your 60s and be...

Finally what you should do to retire debt free and wealthy !

Advisors always tell clients to delay their CPP benefit. But if you die in your 70’s, you have short changed yourself. Find out why.

Cybercrime is up 800% vs. pre-covid stats. So how can you protect yourself? Find out all the things you should watch out for.

Wills & POAs What will happen if you die without a Will? Why do you need two Powers of Attorney?

TFSA This is the best Canadian savings tool. Could it be better than RRSPs? More great podcasts at www. SaltWire.com/podcasts

Is it wise to keep your money separate from your partner? Should you combine your savings – maybe not.

Leverage Lending More great podcasts at www.saltwire.com/podcasts

Talking To Aging Parents More great podcasts at www.saltwire.com/podcasts