The F. Word

In this episode, Priya sits down with AJ Ayers, CEO and co-founder of BrooklynFI, to talk about the money shame that persists even after high earners have built real wealth. They dig into the single most expensive mistake people make with equity compensation, why doing nothing with a windfall is actually a strategy, and the exact savings framework AJ uses with clients who have lumpy or unpredictab...

In this episode, Priya sits down with Pinterest executive Soniya Monga to talk about the wealth-building asset most high earners ignore: their own career. Soniya, who has spent two decades inside LinkedIn, Snap, TikTok, and now Pinterest, breaks down how "life as a portfolio" thinking changes the way you evaluate career moves, location, and even how you spend money. They also get into th...

In this episode, Priya sits down with Allison Kahler, a former Bain consultant turned executive coach and host of The D. Tales  podcast, to talk about the financial side of divorce that nobody prepares high earners for. They cover why a prenup (or the lack of one) matters more than couples think, why keeping a bank account in your own name does not protect those assets in a divorce, and what to ge...

In this episode, Priya sits down with Erin Lowry, bestselling author of the Broke Millennial book series, to talk about what it actually takes to build wealth instead of just looking like you have it. They dig into why high earners still feel like they're living paycheck to paycheck at $250K-$350K, how a scarcity mindset gets passed down even in financially stable households, and why investing...

In this episode, Priya challenges the widespread obsession with passive income - specifically real estate - and makes the case that chasing a financial mechanism before understanding the actual goal is one of the most expensive mistakes high earners make. She breaks down the real spectrum of passive income, from index funds and REITs that quietly compound to Airbnbs and rental properties that can...

In this episode, Priya tackles the retirement number most high earners have been quietly aiming for - $5 million - and asks whether it actually holds up. She walks through inflation, lifestyle replacement vs. salary replacement, the Fidelity healthcare estimate, and the variables that shift the math most: when you retire, whether you keep earning, and what strategy you're actually comfortable...

In this episode, Priya sits down with Sunny Israni - Wall Street veteran, Columbia Business School professor, and co-founder of AI automation startup LightSwitch - to cut through the noise on what AI actually means for your money. The conversation anchors on Elon Musk's claim that retirement savings will be irrelevant in an AI-abundant future. Priya and Sunny dismantle it methodically. But mor...

In this episode, Priya strips the 401k back to first principles - what it actually is, how the employer match works, and when maxing it out might be the wrong call. The catalyst: a smart, well-educated client who went years without contributing because nobody ever explained what "match" meant. Priya fixes that, then goes further - covering the traditional vs. Roth decision, why flexibili...

In this episode, Priya asks the question most high earners don’t realize they are avoiding: are you actually wealthy, or have you built a very convincing appearance of it? Drawing on the timeless learnings in The Millionaire Next Door, she breaks down two types of high earners - prodigious accumulators of wealth and under-wealth accumulators - then runs the real math on what a completely normal li...

In this episode, Priya names what she calls the "HENRY version of money silence" - the isolating experience of earning a high income and still feeling anxious, behind, or quietly out of control. Drawing from almost 12 years of client conversations, she breaks down the three specific ways silence shows up at high incomes. This episode is a permission slip to stop pretending - and a roadma...

In this episode, Priya sits down with Gigi Gonzalez, financial educator and author of Cultura and Cash, to unpack why traditional money advice consistently misses the mark for first-generation professionals. The real issue is that first-gen wealth building comes loaded with inherited scarcity mindsets, cultural expectations around communal money, and family guilt that no mainstream personal financ...

In this episode, Priya Malani unpacks why more access to AI-powered financial advice hasn't translated into more financial confidence. She breaks down the two core problems: AI that hallucinates regulations with total confidence, and AI that gives population-level answers to questions that are deeply personal. The real issue isn't that AI is wrong, it's that most people don't know...

