Discovery South Africa

Offshore trusts require a professional with expertise in the jurisdiction where the trust will be located. Harry Joffe, Head of Legal Services at Discovery Life, speaks to Rolf Odendaal, Business Development Executive at Boston MFO in the Isle of Man. They discuss offshore international trusts and how they are an option worth considering if you have international assets or children studying or con...

Do you own digital assets like crypto, stablecoins, or non‑fungible tokens? Do you have a plan in place to protect them and to ensure that if you pass away, your beneficiaries can access them even without knowing your passwords? Harry Joffe, Head of Legal Services at Discovery Life, speaks to Andy Bailey, Head of Private Client at Ocorian, about why digital assets should form part of your estate p...

In this episode of Own What’s Yours, host Harry Joffe, Head of Legal Services at Discovery, speaks to Terri Berkowitz, Specialist Attorney at Terri Berkowitz & Associates, about the role of trusts in estate planning. They unpack different trust structures, how they work, and the associated costs, as well as common pitfalls to avoid when setting up a trust. The conversation also explores why trusts...

The cost of living is rising – but so is the cost of winding up an estate. In this episode, Harry Joffe, Head of Legal Services at Discovery Life, and Deon Beachen, Director: Private Clients at ENSafrica, unpack the real costs of settling an estate and managing trusts. Key takeaway: Why cash, in the form of life insurance policies or savings, is the key to a solvent estate. Own What’s Yours is bro...

If you don’t have a Will or are unsure why you need one, you need to listen to Own What’s Yours, brought to you by Discovery. The idea of estate planning, or getting your affairs in order, may be intimidating. But Harry Joffe, Head of Legal Services at Discovery Life, and his guests remove the guesswork with simple and practical advice. In this episode, Harry speaks to Chris Murphy, Director at Le...

“One thing’s for sure: there are compelling reasons for the majority of investors to invest more offshore.” To wrap up this series, we turn to industry leaders Kenny Rabson, the CEO of Discovery Invest, and Nazmeera Moola, Head of SA investments at Ninety One for their perspectives on what South Africans should prioritise to get global investing right. Your guide to Offshore Investing, done right

“A few key decisions when investing offshore can have a significant impact on your returns. Some choices may not weigh as much as you think, while others can come back to bite you!” Talking through some of the most common investing dilemmas is Craig Sher, Head of Research and Development at Discovery Invest and Discovery’s Head of Legal Services, Harry Joffe. Your guide to Offshore Investing, done...

“The extent to which you ask the right questions and implement the right solutions will determine the amount of financial freedom you have in your life,” says independent wealth specialist David Joshua. The author of The South African's Guide to Global Investing joins Bruce in Episode 1 to discuss how you can harness the key principles of global investing. Your guide to Offshore Investing, done ri...

In this episode, we’re doing things a little differently. Instead of a product deep dive, we’re highlighting how advisers and clients can maximise a Life Plan’s value through our unique Shared-value Insurance model. Join Daniel Stoch, Head of Research and Development, as he uncovers what shared value is, how it works, and why Vitality engagement linked to a Life Plan is key to unlocking significan...

In this episode of Inside Discovery Life, Discovery Life’s Chief Medical Officer, Dr Maritha van der Walt, and Discovery Life’s Head of Distribution Strategy and Market Analytics, Kashmeera Kanji, discuss protection for severe illnesses, especially for second and subsequent illnesses. You’ll hear what the top recurring severe illness claims are and why it’s important to have cover in place that al...

In this episode of Inside Discovery Life, we explore the Global Education Protector Benefit – a life insurance product that ensures your children’s education is fully funded, from creche to university, locally or abroad, if you pass away, become disabled, or are diagnosed with a severe illness. Join Sylvia Steyn, Head of Claims and Servicing, and Daniel Stoch, Head of R&D at Discovery Life, as the...

Join Dr Maritha van der Walt, Chief Medical Officer at Discovery Life, and Kashmeera Kanji, Head of Market Analytics and R&D, as they explore the critical role of life insurance for women in the second episode of the Inside Discovery Life podcast series. Sharing stories of real-life cancer claims, the power of shared-value rewards and living benefits, this episode dives into the features that make...

The Inside Discovery Life podcast series unpacks how Discovery Life products are designed together with claims insights and real-life examples that highlight the value of cover. This is a six part series, with a new episode released throughout the year. In the first episode of this series, join Dr Maritha van der Walt, Chief Medical Officer of Discovery Life, and Gareth Friedlander, Deputy CEO of...

As life expectancy rises, the challenge shifts to improving health during those extra years. Discovery Life addresses this by using innovation to reward clients' healthy behaviours and, in return, unlock significant financial rewards. Watch Riaan van Reenen, CEO of Discovery Life, and Michael Avery, Host of Business Talk on BusinessTech, unpack the benefits of shared value from your life insurance...

Gareth Friedlander and Daniel Stoch offer valuable insights into how Discovery Life’s Shared-value Insurance model works and how you can benefit from it. Their expertise sheds light on the innovative approaches to life insurance that reward you for living well.

In this episode, Discovery’s Dr Maritha Van der Walt and Gareth Friedlander shed light on the significant effect of increased screenings on severe illnesses. Their insights reveal the importance of early detection and lifestyle choices in mitigating the risks associated with severe health conditions.

In the ever evolving landscape of financial security, diversification is key. In this episode, Gareth Friedlander and Kashmeera Kanji from Discovery Life discuss the innovative Dollar Life Plan. This groundbreaking approach offers life cover in US dollars, providing a global edge to financial planning.

In a world where uncertainty is the only certainty, protecting our children’s futures becomes paramount. In this episode, Sylvia Steyn and Kashmeera Kanji from Discovery Life have brought to light the importance of comprehensive protection for children. Let’s take a cue from their expertise and make informed decisions that protect and empower the next generation.

In this special interview, Dali answers big retirement questions in under five minutes: from how much to save to how to spend wisely in your golden years.

Running out of savings is one of the biggest retirement fears. Dali shares a simple rule of thumb for withdrawing money responsibly so your income lasts for as long as you need it.

Missed out on years of saving? It’s not too late. Dali outlines smart ways to boost your investment and close the gap on your retirement goals.

It’s tempting to take the cash when switching jobs, but doing so could set back your retirement by years. Dali explains why preserving your savings is one of the smartest financial moves you can make.

Tax free savings accounts can be powerful tools, but are they the best choice for retirement? Dali weighs the pros and cons.

Not sure how much you’ll need to retire comfortably? Dali explains the savings milestones you should aim for at different life stages – and why tracking your progress is key to living comfortably later.

No. The earlier you start, the more rewarding it will be. Dali shows how even small amounts invested now can grow into a big safety net, thanks to the power of compound interest.