High-earning couples are some of the most financially anxious people and the math explains why. In this episode, she walks through what $300K actually leaves a couple with after taxes, rent, and life in a major city, and the number is not what anyone expects. But the real issue isn't the math. It's that most couples are making financial decisions in parallel instead of as a team. If this i...

In this episode, Priya Malani makes the case that buying a home is probably not the smartest financial move for high earners in their 30s. The math is less obvious than the cultural script suggests — and most people never bother to run it.   Takeaways: The mortgage calculator leaves out the costs that actually catch people off guard. Renting is not throwing money away. It might be the smarter capi...

In this episode, Priya Malani discusses something most high earners have felt at some point - the friendship tax. When income diverges between close friends, the higher earner usually absorbs the gap - and it can add up. Priya breaks down what it actually costs, why it's almost impossible to bring up, and what makes it so hard to separate from the friendship itself. The real question isn't...

In this episode, Priya Malani breaks down the single most underrated financial habit for high earners: the pause. Using a simple observation from how she orders food at restaurants, she makes the case that most overspending isn't reckless or irresponsible. It's just fast. Decisions made in motion, pre-approved by "I deserve this," and driven by a brain that reacts before it decid...

In this episode, Priya Malani sits down with journalist and author Stephanie O'Connell to name something ambitious women feel constantly but rarely have language for: you can do everything right and still feel like you're paying for it. Stephanie's book, The Ambition Penalty, traces why the gender pay gap hasn't moved in two decades and why treating structural problems as personal...

In this episode, Priya sits down with Roni Hirschberg, founder and CEO of Generation Love, to trace 18 years of building a fashion brand from a waitressing job, a mom's foyer, and $100K that never got spent. Roni didn't go to fashion school, didn't have industry contacts, and didn't take outside funding. She and her business partner cold-called factories, learned every part of prod...

Most financial businesses are built to grow fast and serve the clients who are already wealthy. In this episode, Priya Malani pulls back the curtain on six decisions she made building Stash Wealth that slowed growth, made the firm harder to scale, and prioritized what clients actually need over what's easiest to sell them. The episode isn't a pitch. It's an education in how incentive s...

In this episode, Priya Malani makes the case against one of the most repeated pieces of retirement advice in personal finance: convert everything to Roth. For high earners, blanket Roth conversions during peak earning years often mean paying taxes at the highest rate they'll ever see, then arriving in retirement with no flexibility to do anything about it. The real issue isn't Roth versus...

A lot of high earners are doing everything right on paper and still feel stuck. Not financially stuck. Mentally stuck. Priya Malani sits down with Marcia Dawood, angel investor, TEDx speaker, and author of the forthcoming Unapologetic Wealth, to unpack why so many people, especially women, struggle to act on the wealth they're building. They get into the surprising science behind inherited mon...

We tend to think financial stress goes away once you make enough money, but for a lot of high earners, it just changes shape. In this episode, Priya unpacks why so many smart, successful people feel tense about money despite “doing everything right.” The real issue isn’t income, discipline, or effort — it’s decision-making without a framework. This conversation reframes how to think about saving,...

In this episode, Priya Malani sits down with Raphael Zagury, former Wall Street executive and founder of one of the world’s largest private Bitcoin mining companies, to strip Bitcoin of hype and look at it through a real investment lens. They unpack what Bitcoin actually is, why it exists, and how to think about it as an asset — not a gamble. From hard money and inflation to volatility, portfolio...

In this episode, Priya Malani sits down with Rachel Bowie, Royal Correspondent at PureWow, to unpack a surprising truth: the Royal Family’s wealth isn’t unlimited — it’s just exceptionally well structured. Together, they break down how the Royals actually manage money, why diversification and restraint matter more than status, and what high earners can learn from a family that’s built wealth to la...

A diamond ring is never just a ring. In this episode, Priya unpacks the unspoken double standard around women, power, and symbolism at work, and why the same signal can boost credibility in one setting and undermine ambition in another. Drawing on personal experience and cultural insight, she explores how traditional markers of stability are still interpreted differently for women, especially acro...